Not exact matches
Those aged 18 to 25 tend to have large amounts of credit card and student loan
debt upon entering the workforce, and are more likely to rely on high - cost methods of borrowing, which can impede
upon future homeownership opportunities and
retirement savings.
When you create your own banking system through mutual whole life insurance in such a way as to escape from traditional banking and reliance
upon Wall Street for your
retirement, you can eventually recapture all of your
debt costs AND stop the roller coaster that history has shown is inherent in investing in the stock market.
The rest of the Decree is assembled this way: Form 201 of the Decree, which is page 2, deals with spousal maintenance and
retirement benefits; Form 202, page 3, describes community property and
debts; Form 203, page 4, (not used when there are not children), child custody, visitation and support; Form 204a, page 5, additional relief and the judge's signature page; and Form 204b, mailing declaration, page 5 or 6, depending
upon whether or not there are children.
In making an equitable apportionment of marital property, the family court must give weight in such proportion as it finds appropriate to all of the following factors: (1) the duration of the marriage along with the ages of the parties at the time of the marriage and at the time of the divorce; (2) marital misconduct or fault of either or both parties, if the misconduct affects or has affected the economic circumstances of the parties or contributed to the breakup of the marriage; (3) the value of the marital property and the contribution of each spouse to the acquisition, preservation, depreciation, or appreciation in value of the marital property, including the contribution of the spouse as homemaker; (4) the income of each spouse, the earning potential of each spouse, and the opportunity for future acquisition of capital assets; (5) the health, both physical and emotional, of each spouse; (6) either spouse's need for additional training or education in order to achieve that spouse's income potential; (7) the non marital property of each spouse; (8) the existence or nonexistence of vested
retirement benefits for each or either spouse; (9) whether separate maintenance or alimony has been awarded; (10) the desirability of awarding the family home as part of equitable distribution or the right to live therein for reasonable periods to the spouse having custody of any children; (11) the tax consequences to each or either party as a result of equitable apportionment; (12) the existence and extent of any prior support obligations; (13) liens and any other encumbrances
upon the marital property and any other existing
debts; (14) child custody arrangements and obligations at the time of the entry of the order; and (15) such other relevant factors as the trial court shall expressly enumerate in its order.