Sentences with phrase «debts in a reasonable time»

The goal of credit counselling at Westgeest & Associates is to develop a plan to manage and settle your debt in a reasonable time at a cost you can afford and may include:

We won't seek to bankrupt you if it is clear you're able to pay your debt in a reasonable time.

Well, actually the law says something like «a sufficient fraction of the balance to ensure that a person making the required minimum payment each month can pay off the debt in a reasonable time» and most credit card companies choose 1 % as the sufficient fraction and 108 months as a reasonable time.

I highly recommend anyone wishing to reduce and eliminate their total debt in a reasonable time frame to take advantage of the plan.

A debt consolidation loan however only works if you don't add to your credit by continuing to use your credit cards and if your new payment is both affordable and pays off your debt in a reasonable time period.

Can you afford to repay your debts in a reasonable time, or do you expect your circumstances to improve so that you will be able to repay them?

Sequestration is a form of insolvency and may be suitable if you can't pay back your debts in a reasonable time.

This is because the average consumer not only says a big, fat «No, thank you,» to the opportunity to do extra mathematical calculations, we are also under the false impression that making minimum payments was more than enough to get out of debt in a reasonable time frame.

Not exact matches

It would be reasonable to assume that in times of financial difficulty it would be prudent to opt for the cheapest option available and not incur further debts.

We're so confident that we can help you achieve your goal of becoming debt - free in a reasonable time, that if you are ever unsatisfied with our recommended credit card consolidation loan programs you can cancel at anytime without any penalties or fees.

(Paying back 50k high interest debt in 2 years, is VERY roughly equivalent to payng back 500k low interest debt over 20 years, a reasonable time period in my environment).

This may be right for someone who can not afford to keep up with their debt repayments as they agreed to in the first place, but who can repay their debts within a reasonable time frame (under different terms though).

You struggle to pay off debt in a reasonable amount of time.

If you can't pay off a significant amount in a reasonable period of time, consider consolidating debt to decrease interest rates and combine payments.

When this happens, and if the balance can not be paid off in a reasonable amount of time, then balance transfers can be a viable alternative to paying high - interest credit card debt.

Use a debt calculator to figure out how much you have to pay on your accounts, to pay them off in a reasonable time - frame.

Regardless of your debt servicing ratio, you need to know that you can comfortably afford your monthly payments (both principal and interest) now and in the future and that you will be able to repay your debt within a reasonable period of time.

Any individual person (not a corporation or partnership) is eligible for Chapter 13 relief as long as the amount of their debts does not go above $ 307, 675 for unsecured debts (those with no collateral) and $ 922, 975 for secured debt and they are earning wages that cover more than their reasonable living expenses.The person must also have received credit counselling from an approved agency within the 180 days prior to filing and had not been dismissed from another type of bankruptcy filing in this time period.

Unfortunately, eventually anyone can reach a point where your debt - to - income ratio is so high that you can't possibly pay back everything you owe in a reasonable amount of time — if ever!

The important thing to realize is that for many people in overwhelming debt, no amount of tightening the belt, and trimming all the expenses will free up enough money to repay the debt within a reasonable amount of time.

Bankruptcy is a way of managing serious debt, particularly if you are unable to pay back the money you owe in a reasonable amount of time.

In recognition of that, these creditors offer lower interest rates and other benefits for repaying through a DMP, making it much easier to get out of debt in a reasonable amount of timIn recognition of that, these creditors offer lower interest rates and other benefits for repaying through a DMP, making it much easier to get out of debt in a reasonable amount of timin a reasonable amount of time.

Dividend Yield > 4 % Average Volume > 50k, to filter out illiquid companies PEG ratio < 1, which can be used as a «growth at a reasonable price» indication Forward PE > 0, to make sure the company is projected to be profitable going forward Debt / Equity <.4, to make sure the company's balance sheet is relatively healthy on a debt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous tiDebt / Equity <.4, to make sure the company's balance sheet is relatively healthy on a debt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous tidebt basis Price > 200 Day SMA, to make sure the company is in a positive trend (something I've written about numerous times)

Remember, even with their «large amount of debt» this couple can pay off their debt in a reasonable amount of time without getting rid of any of their cars or changing other parts of their lifestyle.

So if you incurred no more debt, you could eventually pay off the debt in what is a reasonable amount of time.

With certain types of debt, such as credit card debt, you should pay more than the minimum so you pay it off in a reasonable time frame.

If you're on a debt reduction program with a counselor, have a very low income, or simply experienced one - time hardship through medical issues, work with a debt counselor or tax accountant to fill in the application and work out a reasonable monthly tax installment payment schedule with you that you can present to them.»

Now over time, my balance should start shrinking, and eventually, my credit card statements will show a readjusted minimum payment; but I'm planning to keep paying $ 520 overall to shrink the debt in a reasonable amount of time.

Most major creditors offer lower interest rates and other benefits for repaying through a DMP, making it much easier to get out of debt in a reasonable amount of time.

If you can afford to repay your debts in a reasonable period of time, we'll recommend a repayment solution.

After all, if you don't have a system in place to pay off purchases in a reasonable time frame, credit card debt can haunt you for a long time.

Taking on debt you will be unable to pay back in a reasonable time frame is a recipe for financial disaster.

This ratio is often used to assess whether certain companies are carrying too much debt to their ability to pay it off in a reasonable time.

This way, even if you are unable to pay off your IRS debt this year, you can work with the tax advocate to help you come up with a reasonable payment plan that will help you pay off your debt in a reasonable amount of time so that it won't have a significant impact on your future returns.

Debt relief solutions at Golden Financial Services — allow you to become debt - free in a reasonable time - frame — and manage your debt through one easy and affordable monthly paymDebt relief solutions at Golden Financial Services — allow you to become debt - free in a reasonable time - frame — and manage your debt through one easy and affordable monthly paymdebt - free in a reasonable time - frame — and manage your debt through one easy and affordable monthly paymdebt through one easy and affordable monthly payment.

College debt, when properly managed, can be paid off in a reasonable amount of time.

In making an equitable apportionment of marital property, the family court must give weight in such proportion as it finds appropriate to all of the following factors: (1) the duration of the marriage along with the ages of the parties at the time of the marriage and at the time of the divorce; (2) marital misconduct or fault of either or both parties, if the misconduct affects or has affected the economic circumstances of the parties or contributed to the breakup of the marriage; (3) the value of the marital property and the contribution of each spouse to the acquisition, preservation, depreciation, or appreciation in value of the marital property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse, and the opportunity for future acquisition of capital assets; (5) the health, both physical and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its ordeIn making an equitable apportionment of marital property, the family court must give weight in such proportion as it finds appropriate to all of the following factors: (1) the duration of the marriage along with the ages of the parties at the time of the marriage and at the time of the divorce; (2) marital misconduct or fault of either or both parties, if the misconduct affects or has affected the economic circumstances of the parties or contributed to the breakup of the marriage; (3) the value of the marital property and the contribution of each spouse to the acquisition, preservation, depreciation, or appreciation in value of the marital property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse, and the opportunity for future acquisition of capital assets; (5) the health, both physical and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its ordein such proportion as it finds appropriate to all of the following factors: (1) the duration of the marriage along with the ages of the parties at the time of the marriage and at the time of the divorce; (2) marital misconduct or fault of either or both parties, if the misconduct affects or has affected the economic circumstances of the parties or contributed to the breakup of the marriage; (3) the value of the marital property and the contribution of each spouse to the acquisition, preservation, depreciation, or appreciation in value of the marital property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse, and the opportunity for future acquisition of capital assets; (5) the health, both physical and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its ordein value of the marital property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse, and the opportunity for future acquisition of capital assets; (5) the health, both physical and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its ordein order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances upon the marital property and any other existing debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its ordein its order.

DO NOT GO INTO DEBT OR USE A CREDIT CARD to pay for this program if you can not reasonably pay off that credit card in a reasonable period of time.