Sentences with phrase «debt repayment history»

It is a written report, (stored in computers) comprised of the following information about your personal credit worthiness and debt repayment history.

In the end, these are both numerical values that gauge a consumer's creditworthiness, weighing debt repayment history, credit mix, utilization ratio, and more.

Landlords can use metrics such as FICO score, rent to income ratio, and debt repayment history to help weed out unqualified applicants.

Not exact matches

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income ratio.

The difference has to do with (A) your loan repayment history, and (B) the total amount of debt you carry in relation to your monthly income.

The refusal of many European countries to deny Greece the dignity of negotiating better terms on its debt repayment only betrays history, and the generosity and good - will the world showed Germany in 1953.

Bad credit, after all, suggests a bad history with meeting debt repayments, and is generally a black mark against applicants.

Payment history: 35 percent of the total credit score is based on a borrower's payment history, making the repayment of past debt the most important factor in calculating credit scores.

Individuals who have a strong credit history, a high credit score, and low debt - to - income ratios are likely to qualify for the lowest possible interest rate and preferred repayment terms.

Credit history, or a record of previous debt repayment, can positively impact a person's credit score because it shows lenders their ability to repay financial debts.

Moreover, only if your credit history is clean (all your debts are current) you will be able to obtain a lower interest rate to compensate at least a bit for the extension of the repayment program which would otherwise generate more debt in terms of interests.

Your potential savings depends on a few variables including your current interest rate, outstanding loan debt, your repayment term, and your credit history.

Other aspects considered are the existing debt sum, and the repayment history and income of the borrower.

How much you save depends on many factors, including current interest rate (s), your outstanding student loan debt, your repayment term, and your (or your cosigner's) credit history.

They offer different debt consolidation loan rates, depending on factors such as your credit score and repayment history.

The past repayment history on mortgage debt can be a good indication of a borrowers attitude toward mortgage obligations.

Information That Is Contained On Your Credit Report In South Africa Information listed on your credit report in South Africa is: a) your credit history (such as credit agreements signed, repayment history and if you are under debt review).

Credit scores are based on a number of factors, including your credit card history, debt repayment record, and debt - to - income ratio.

Typically, lenders appreciate longer credit histories because it indicates that the individual is knowledgeable and responsible with debt repayment.

In addition to property value, the amount of equity you are eligible to withdrawal from your property may be limited by one or more other factors, such as your credit score, mortgage repayment history, income, or debt ratios.

Debt Repayment credit, credit card, credit card fraud, credit cards, credit counseling, credit history, credit rating, credit repair, credit report, credit score, finance, Fix Poor Credit, fixing poor credit, food, get back, how to fix, improving your credit, on your feet, personal finance, poor credit, repair your credit, ways

Like any other loan or credit card debt, it is very important to maintain a stellar repayment history.

Adverse credit history is defined in 34 CFR 682.201 (c)(2)(ii) as not being 90 or more days late on repayment of a debt or having had a write - off of a Title IV debt, default, bankruptcy discharge, foreclosure, repossession, tax lien or wage garnishment in the past five years.

History We have been investing since 2007 (up until that point any excess savings we accumulated simply went to debt repayment — we both had large student loans).

These regulations evaluate debt service using longer repayment terms than the typical 10 - year plan, taking into account our experience with the history of actual borrower repayment and the use of forbearances and deferment.

At any rate, we wanted to take a closer look at the financial health of South Carolina's cities and residents, so here at LendEDU, we decided to pull the average credit score of each town and city from one of the original thirteen colonies; we viewed credit score as a fair gauge of financial health given its connection to debt repayment and credit history.

Your credit report lists applications you've made for all forms of credit (whether approved or not), your repayment history, details of any defaults or bankruptcies you may have, your current debt, information on the accounts you currently hold and any court judgments against you.

Filed Under: Student Loans Tagged With: Credit Card, Credit History, Income Based Repayment, mortgage, Mortgage Loan, Repayment Plan, Student Loan Debt Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

This helps you establish your credit history and ensures that you don't owe as much once you start repayment since it helps prevent some recapitalization of your interest or the growth of the balance of your debt while you're in school.

• Interviewing applicants to determine financial eligibility • Counseling applicants on loan repayments and restrictions • Setting up payment plans for debt liquidation • Analyzing potential loan markets to find financial services promotion opportunities • Ameliorate financial situations by investigating negative credit histories and providing recommendations

The past repayment history on mortgage debt can be a good indication of a borrowers attitude toward mortgage obligations.

The difference has to do with (A) your loan repayment history, and (B) the total amount of debt you carry in relation to your monthly income.

Credit Rating An assessment of a person's ability (or history) of debt repayment.