Sentences with phrase «debt reduction payments»

Let's consider three important targets every person should strive for: saving for retirement, credit card debt reduction payments, and saving an emergency fund.

So, you make your regular debt reduction payment each month, using the debt snowball or some other method, but at various other times, you add a little more, whether it's $ 10 or $ 100, depending on whether you've managed to free up a little more to help your debt a little more.

If you feel strongly that you can continue paying off your remaing loans regardless of how long it takes, save money and focus your «snowball» debt reduction payment on your debt with the highest interest rate!

On February 26, 2006, I made my final debt reduction payment.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

What will be the mix between interest rate cuts, reductions in the face value of debt, and rescheduling of payments?

a reduction in the rating awarded a debt or equity security; a credit agency downgrades the debt of a company, municipality, or governmental entity indicating a potential deterioration in the financial situation of the issuer and its ability to meet its obligations in full and / or on time.; a downgrade suggests investors are less certain to receive interest payments and return of capital

Amortization is simply the gradual reduction of your loan balance / debt over time, as you make regular payments.

This gives you greater flexibility to manage your debt reduction schedule and to control the amount of your monthly loan payment.

While credit cards remain a popular payment option for consumers, two consumer trends are working to dampen credit card volume: a broad movement towards debt reduction, and greater use of alternative payment methods.

A fixed term loan often generates faster debt reduction and lower monthly debt payments.

It may give you just one student loan payment to manage, and it also may result in more affordable payments, faster debt reduction or other benefits.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

On December 13, 2010, National Assembly representatives from the Fidesz — Christian Democratic People's Party governing alliance passed the Pension Reform and Debt Reduction Fund Law that permanently transferred mandatory private pension - fund contributions to the state unless employees indicated by January 31, 2011 that they wished to continue making payments to the funds.

These indicators allow assessing whether the economic system is contributing to the increase of its wealth, the fall in its public debt, reducing levels of inflation, the generation of surpluses in the trade balance and balance of payments, the decrease in tax burden, the conquest of independence or reduction of economic dependence of the country on the outside and the achievement of a genuine economic progress.

Instead of spending that money, he could add it to his $ 500 debt payment to achieve a total of $ 700 per month in debt reduction.

Interest stops building upon accepted proposals from the date you file your consumer proposal, making it possible to see real progress, reduction in your already «reduced» debt with each payment made — in like amount to the actual consolidated, monthly payment made — unlike what you previously experienced with minimum payments on your credit card that never seemed to reduce the balance owing, leaving you more despondent with each passing month and year.

The list also includes credit counseling, working with creditors (reduction in payments), and selling assets or debt consolidation loans to satisfy debts.

Student Consolidation loans help by reducing the monthly payments; however, they will not speed up the debt reduction process unless you undertake other measures in order to boost their effects.

Companies for debt consolidation offer better interest rates with most creditors than the average consumer, enabling large reduction of payments through lowering or even elimination of interest charges from your credit.

There are several reasons why a consumer proposal may be a better debt reduction solution when you are looking to consolidate credit into a single, lower monthly payment.

Usually, in order for the lenders and financial institutions to agree to debt reductions, they commit to take care of payments themselves.

You make one consolidated credit payment, like any other debt consolidation program, however, your credit counsellor may be able to negotiate an interest free period or interest rate reduction.

Debt negotiation implies agreeing with the debtor's creditors new repayment programs with debt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to affDebt negotiation implies agreeing with the debtor's creditors new repayment programs with debt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to affdebt reductions, interest rate reductions and extensions on the repayment schedules so as to ease the situation of the debtor by providing lower monthly payments he will be able to afford.

The bankruptcy forgiven debt is not taxed but as it stands right now, forgiven student loan debt in payment reduction program is taxed when forgiven, if the person is not insolvent.

If you have simply absorbed the regular monthly payment into your normal household budget with no savings or debt reduction to show for it, either you couldn't afford your mortgage payment to begin with, or you are going to have to make deep cuts to your standard of living to make both the mortgage payment and plan payment.

You'll make one monthly payment to the credit counseling service, and they distribute funds to your creditors according to your debt reduction plan.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

With debt reduction programs customers who make all of their scheduled monthly payments may end up paying only 50 % -75 % of their total enrolled balance, including fees.

Refinancing to take advantage of lower interest rates and smaller monthly payments can be a viable way to pursue your debt reduction goals.

It consolidates unsecured debts and tries to lower monthly payments through reductions on interest rates and penalty fees.

Amortization is simply the gradual reduction of your loan balance / debt over time, as you make regular payments.

If you stop using these cards and pay more than minimum payments, you will begin to see results in credit card debt reduction.

Your minimum payment is $ 60, and you decide to pay $ 100, as part of your debt reduction strategy.

The definition of debt settlement as found in Wikipedia states, «Debt settlement, also known as debt arbitration, debt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.&radebt settlement as found in Wikipedia states, «Debt settlement, also known as debt arbitration, debt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.&raDebt settlement, also known as debt arbitration, debt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.&radebt arbitration, debt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.&radebt negotiation or credit settlement is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.&radebt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.»

Although it's not included in the carnival, check out How Automating My Debt Payments Saved Me Serious Money — my story of debt reductDebt Payments Saved Me Serious Money — my story of debt reductdebt reduction.

Once you understand your ability to make monthly payments to your creditors you can then set up a debt reduction plan.

This inconsistency could be the result of debt reduction through bankruptcy or foreclosure, and may also reflect missed or late payments due to lay - offs and unemployment.

This step by step student loan relief guide includes information on student loan debt repayment plans, loan forgiveness and student loan debt monthly payment reduction options.

That's why it's important to pay off debts as soon as possible, by making more than the minimum monthly payment or by using debt reduction strategies such as negotiation or consolidation.

Under the RAP, student loan borrowers may qualify for student debt relief in the form of a reduction or a temporary deferral of monthly payments.

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Also, the federal loan's monthly principal payments can be keyed to your income, and there are available provisions for refinancing, debt reduction and debt forgiveness.

Student loan consolidation and payment reduction programs help you manage your student debt.

Loan amortization is the reduction of the auto loan debt as regular payments are made towards the principal and interests over a certain period of time.

Secondly, for debt - reduction vs savings, we calculate the savings in the «savings - rate» as being all money placed towards savings & investments, but it also includes any payments made to pay down debt above the interest accrued.

The nature of this reduction is important since it will determine whether you will be saving money by refinancing or just lowering your monthly payments but by means of adding an extra amount to your debt.

If mortgage rates exceed 4 % then they should considering switching to a debt reduction focus, by using their non-registered savings to pay off a chunk of the mortgage and increase their monthly payments.

A score of 592 is not good enough to obtain a mortgage, however with a few more months of on - time payments, and a reduction of the debt amount, the score should improve.

Money designated as debt reduction is applied to the smallest debt, on top of the minimum payment amount.