Sentences with phrase «decent credit»

Senior citizens with decent credit scores who need to carry a balance form time to time may benefit more from another option.

Those with bad credit are not typically presented with many decent credit card options.

For borrowers with decent credit and home equity, a standard conventional refinance could lower their rate and make paying off the loan faster and easier.

If you have a half decent credit rating, very easy to apply for a credit card on - line.

But you will still need decent credit for approval.

On the other hand it is an advantage for those that maintain decent credit scores!

As a whole, we've actually got pretty decent credit scores.

It's also wise to shop around for auto financing (and lower interest rates) most especially if you have good or at least decent credit.

Nowadays, earning cash back or miles is a standard feature of most decent credit cards.

Of course, cash - back credit cards require decent credit, so if your credit scores aren't as high as they should be, start working on improving your credit.

They simply had the 20 % down and decent jobs and I assume decent credit scores.

When your credit score is below average, banks see you as a risky borrower, and that results in few decent credit card offers available to you.

Credit card companies want to see that you have decent credit before they will extend you credit.

This card has helped me establish a pretty decent credit score as well.

You'll probably need decent credit, but it can be a more flexible option than a secured loan.

Especially for the person with decent credit, it may seem like there are lenders lining up to give you money.

This is a feature we see on most decent credit cards targeted at individuals with good FICO scores.

This card does, however, require you to have pretty decent credit to get approved.

This tends to give investors confidence that most borrowers who pass the initial screening have at least decent credit (if not much better).

This is a feature we see on most decent credit cards targeted at individuals with good FICO scores.

generally speaking i think newbie churners with decent credit history will have good change of reversing the shutdown while regular heavy hitting churners will have very very very difficult time.

If you really want to close credit cards, it's usually best to do so gradually over time — as long as you have other forms of revolving credit with many years of history and decent credit limits.

Also, if you've got decent credit but have high interest credit card debt, you may be able to lower your card payments by considering the possibility of moving your balance over to balance transfer cards, but only if they turn out cheaper for you in the long run.

Without decent credit, you probably won't qualify for a home loan; this doesn't mean your credit score has to be 800 or above, but you most likely will need a credit score of 620 or higher.

«These are programs that we generally use for decent credits because they get a rate advantage and save money on down payments,» says Ronald Haring, senior vice president and regional development officer of Omega Bank.

If you have any equity in your home at all, you should be able to get approved for a home equity line of credit, as long as you have maintained decent credit since your bankruptcy filing.

In fact, it's a fairly decent credit card even by non-secured card standards.

So, bottom line, the Old Navy card along with any other store credit card is a fairly bad deal when you look at the other options available to most people with decent credit in the marketplace.

But what about decent credit?

Both statistics suggest decent credit management.

From my experience, those with decent credit profiles get lower rates at Prosper than they would at Lending Club because lenders bid down the rates of the good borrowers quite a bit.

Once again, a card like the Capital One ® Secured Mastercard ® will at least give their consumers the ability to deposit smaller amounts of money, in favor of a larger credit line — this is especially beneficial to individuals who are in desperate need of credit, but their low FICO scores are preventing them from getting approval for a loan or half - decent credit line.

< * 80 % Loan to Value (case by case must show decent credit and an ability to pay) Other requirements may be required

Many borrowers have told us that Education Success Loans approved them even with only decent credit.

Fannie Mae believes programs like HomeReady and MyCommunity are helping first time home buyers with moderate incomes and decent credit gain greater access to responsible home financing.

While these programs can offer up to 20 % down payment assistance, it does require decent credit history and does have more restrictive debt - to - income qualifying ratios that can prevent buyers from qualifying for much higher priced homes....

USDA loans (US Department of Agriculture) aka Section 502 loans are an excellent mortgage vehicle for those home buyers who do not have money to put down but have decent credit ratings.

Most people who have decent credit scores get approved instantly for the Chase Sapphire Preferred.

For the most part, the cheaper cash back rewards cards listed above are also ones that require decent credit, which may be a reason why you would try applying with Credit One Bank instead.

Patrick Schwerdtfeger, a California mortgage broker, notes that you'll probably come out ahead using a plain - vanilla mortgage if you've got decent credit.

Borrowers who pass the initial screening have at least decent credit (if not much better).

Assuming decent credit, there are 95 % and 97 % LTV conventional options that are generally better financing than 96.5 % LTV FHA.

To qualify, you'll have to have fairly decent credit - mid-600s or above, perhaps 700 for some lenders - and a fair amount of equity in your home.

Typically, you need to have decent credit in order to be approved, so don't count yourself out if you have sub-par credit.

Bottom Line: The Barclays CashForward ™ World Mastercard ® is a pretty decent credit card to have, due to higher - than - average rewards and no annual fee.

The TJX Credit Cards are decent credit cards for those who frequently shop at TJ Maxx, Marshalls, HomeGoods, and Sierra Trading Post stores.

While a conventional mortgage appeals to a wide demographic, it's especially good for first - time borrowers with decent credit and some amount of downpayment.

Whether you have no credit, bad credit, or decent credit that could be better, here are some ways you can give your credit score a boost in 2018 and beyond.

You can have decent credit without doing everything right all the time.