Sentences with phrase «debt service payments on»

These new lending practices increased the number of people who could afford a down payment on a house and monthly debt service payments on a mortgage, thereby also increasing the size of the market for single - family homes.

Debt service payments on TIFIA direct loans issued under a TIFIA line of credit can be deferred for up to fifteen years after substantial completion.

OMH will also provide debt service payments on a portion of the permanent loan and will provide $ 857,800 in annual funding for on - site social services for the Supportive Housing tenants.

Others point out that because interest rates are so low, the debt service payment on the national debt (about $ 250 billion) relative to the size of the economy is less than it was throughout most of the past three decades — 1.6 percent of American output vs. 3 percent or more during the four administrations prior to Obama.

Not exact matches

The PSLF, established by President George W. Bush in 2007, allows student loan borrowers who pursue government or non-profit public service jobs to wipe out their remaining debt after 10 years of on - time payments.

That is, when debt service ratios are calculated using the discounted mortgage rates actually charged by banks (about 125 percentage points below posted rates), the average Canadian homeowner is paying just 25 % or so of income on mortgage payments, far below the 32 % benchmark used for mortgage - insurance qualification.

Your debt - service coverage ratio, also known as the debt coverage ratio, is the ratio of cash a business has available for servicing its debt, which includes making payments on principal, interest and leases.

Those payments cover both the loan payment to the state and 90 percent of the annual debt service on bonds the city issued to build the arena, city Finance Director Todd Hurley said.

Using one of these services will help speed up your debt payment and get you on the path to investing.

Prepa said on Wednesday that it was financing its principal and interest payment with $ 153 million in cash and the rest from its debt - service reserve accounts.

So the short answer to the question: Yes, imposing new costs — debt service, dividend payments, or lease costs — on these spinoffs will make life harder.

On average, self - employed Greeks spend 82 % of their monthly reported income — ie, the amount they declare to the tax office — on servicing debt paymentOn average, self - employed Greeks spend 82 % of their monthly reported income — ie, the amount they declare to the tax office — on servicing debt paymenton servicing debt payments.

A dynamic is put in place in which debt keeps labor down — not only by eating up its wages in debt service, but in making workers suffer sharp increases in the interest rates they have to pay or even risk losing their homes if they miss a payment by going on strike or being fired.

They are to pay for their rising debt service not by taxing the population, but by selling public assets to the financial, insurance and real estate (FIRE) sectors — the very sectors which are receiving the growing interest payments on the national debts resulting from lowering taxes on wealth.

This means that you should spend no more than 28 percent of your gross monthly income on total housing expenses, and no more than 36 percent on total debt service (including the new mortgage payment).

If so, then these needs to be traded on the open stock markets & accepted as payment just as a US Dollar for services, debts and any other purpose that the currency serves as.

While falling world interest rates have reduced the servicing cost of foreign debt over the past two years, this has been offset by rising dividend payments on foreign holdings of Australian equity, reflecting the strong profit growth of Australian companies throughout this period.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The expected new loan facility is to provide for 18 - months of interest - only payments (no amortization), which is designed to reduce the initial debt service burden on the Sponsor so that it has sufficient time needed to stabilize the Property.

It would mean Greece following through on its market reforms and privatizations + Greece reforming and downsizing its civil service + Greece maintaining a stable government despite public outcry + Greece fixing its tax collection system + the troika being willing to put off some Greece interest payments and then writing off some significant portion of Greece's debt when Greece's government finally consistently reaches a primary surplus.

Governments, harassed by the burden of debt service payments, reduce public expenditure on health and education and other social services to balance their budgets.

The only allowable punishment for defaulting on the debt would be the refusal of service, and perhaps the confiscation of property in lieu of payment.

the Treasury was unable to move enough precious metal to service its debt, and missed interest payments on bonds.

Even if spread over a 30 - year term, the annual payments on those new bonds would be roughly half a billion dollars — corresponding to nearly a 10 percent increase over current debt service.

Once the likely costs of benefit payments and increased debt interest were taken off the spending total, the amount left to spend on public services faced an inevitable squeeze.

For example, teachers who take advantage of the Stafford Teacher Loan Forgiveness program to access up to $ 17,500 in loan forgiveness after five years of payments will unwittingly reset the clock on the more generous Public Service Loan Forgiveness Program, which forgives all outstanding debt held by teachers after 10 years of reduced payments tied to the borrower's income.

The law allows districts to deduct existing debt - service payments from the funds they must share, but many Florida districts net millions of dollars in annual capital revenue even after making debt payments — money they will now have to distribute proportionally based on enrollments.

The project's senior debt obligations will be fully amortized prior to commencement of TIFIA debt payments, providing TIFIA with a sole claim on project cash flows available for debt service.

If there is dispute over the amount of debt that was legitimately owed, is there any clean way to record the fact that one is willing to offer the amount that one agrees is owed if any when the agency commits in writing to agreeing that the debt was in fact paid in full [e.g. if a company mishandles a customer change of address such that the customer never receives a bill for $ 5.47 for the last few days of service, and only finds out about that last bill when a collection agency demands $ 95.47, a payment of $ 5.47 should show up as payment in full, rather than pennies on the dollar.]

For people that were current on their bills but wanted to do better, we offered the Debt Eliminator service to show them how, comprehensive financial tracking through our Ultimate Spending Plan budget tracking books, online bill payment capabilities, and Financial Recovery Counseling for those that had spending issues they wanted to overcome.

If not, contact a debt relief company like Golden Financial Services to assist you with getting on an affordable payment plan to become debt - free.

Lenders these days are more likely to rely on the debt - service - to - income ratio, which is the ratio of the normal monthly payments on the borrower's loans to the borrower's gross monthly income.

That's because the monthly payments for credit counseling services may not be that much lower than the minimum monthly payments you pay on your debts right now.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

Ideally, your monthly debt servicing payments (minus tax saving on interest) should approximate the rent on the house.

We do not make monthly payments to creditors, take on consumer debt, nor do we provide credit repair services, or bankruptcy, tax, legal, or accounting advice.

Otherwise, if you have already defaulted or missed payments on loans and bills, debt negotiation and settlement services are the only choice if you want to avoid other critical solutions like bankruptcy.

A lien is any official claim or charge on a piece of property, known as collateral, for payment of a debt owed or for some agreed upon service.

However, before you send any money to the debt consolidation company you have to know the exact amount they will charge you to do this service and how to tell if your payments are received by creditors on time.

So, hiring a debt settlement service will only be possible if you owe several thousand dollars and your total costs, including your last payment to creditors, are lower than if you work with the creditor on your own.

The public service loan forgiveness program promises to cancel student debt for those who work for the government or nonprofit organizations if they can make on - time payments for 10 years.

Take advantage of these student loan refinance and college debt consolidation services to save money and reduce your monthly payments on your student loans.

The ratio of those who only service only the interest on their debt fell to a record low of 6.1 %, and the household debt service ratio, a measure of obligated payment as a percentage of disposable income, fell to 14 % from 14.1 %

When financial institutions review your credit report prior to approving a loan, they often assume that you will use all of the available credit on your credit cards and factor - in the monthly payments that would be required to service that debt.

Debt consolidation, either on your own or through a nonprofit service, will normally entail renegotiating loan terms which can include waiving fees and penalties, lowering annual percentage rates and smaller monthly payments.

If you realize that there's simply not enough money in your budget to satisfy even the minimum payments on your debts, ask your card issuer to recommend a credit counseling service that can set up a debt management plan, or DMP for short.

Debt Service: Debt service simply refers to the total principal and interest payments required on a loan over a specific period oService: Debt service simply refers to the total principal and interest payments required on a loan over a specific period oservice simply refers to the total principal and interest payments required on a loan over a specific period of time.

With a debt service ratio of over 40 % there is a high risk that you will default on your loan payments.

the disclosure of certain enumerated events affecting a municipal security; these events include the following, if material: (1) principal and interest payment delinquencies; (2) non-payment related defaults; (3) unscheduled draws on debt service reserves; (4) unscheduled draws on credit enhancements; (5) substitution of credit or liquidity providers; (6) adverse tax events affecting the tax - exempt status of the security; (7) modifications to rights of securities holders; (8) bond calls; (9) defeasances; (10) release, substitution, or sale of property securing repayment; (11) rating changes; (12) failure to provide annual financial information as required; the MSRB, Electronic Municipal Market Access (a.k.a. EMMA) provides free access to municipal disclosures, market data and education

The «Highest Interest First» method fails to consider 1) that you may have a high interest rate on a low balance and are not losing that much money on that debt each month; 2) that you may have a low interest rate on a high balance and are losing a lot of money servicing that debt each month; 3) that your monthly payment amount on any one debt is taking that money away from paying down some other debt.