For instance, in Chapter 13 cases in the Columbus, Ohio, and Dayton, Ohio, the judges and trustees are allowing
debtors to include special plan provisions that protect
debtors from «charging collection fees, late fees, or any other penalties
based solely
on upon the reduced
pro rata Chapter 13 Plan distributions being less than the minimum monthly payment it would otherwise be contractually entitled to during the life of the Chapter 13 Plan.»