The best way to verify that a debt is real is through
the debt validation process.
Try using
the debt validation process if you need a little time to come up with the money for settling the debt.
It may go to a different collection agency in a few months and you may need to start
the debt validation process all over.
Not exact matches
Repeat the dispute,
debt validation, and pay for delete
processes until you've worked through all your accounts.
Debt validation is a legal
process which is part of the Fair
Debt Collection Practices Act.
Simply requesting
debt validation will often get rid of «scammers» and help in the
process of removing any negative notations that may have been placed on credit reports.
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Debt Validation Letter: How the
Debt Valdiation
Process Works
Validation of
Debt (VOD) is a
process that can be very effective in the credit report dispute
process when dealing with collection agencies.
As for settlement options, there is a
process that protects you from tax liability while achieving better results in negotiations called
Debt Validation and Resolution.