Sentences with phrase «debt repayment as»

Holly mentions a cash cushion, I would consider a cash cushion for debt repayment as well.
In too many of those cases, the investigation found, the nursing homes were trying to force debt repayment as rates at the facilities began to rise beyond the means of the patients and their families.
But I would definitely focus my attention on debt repayment as their short - term goal.
I would prioritize debt repayment as follows: credit card debt, bank overdrafts, bank loan, the line of credit debt, student loan, car loan, loan from family.
Don't forget to include your monthly debt repayment as part of your payments.
We talk about debt repayment as a guaranteed return, but is the 1.9 % really worth it?
A relatively new company, FutureFuel.io, is helping companies offer student loan debt repayment as an employee benefit.
Perhaps they have student loan debt or credit card debt and can't afford debt repayment as well as living expenses.
On the basis of accepting such terms and adjustments funds are made available, often with external debt repayment as an immediate objective.
We talk about debt repayment as a guaranteed return, but is the 1.9 % really worth it?
This may be right for someone who can not afford to keep up with their debt repayments as they agreed to in the first place, but who can repay their debts within a reasonable time frame (under different terms though).
The concept behind FutureFuel was to develop technology that would allow employers to easily and efficiently turn on student debt repayments as an employee benefit, which would make it easier for employees to pay down their debt.
This way lets you look at debt repayments as part of the overall processes for reaching your financial freedom goal.

Not exact matches

As everyone following the race now knows, I owe the IRS over $ 50,000 in deferred tax payments (I am currently on a repayment plan) and hold more than $ 170,000 in credit card and student loan debt.
Debt repayment still ranks as No. 1, although support has dropped.
Under the current IRS guidelines, forgiven debt is treated as taxable income, including loans that are eliminated through income - based repayment.
«Electing for a long repayment cycle can set you up for debt drag that eclipses other important milestones in life such as buying a home, preparing for retirement and saving for marriage and children.»
It might seem counter-intuitive to focus on saving money instead of paying off debt, but having a $ 1,000 emergency fund in place first provides a financial cushion so that unplanned expenses, such as medical bills and home repairs, don't completely derail your debt - repayment plan.
Debt interest costs are fully tax deductible as a business expense and in the case of long term financing, the repayment period can be extended over many years, reducing the monthly expense.
As if dealing with your student loan debt wasn't bad enough, all the confusing rules and terms around repayment just add insult to injury.
I'm not focused on any major passive income streams at this time, as I continue to work on debt repayment.
With the national student loan debt now exceeding $ 1 trillion, there is a growing need for repayment plans, such as Income - Based Repayment (IBR), to suit diverse financial sirepayment plans, such as Income - Based Repayment (IBR), to suit diverse financial siRepayment (IBR), to suit diverse financial situations.
On Friday the Obama administration issued new rules to overhaul the debt forgiveness statute known as the borrower defense repayment.
Put together an investment strategy as a first step in your long — term financial and debtrepayment outlook.
Another benefit under the PAYE repayment plan is that any remaining student debt after 20 years can be forgiven (keep in mind, forgiven debt will be treated by the IRS as taxable income).
Just as hoarding diverts revenue away from being spent on goods and services, so debt repayment shrinks spendable income.
We consider debt repayment and share repurchase to be just as valuable to shareholders as a dividend, but currently dividends are more in favor.
The subprime category also includes borrowers with «reduced repayment capacity» as indicated by their credit scores or debt - to - income ratios.
For instance, if you have other debt such as student loans or a car loan, you may want to factor the repayment of those loans into your overall plan.
But as more and more borrowers felt the pinch of student loan debt repayment, a new industry was born to help make it a bit more manageable: student loan refinancing.
As a result, many customers have found that Upstart is the best choice for them when it comes to consolidating their debts for easy repayment.
As a result, customers have been able to use Onemain to consolidate their debts and make repayment both simpler and more affordable.
That's because refinancing federal loans means forfeiting government protections such as income - driven repayment plans, deferment / forbearance, and some debt forgiveness programs.
If you have student loans, then you're probably very familiar with the debt avalanche and debt snowball methods as student loan repayment options....
For example, if you have federal student loan debt, then you can take advantage of options such as income - driven repayment plans.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
The meeting will likely focus on the issue of Greece's debt and to conduct negotiations at the highest political level, as Tsipras called for earlier in case the ongoing talks of the country's repayment plan were hindered.
Nebuchadnezzar's sins, conceived of as debts, have risen to such a level that his creditor, God, is about to demand repayment in the form of punishment: He is calling in the bond he holds over this unfortunate debtor.
Much global slavery begins as dept repayment, in which slavery results from a debt «bond» incurred by the slave or the slave's family.
sorry this is a bit of the subject does anyone know what the situation with our overall debt is at the moment and what our repayments are i was under the impression that we are at about the # 245 million mark gross debt and about # 97 net debt are the stadium repayments lower now or something is the bonds interest dropped lower inprice we were paying something like # 20 - # 30 million in repayments but heard its down to about # 15 million per yr now i know we will have broken throught the # 300 million mark in revenue now i am guessing that contributes more to the transfer funds or if not what makes up the transfer funds in the club i.e deals or match day revenue plus cash in the bank which stands at a high level but must be just in case we might default on a payment we need heavy cash in hand to bail us out this side of the club really intrigues me as it is not a much talked about subject unless you are into that type of area of work or care about the general fianacial outcome of the club does anyone have more insight into our finances would be great to hear from anyone about this matter cheers gonerwineverything (because we are)
The expectation of us fans was that things would get better as stadium debt repayments eased.
At the same time the debt repayment brought about by the building of the Emirates Stadium to replace Highbury is not longer holding Arsene Wenger back financially and there is a sizable sum sitting in the bank as well.
As debt repayments were substantially reduced the money generated would go to Kroenke instead of the banks.
And it just means that the shareholders could use one of there businesses as collateral against the bond repayments instead of the debt being against the club its only # 250million that's nothing for them you would probably find they could use the debt to there own ends to make more wealth for themselves.
However as with Everton when Moshiri repaid the long - term Prudential loan, it is assumed that there are significant early repayment penalties — hence the continued existence of the debt.
You could even opt for a low - interest loan to repay the debt as soon as possible, which will prevent high - interest repayments, too.
Government asked them to clarify the discrepancies, with documentation, as a prelude to the repayment of the revenues and debt they now owe the government.
The Presidency has said that N2billion Naira, not an outlandish six billion as insinuated, has been has expended on maintenance of the presidential fleet by the Buhari administration between May and this November saying the amount also includes salaries and repayment of old debts.
As part of her package of proposals, Mrs. Clinton, who speaks often on the campaign trail of her plans for debt - free college education, is also calling for a three - month moratorium on the repayment of federal student loans.
I urge you to meet with Business Secretary Cable and present my concerns to him, and to contact me once you have done so; this will help ensure that government institutes a fair graduate contribution, with repayments that reflect graduates» ability to pay, as it is the best policy to help the UK's HE sector remain world - class without placing a burden of debt on young graduates.
a b c d e f g h i j k l m n o p q r s t u v w x y z