Sentences with phrase «debts on a property with»

To compound this problem, mall owners are now starting to mail in the keys to financially troubled malls: More mall landlords are choosing to walk away from struggling properties, leaving creditors in the lurch and posing a threat to the values of nearby real estate... [as] some of the largest U.S. landlords are calculating it is more advantageous to hand over ownership to lenders than to attempt to restructure debts on properties with darkening outlooks (LINK).

It is obtained by dividing the total debts on a property with it current market value in the hopes of a result that is below 85 %.

It is obtained by dividing the total of debts on the property with its current selling price.

Not exact matches

For instance, Wanda no longer has to record debts associated with those theme parks and hotels; all it has is the bank loan it took out to advance money to Sunac, which is now taking on the property and related leverage.

You can invest in higher yielding properties at much lower valuations for $ 5,000 — $ 10,000 minimums versus coming up with a $ 200,000 + downpayment and taking on $ 1,000,000 in mortgage debt for the median SF or NYC home price.

According to the HUD handbook, the borrower's «total fixed payment» includes the monthly mortgage payment (with property taxes and home insurance), along with the monthly obligations on all other debts and liabilities.

STORE Capital actually source its debt from both unsecured bonds (which are BBB rated with a stable outlook) and on a non-recourse basis, meaning that its individual properties are collateral for loans taken to buy them.

Essentially, the new rental income generated by the properties bought with new debt or issued shares isn't high enough (due to low cash yields on new properties) to offset the greater share count, which raises the cost of the dividend.

Resentment is growing not only towards those who ran up the debts — Iceland's bankrupt Kaupthing and Landsbanki, with its Icesave accounts, and heavily geared property owners in the Baltics and central Europe — but also towards the foreign advisers and creditors who put pressure on these governments to sell off the banks and public companies to insiders.

just reading around and all if not most rags are saying our net spend is # 46 million how can they tell that when they do nt even know what our real budget is if it was # 100 million then we are in profit by quite a bit i do nt really know what they base there assumptions on this is where you could do with swiss ramble to dissect what really was spent from what i could see most of our 5 transfers were covered by out goings and c / l monies earned debuchy - vela deal, chambers - vermalen deal, ospina - cesc and miquel deals sanchez c / l monies and other monies recovered from wages and old installment based deals this is the same with welbeck i would imagine if not then poldolski will be sold in jan to cover this as i think he was going to be sold and this would have covered welbecks transfer more or less also and people do nt always realize that arsenal have money coming in from more than one source to cover transfers not just puma and emirates deals we have property arm of the club which makes money for transfers also outstanding debts we are owed of old transfers we receive each year on song cesc maybe van persie and all other structured deals in installment payments sales we just flogged miquel as an example and all the monies from released wages and youths sold its a bit to complex to just say we have a net spend of xyz when arsenal do nt even make the budget public so they have no starting point from which to go from i bet you we have broke even or even made a slight profit as we are self sustaining it would make sense that we can break even or at least make the net spend under # 10 million each year at least screw then all we are the arsenal we do thing our way

- Administering the New York State and Local Retirement System for public employees, with more than one million members, retirees and beneficiaries and more than 3,000 employers; - Acting as sole trustee of the $ 129 billion Common Retirement Fund, one of the largest institutional investors in the world; - Maintaining the State's accounting system and administering the State's $ 12.6 billion payroll; - Issuing reports on State finances; - Managing the State's assets and issuing debt; - Reviewing State contracts and payments before they are issued; - Conducting audits of State agencies and public benefit corporations; - Overseeing the fiscal affairs of local governments, including New York City; - Overseeing the Justice Court Fund and the Oil Spill Fund Acting as custodian of more than $ 9 billion in abandoned property and restoring unclaimed funds to their rightful owners;

The placement of a property on the Lien Sale list means the City can sell the lien it placed against the property to a third party private entity if the property owner does not pay off his or her debt to the City, or enter into a payment agreement with the City, within a specified period.

Private lenders may not concentrate on credit score but they are sensitive to risk and will not loan to properties with very many debts.

Private mortgage lenders in Sault Ste. Marie are not so keen on credit score but being sensitive to risk, they avoid loaning to properties with high debt.

If they take on a property with a heavy debt burden, there may not be enough for them to recoup even after activation of a power of sale.

With a levy, the IRS has the right to actually take your property as payment on your tax debt.

While it's true that at some point you might need to rely on debt — say, for a mortgage, education expenses or an investment property — it should be done with extreme care and planning.

Consider this: after purchasing a house and taking on a mortgage, you indeed have debt — but, (1) it is long term debt, not short term debt, with more time to pay it down; and (more importantly)(2) you now also have equity — the house and property itself (which has value that hopefully will increase over time — tax free).

The lien forces you to deal with the debt — or it will prevent you from selling your property or passing it on to heirs.

Even those with a mortgage due on their home already can use the equity on their property to obtain a home equity loan with a low rate of interest and use the money to pay and cancel more expensive debt such as credit card balances, pay day loans, etc..

They are such risk sensitive lenders that they will not issue mortgages on the property with too much debt on it.

HELOCs are available to homeowners with at least 20 per cent equity and good qualifications (provable steady income, a reasonable debt ratio, a solid credit score, a marketable property, and so on).

Congrats on the debt free properties — you are a great example of how to reach success with rental properties.

With a conventional mortgage (Fannie or Freddie), there are higher down payment requirements not to debt to income limits and / or mortgage insurance add - ons that hurt your net income when it's a 2 to 4 unit property.

They can garnish your wages and put liens on your property, and the added litigation costs will be added to your debt, along with interest and penalties.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

All outstanding debts on the credit history are included in this calculation along with the mortgage payment and property tax.

Liens against collateral used to secure debt, like car loans and home mortgages, will not be discharged, and that property can be repossessed or foreclosed on unless you continue to make payments or are able to reach a new agreement with your lender.

You have no obligation to pay your folks» bills post-mortem, although if you've co-signed any loans or own property with them, you could be on the hook if there's not enough money in the estate to cover their debt, says Sandra Foster, financial planner and author of You Can't Take it With with them, you could be on the hook if there's not enough money in the estate to cover their debt, says Sandra Foster, financial planner and author of You Can't Take it With With You.

In my practice, I have represented a number of senior citizen clients who are living with tens of thousands of dollars in credit card debt, have no assets or equity in property, and who survive on Social Security only.

Property that the law allows you to keep when you are being faced with collection on an unsecured debt.

But as with any mortgage, your ability to qualify will depend on your credit, your down payment, your debt - to - income level and the appraisal of the property being financed.

Investing in a property with these debts added on is not a wise financial move.

Private lenders take on huge risks by loaning people with bad credit or without an income that they will not dare loan to any property with excess debt.

Lending to people with poor credit is a risky venture so they avoid offering mortgages if there is already too much debt on the property.

Lenders will not lend on properties with extremely high amounts of existing debt.

Private mortgage lenders in Fort Erie are not bothered by credit history but they are also sensitive to risk and will avoid lending on properties with too much debt already.

Our home equity lenders in Bradford are ready to lend up to 85 % LTV on the property but they are too sensitive to risk lending to homes with a high debt burden.

In ignoring credit score, home equity lenders take on heavy risk and they must try to protect themselves by avoiding properties with too much debt.

In overlooking credit score, lenders take on huge risks with borrowers and they must, therefore, make sure to loan only properties without a heavy debt burden.

Our home equity lenders in Fort Erie are keen to avoid lending on a property with too much debt as it only means they might not recoup after default.

Dividing the total value of debts on the said property with its current selling price should give you a number less than 85 % to assure lenders that you are worthy.

Rarely will the lenders lend on houses whose debt is too high, since the risk associated with the property is also high.

If you have debt owing with CRA, it is very important to keep an eye out for the possibility they may put a lien on your property.

My question is, is it a smart thing for an entry level employee with a basic pay to buy a property on debt?

Hannah's advice to the couple is to continue making their debt payments as they're doing now (see «How the money is spent,» on the previous page) but with one change — he'd like to see them reduce their $ 800 monthly property tax payments.

She learned from her mistakes, and ended up with a husband who loves her, a good job, and a home in DC, where there is not much debt on the property.

Your Mortgage Broker will calculate your Debt Servicing Ratios based on your income, down payment and current liabilities along with approximate expenses with the property you plan to purchase ie.

Our real challenge in dealing with mortgages on investment properties is not paying them off... it's controlling the cost of the debt so that it doesn't get out of hand.

On December 16th of 2009, HUD gave that clarity with Mortgagee Letter 09 - 52 which allows a people to buy a home after a short sale if «they were current on their mortgage and other installment debts at the time of the short sale of their previously owned property, and the proceeds from the short sale serve as payment in full.&raquOn December 16th of 2009, HUD gave that clarity with Mortgagee Letter 09 - 52 which allows a people to buy a home after a short sale if «they were current on their mortgage and other installment debts at the time of the short sale of their previously owned property, and the proceeds from the short sale serve as payment in full.&raquon their mortgage and other installment debts at the time of the short sale of their previously owned property, and the proceeds from the short sale serve as payment in full.»