Loan to value ratio is obtained by dividing the total of
debts by a property's current price.
To get the desired result you must divide existing
debts by the property price.
Lenders consider all of the following situations to be a transfer of ownership: the purchase of a property «subject to» the mortgage, the assumption of the mortgage
debt by the property purchaser, and any exchange of possession of the property under a land sales contract or any other land trust device.
This metric is obtained by dividing
the debts by a property's selling price.
This metric better known as LTV is obtained by dividing the total
debts by a property's current price hoping to get a figure below 85 %.
Not exact matches
The refusal to acknowledge the bad
debts incurred
by banks during its
property bubble plunged Japan into its «lost decade» and ended talk about Japanese global domination.
Free Cash Flow - Net cash provided
by operating activities less cash purchases of
property and equipment, including proceeds related to beneficial interests in securitization transactions and less cash payments for
debt prepayment of
debt extinguishment costs.
China's economy expanded at a steady 6.7 % in the third quarter and looks set to hit Beijing's full - year target, fueled
by stronger government spending, record bank lending and a red - hot
property market that are adding to its growing pile of
debt.
The agreement
by debt - laden 1Malaysia Development Berhad to sell 60 percent of the Bandar Malaysia
property development project to a Chinese - led consortium was hailed
by Prime Minister Najib Razak as a sign that 1MDB's «major challenges are now behind it,» when he announced the deal on December 31.
A $ 5M equity investment in the company will purchase a 30 % ownership interest, or a mix of
debt secured
by the real
property and equity will work as well.
And if you don't pay back the taxes for a long time, the government will eventually enforce the lien
by seizing and selling your
property to satisfy the
debt.
Wages and prices are assumed to fall proportionally, enabling shrinking economies to «earn their way out of
debt»
by squeezing out a trade surplus to earn the euros to carry the enormous mortgage
debts that fueled the post-2002
property bubble, and the new central bank
debt taken on to support the exchange rate.
So the
debts ultimately either are paid
by the government, or they're paid
by a huge transfer of
property from debtors to creditors — or, the
debts are written off.
The cost of borrowing in China has been cut aggressively since the autumn of 2014 in response to the slowdown in the economy and the distress caused to
property owners, local government and corporations
by high
debt - servicing costs.
The two announcements also acknowledge that «the function of digital tokens has evolved beyond a virtual currency» and point out use cases, such as representation of ownership or a security interest over a token seller's assets or
property, or a
debt owed
by the seller.
Perception of the
debt - overhead problem is concealed
by the characteristic feature of today's finance capitalism: an asset - price inflation of
property markets, that is, rising land and stock market prices.
Unfortunately, Mr. Krugman's failure to see today's economic problem as one of
debt deflation reflects his failure (suffered
by most economists, to be sure) to recognize the need for
debt writedowns, for restructuring the banking and financial system, and for shifting taxes off labor back onto
property, economic rent and asset - price («capital») gains.
The retail
property giant has agreed with a consortium of lenders led
by Santander a reduction of margin and an extension of maturity for the
debt facility.
The advantages of slavery
by debt over «chattel» slavery — ownership of humans as a
property right — were set out in an infamous document called the Hazard Circular, reportedly circulated
by British banking interests among their American banking counterparts during the American Civil War.
Low interest rates helped fuel the real estate and stock market bubble
by making the
debt side of the balance sheet less expensive, creating a «wealth effect» as people came to believe that rising
property and stock - market prices would be able to pay off their obligations.
Meanwhile,
debt service shows up in the financing activities, so the more
debt you take on, the more you can mislead shareholders
by reporting huge operating cash flow (EBITDA) that is actually the
property of bondholders.
This is probably correct, but there can be transitional difficulties if borrowers have not factored in rising interest rates, have assumed that the
debt servicing burden will be quickly eroded
by rising incomes or, in the case of investment
property, that it can be sold quickly without loss if a need arises.
Since March 2016 the big four banks» exposure to commercial
property debt has plummeted, Mr Priestley said, partly triggered
by tougher capital requirements.
Other Uses of Funds In view of the near impossibility of replicating the
debt cancellations of prior millennia in the modern context, we have re-interpreted the prior objective of seeking to sustain a
property - owning democracy in terms of equity participation
by the State to enable any (young) person to afford the down - payment for a home, to finance a start - up business, and to benefit (if academically gifted) from tertiary education.
Business Credit: Provides senior
debt availability through asset leverage
by finding value in accounts receivable, inventory, machinery and equipment, trademarks and patents and intellectual
property.
The first is a
property developer's issue of securitised
debt backed
by a revolving portfolio of off - the - plan apartment sales.
Their trade deficits have been financed
by the global
property bubble — borrowing in foreign currency against
property that was free of
debt at the time of independence.
At present, the
properties generate a return of 2.39 per cent before
debt service costs and 1.12 per cent after
debt service costs and the sweat equity Jack invests
by doing all repairs, yard work, and so on.
Essentially, the new rental income generated
by the
properties bought with new
debt or issued shares isn't high enough (due to low cash yields on new
properties) to offset the greater share count, which raises the cost of the dividend.
Since the
debt is back
by the
property, it's much safer than equity investment but still targets returns between 8 % and 12 % on an annual basis.
Returns are capped — With
debt investments, you're the mortgage holder of a loan secured
by a specific
property.
Finally, if any have not come to the Mormon fold
by the end of my first day and have any
debt, all
property and possessions will immediately become the Government's.
(Again, no one mentioned the fact that, in the Bible, young women could be sold into marriage
by their fathers to pay off
debt, that marriages were typically arranged without the bride meeting the groom until their wedding day, and that women were considered the
property of their fathers and husbands.)
The spirit in which he went about that work, the results of which have put the world eternally in his
debt, is fairly indicated
by a memorandum written in his early forties and never intended for publicity: «Believing that I was born for the service of mankind, and regarding the care of the commonwealth as a kind of common
property, which, like the air and the water, belongs to everybody, I set myself to consider in what way mankind might best be served, and what service I was myself best fitted
by nature to perform.»
just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit
by quite a bit i do nt really know what they base there assumptions on this is where you could do with swiss ramble to dissect what really was spent from what i could see most of our 5 transfers were covered
by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have
property arm of the club which makes money for transfers also outstanding
debts we are owed of old transfers we receive each year on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way
The District has worked with their bond consultants to formulate a bond structure that would increase the amount of
property taxes that a $ 300,000 market value house pays to the Park District
by $ 36 over current levels to retire this new
debt.
To simply take the
property taxes levied today and add a
debt service figure to it, as has been suggested
by a local taxpayer watch group, ignores both the issuance over several years, as well as the
debt that is scheduled to be retired in the coming few years, on which that tax will no longer be collected.
The $ 400,000 remaining
debt on the
property should be paid off
by the end of 2000.
Assistant City Manager Tim Wiberg said the project will be financed
by extending the city's bond
debt and won't require a
property tax increase.
He said: «People will find it hard to believe that Mr Cameron's decision to arrange his finances so that all of his mortgage
debt was on a
property funded
by parliamentary allowances meant no extra cost to the taxpayer, as compared to continuing to share the
debt between two
properties.»
An affidavit was filed a week ago
by the A-G asking the Apex Court to order the defendant (Mr. Woyome) to appear before it on Thursday, November 10, at 9:00 am, «to be examined orally on oath
by the 1st Defendant (Attorney - General) whether Mr. Woyome has any
property or other means of satisfying the judgement
debt».
The court on June 8 granted a request
by the Attorney - General's department to question the businessman on whether he owns
properties, has the means of offsetting the
debt owed the state as well as how he spent the 51.2 million cedis wrongfully paid him.
-LSB-...] Nothing can be achieved
by isolated strikes, the parliamentary struggle, or the vote, because «private
property is sacred», and the capitalists have accumulated such
debts that the whole world is in bondage to a handful of men.»
@blip yeah from the actual reference used - $ 80 million in bond
debt secured
by the
property - thats not the same as a mortgage.
By removing the participatory element of classical democracy, «improper» and «wicked» proposals like a «rage for paper money, or an abolition of
debts, for an equal division of
property» [vii] would be kept far away from republican government.
At that price, County
property taxes would increase
by $ 1.2 - $ 1.4 million, or as much as 3 %, to cover annual
debt payments and the cost of new staff.»
By Joe Lanane Municipalities postponing paying off the
debt of their development districts are sacrificing some flexibility to change project plans for the
properties.
During the debate, which was sponsored
by the Long Island Association, Mangano touted the fact that he has not raised
property taxes while Suozzi said the county's
debt has grown under Mangano's watch.
This work includes stopping wasteful spending; improving the way government buys goods and services; reducing losses from fraud, error and
debt; raising money
by selling empty buildings and underused
properties; and reviewing and reshaping large scale projects.
In the absence of anything which can be called an «investigatory press» in Rockland County, elected officials must know that their behavior is being publicly scrutinized
by the social media and that past behaviors which resulted in Rockland County becoming bloated with over 100 patronage appointments and millions of dollars in ballooning
property taxes, bonded
debt, and deficit spending MUST stop.