«The 15 - year has become more popular for those folks whose goal is to own the home free and clear or have
debt reduced by a certain time,» Miramontez says.
Any debt reduced by direct negotiation with a creditor will result in a tax liability.
Earnings before interest, taxes and one - time items rose 20 % to 4.13 billion kroner ($ 652 million), beating estimates of 3.82 billion kroner Sales rose 2 % on a basis that excludes currency and acquisition effects, compared with analysts projections for growth of 3.2 %
Debt reduced by 14 % to 21.9 billion kroner Carlsberg reduced its full - year forecast for gains from currency shifts to 50 million kroner from 300 million kroner.
Therefore, as
the debt reduces by payments toward it, the life insurance balance proportionately reduces.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or
reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance
debt, including our ability to obtain the
debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The miner, under the leadership of Executive Chairman John Thornton, has focused for the past three years on
reducing debt by more than 50 percent from the more than $ 13 billion it hit at the end of 2014 due to overpriced acquisitions and mine development, including Pascua - Lama.
The Trump administration's proposed budget contained similar assumptions that the tax plan would
reduce the deficit and overall
debt load, something that was widely contradicted
by economists.
According to Rogers, China could
reduce its $ 1.12 trillion of U.S.
debt holdings
by allowing the bonds to roll off as they mature.
He was asked help
reduce the huge federal
debt resulting from WWI, and Mellon tackled the problem
by reforming the tax structure.
The fund is undergoing a «rationalization» program, launched in May, to
reduce its
debt of more than $ 11 billion
by selling assets.
Terri Levine, a business mentoring expert, explains on QuickBooks, that she advises her «clients to collect all outstanding
debts quickly, decrease prices
by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and
reduce costs
by eliminating unnecessary overhead.»
By increasing the amount of credit that's available on your credit cards while working to
reduce your
debt, you will improve your credit utilization and help to increase your credit scores.
«Much of the welfare state concept was always an illusion, one financed
by lavish amounts of
debt for which present and future taxpayers will pay in the form of higher taxes and
reduced services during their lifetimes,» writes University of Calgary lecturer Mark Milke in a recent article.
Air Canada had more than $ 2 billion of cash on hand and
reduced its adjusted net
debt by $ 295 million to $ 4.3 billion.
He would
reduce the federal
debt and deficit
by cutting federal spending, nearly in half.
«That should be viewed as a positive development
by the (Bank of Canada), though progress on
reducing the «key vulnerability» of elevated household
debt will likely be very slow,» RBC economist Josh Nye wrote in a research note.
The gold miner also said it plans to
reduce its net
debt by at least $ 3 billion this year and look to sell its Porgera joint venture in Papua New Guinea and Cowal mine in Australia.
Flat tax proposals typically favor the wealthiest taxpayers
by dramatically
reducing their tax bills, but they also add to the national
debt.
«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public
debt behind them
by enhancing the loan - to - value,
reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»
Longer term, it would mean missing the stated 2021 target of
reducing the national
debt - to - GDP to 25 per cent
by only a single percentage point.
The deal values the combined company at $ 160 billion (including
debt), and, as expected, is structured in such a way as to
reduce Pfizer's tax bill
by moving its domicile out of the U.S. to Ireland.
Olivier said the company will take a breather from more acquisitions and buying back its own shares while it integrates the operations and
reduces its
debt load
by 2020.
• Claire's Stores Inc, a Pembroke Pines, Fla. - based retailer of jewelry and accessories, filed for Chapter 11 bankruptcy protection and expects to
reduce debt by about $ 1.9 billion, according to Reuters.
Our
debt balance as of March 31, 2018, was $ 348 million, down from $ 780 million at loan origination in April 2016; our
debt to Adjusted EBITDA ratio is well below one times; and we have
reduced our non-GAAP interest expense
by over 70 % since origination on an annualized basis.»
«That should be viewed as a positive development
by the Bank of Canada, though progress on
reducing the «key vulnerability» of elevated household
debt will likely be very slow.»
The Federal govt could actually
reduce this substantially
by reducing the maturity on their
debt by issuing short - term
debt instead of higher interest bearing long - term
debt.
The two argued in a paper in December that an inflation rate of 6 % for four years today would
reduce America's
debt - to - GDP ratio
by 20 %.
The state - owned PDVSA says that it was able to
reduce its
debt load
by $ 2 billion in 2015.
I instruct my clients to collect all outstanding
debts quickly, decrease prices
by 10 to 15 percent, think about refinancing or borrowing money, offer customers discounts for prompt or upfront payments, and
reduce costs
by eliminating unnecessary overhead.
Between 1946 and 1955, inflation averaged 4.2 % and
reduced America's postwar
debt - to - GDP ratio
by 40 %, according to Joshua Aizenman and Nancy Marion, economic professors at the University of California and Dartmouth College.
«Since June 2010, Gross has been
reducing the $ 245 billion fund's vulnerability to interest - rate swings and increasing its reliance on credit quality
by shifting from Treasuries to corporate and non-U.S. sovereign
debt, a strategy that backfired last month,» according to Bloomberg.
The federal
debt was actually
reduced by $ 90 billion; the
debt burden fell from 66.6 % in 1994 - 95 to 31.4 % in 2006 - 07.
The IATA expects higher profits to be driven
by improved revenue, an increase in passenger and cargo demand and
reduced interest payments as carriers pay down
debt.
Instead, the government committed to
reducing debt by $ 3 billion a year, primarily counting on better - than - expected fiscal results at year end to honour that commitment.
Spain's high unemployment, excessive
debt, and stagnant growth stem indirectly from policies implemented
by Germany that forced down the GDP share of German wages while also
reducing domestic investment.
In the past, the government has also committed to
reducing the absolute level of government
debt by $ 3 billion annually once the deficit is eliminated.
Trudeau's minority lasted as long as it did thanks to support from the New Democratic Party (in return for the implementation of some NDP policies), while Harper's was aided
by disarray in the opposition Liberal Party — Paul Martin's resignation, a lengthy and divisive leadership convention, and the unwillingness of the new leader, Stephane Dion, to defeat Harper until the Grits had begun to
reduce their party and personal
debts, and developed new policies (notably the Green Shift).
The bank's profits dropped 3.1 %, to $ 5.4 billion from $ 5.6 billion, with that difference in net income due to legal expenses,
debt charges and $ 15 billion in stock buybacks that
reduced the bank's outstanding shares
by 4 %.
«The government has aggressively tackled its direct operating
debt (or «credit card»
debt),
reducing it
by almost 80 per cent over the past 10 years.
This undermines the Harper Government's commitment to
reduce the
debt by $ 3 billion per year.
They can also help you create a plan to get out of
debt by paying off your
debts, often at
reduced interest rates, through a long - term
debt management plan (DMP).
This two - part system is designed to exploit the role of equity in
reducing the risk appetite of banks
by requiring them to have more equity in their capital structure, and the role of uninsured
debt by making it more desirable for creditors to monitor bank management.
DTI is calculated as your total monthly
debt payments divided
by monthly gross income, so a lower DTI indicates better financial health and
reduces the mortgage rates you'll be offered.
Reduce your DTI
by paying down some of your
debt or
by increasing your income.
The Speech from the Throne also indicated that the federal
debt - to - GDP would be
reduced to pre-recession levels
by 2017.
Second, the Speech from the Throne restated an earlier commitment made
by the Prime Minister that the federal
debt - to - GDP ratio would be
reduced to 25 per cent
by 2021.
The House budget assumes savings and increases in economic growth that would
reduce debt from its current level of 77 percent of GDP to 63 percent
by 2027; ignoring economic effects,
debt would fall more gradually to 73 percent in 2027 *.
In the 2006 Budget, the government promised to
reduce the deficit
by $ 3 billion per year; to
reduce the federal
debt - to - GDP ratio to 25 per cent
by 2012 - 13; to eliminate the total government sector
debt (which includes the federal, provincial and local governments as well as the Canada and Quebec pension plans)
by 2021; and finally, to keep the growth in program expenses below the rate of growth in nominal GDP.
Over much of 2008 the firm fought off losses
by issuing stock, selling assets and
reducing cost (issuing
debt under such conditions became difficult to impossible).