Currently, bankruptcy candidates have to go through a credit counseling and
debtor education program to be eligible for bankruptcy.
Federal law requires that Consumer Education Services, Inc. (CESI), d / b / a Start Fresh Today (SFT), does not disclose or provide to any credit reporting agency information concerning an individual's participation in
debtor education programs offered through our agency.
Not exact matches
Contrarily, since the majority of borrowers in repayment have never claimed the student loan interest deduction to begin with, maybe borrowers as a whole group would be better off letting the government handle all of the saved money under one
program to lower the cost of
education for a wider net of student
debtors.
Navicore Solutions is approved by the Department of Justice's US Trustee
Program to provide the credit counseling and
debtor education required for anyone filing for personal bankruptcy.
The Department of Justice maintains a list of approved
debtor education providers and credit counseling agencies on the United States Trustee
Program & Bankruptcy section of its website.
When
debtors re-enroll in an eligible higher
education or internship
program, student loan interest charges are also suspended.
Only credit counseling organizations and
debtor education course providers that have been approved by the U.S. Trustee
Program may issue these certificates for filers in all states and territories except for Alabama and North Carolina.
As long as the
debtor is enrolled in an undergraduate
program at least part - time, the U.S. Department of
Education pays the interest on the loans.
Our pre-bankruptcy credit counseling and post-bankruptcy
debtor education courses are approved by the U.S. Trustee
Program of the Department of Justice.
Yes, the Credit Counseling Briefing and the
Debtor Education Course are two completely separate
programs with separate certificates.