Sentences with phrase «decent credit scores get»

Most people who have decent credit scores get approved instantly for the Chase Sapphire Preferred.

Not exact matches

With average credit scores sliding down the scale as a result of recent financial crisis, more and more people with bad credit find it possible to get approved for personal loans with decent interest rates and attractive terms.

I am still working on towards my doctorates, but may not be able to get a decent job if my credit score it checked, I don't have to begin repaying loans for a while.

Forget about interest rates, unless you have a decent credit score or a ton of money for a down payment, you're not getting approved at all.

You will not only reduce your debt but also build a decent credit score which can get you an attractive mortgage rate from your lender.

Those that maintain decent to good credit scores may still find it difficult to get the best interest rates on personal loans, credit cards, and mortgages.

Now the average civilian needs a decent credit score to get a mortgage.

In general, having a credit score above 760 will allow you to get the best rate on your mortgage, although any score over 700 is pretty decent.

Once again, a card like the Capital One ® Secured Mastercard ® will at least give their consumers the ability to deposit smaller amounts of money, in favor of a larger credit line — this is especially beneficial to individuals who are in desperate need of credit, but their low FICO scores are preventing them from getting approval for a loan or half - decent credit line.

A decent FICO credit score may get you into a car or apartment, but mortgage lenders look closely at your entire credit history.

So, what you're saying is we looked back and somebody who got our card a year or two ago may very well have a credit score of 700, which is starting to get into a decent range.

Even most people in the anti-credit camp will agree that they need to depend on a nice credit score to get a decent mortgage rate.

For major loans like a mortgage or an auto loan, you'll want to take the time to get your credit score back up to at least 650 to ensure a decent rate.

Without a decent credit score, one will find themselves unable to pull the trigger when it comes to getting an apartment or new car.

If you want to get access to the best ones, then you'll need a decent enough credit score, among other factors.

As a whole, we've actually got pretty decent credit scores.

Having a decent credit score, of course, will mean that you're more likely to qualify for loans with lower interest rates, but those rates are comparable to those you'd get on a credit card.

Unfortunately, those with poor credit scores won't usually get decent rates.

A score of 600 or above is generally seen as being decent, and a score of 700 or higher usually means that you will not have trouble getting loans or lines of credit as long as you have a verifiable income stream.

For instance, with a $ 25,000 5 - year car loan at an interest rate of 16 % (which could be significantly higher with bad credit) would likely cost you over $ 6,000 more than if you had decent credit and were able to get the same loan with an interest rate of 8 % (which could be significantly lower with a 700 + credit score)-- a typical home mortgage could cost you an extra $ 100,000 in interest!

For example, many graduates with a solid income and decent credit score turn to private student loan consolidation to get a better interest rate.

That's the teaser rate for people with the best credit, but if you have all sorts of debt and need a debt consolidation loan, you probably won't have the absolute best credit score and will get a less than decent loan.

You got ta earn at least $ 30,000, have a year's worth of credit history, and a decent credit score to boot.

You can be assured that if you have a decent credit score, a credit history of several years and a debt to income ratio that is reasonable that you will get approved for a loan.

However, it is imperative to have a good credit score if you want to get a loan or get a loan with decent rates.

Your credit score is good enough to get you a decent balance transfer credit card.

«One thing we've found is there are a lot of people who have decent credit scores and good, solid, well - paying jobs, but they can't get over that down payment hump,» says Eric Johnson, Marketing Specialist at CalHFA.

Just because you have limited credit history doesn't mean you can't get approved for a decent rewards credit card, and with responsible use, you can begin to build your credit history and score.

Without at least a decent credit score, you're going to get hit with denials on your credit card applications left and right and it's going to be an uphill battle just to get approved for some of the most basic travel rewards cards.

If you have a score below 630, you'll probably need to do some work on your credit to get a decent rewards card.

Our take: For cardholders with the best credit scores, the USAA Preferred Cash Rewards Visa Signature card combines decent hassle - free rewards with unusually affordable terms; however, cardholders with lower scores could get slapped with an excessively high interest rate.

I got 100 % funded in 2 and approved by LC in 4 days... Of course you need the solid credit score and decent income to back it up though.

Generally, you can control your credit with patience and a good understanding of how to get a decent credit score.

@John Verduzco, credit score isn't a problem just hoping we can refinance a paid off investment property to pullout cash, but at a decent interest rate., or get a construction loan when the dust settles with current transition.