Sentences with phrase «decisions about borrowing»

The school hopes making students more accountable will help them make more responsible decisions about borrowing money for education expenses.
An Obama administration spokesperson said, «A rate that continues to vary after the loan has already been taken out would create uncertainty and lessen transparency for students and their families who are making decisions about borrowing for college.»
Iowa Student Loan has a new online tool to help students make informed decisions about their borrowing levels and their ability to successfully repay new student loan debt when considering the pursuit of an advanced degree.
The decision about borrowing money from someone else is even harder.

Not exact matches

Prior to making any borrowing decisions, you need to be honest about the reasons why you think you need a loan in the first place.
Take some time to learn a bit about the financial terminology related to your loan; doing so will not only make it easier to understand the agreement, but it can also help you to make better borrowing decisions.
In addition, borrowing and lending are forward - looking decisions: borrowers are making judgments about their future capacity to service debt, while lenders are making decisions about future returns.
If you're unsure about whether borrowing is right for you, review the pros and cons of unsecured personal loans before making your decision.
«That this House notes that young people today grow up in an increasingly complex financial world requiring them to make difficult decisions for the future, often without the necessary level of financial literacy; believes that financial education will help address the national problem of irresponsible borrowing and personal insolvency and that teaching people about budgeting and personal finance will help equip the workforce with the necessary skills to succeed in business and drive forward economic growth; further believes that the country has a duty to equip its young people properly through education to make informed financial decisions; and calls on the Government to consider the provision of financial education as part of the current curriculum review.»
I've talked about it in terms of every tough decision I've made whether it was closing a firehouse or whether it was not engaging in pension borrowing
To help students make decisions about using credit, borrowing is explained as spending future income.
Iowa Student Loan provides this interactive resource to help you make more informed decisions about higher education by estimating your total out - of - pocket expense for a college degree from this point forward, and the amount you and your family may need to borrow to pay for it, based on information provided in your college's award packet.
The CFPB also seeks to better educate consumers about all types of consumer debt with the aim of improving decisions and, one presumes given the Bureau's genesis, help Americans grasp that borrowing more money than one can afford to repay tends to turn out badly, individually and nationally.
Ted Mitchell, the U.S.. Under Secretary of Education, commented on the experiment, «It's important for students to make good decisions about their student loan borrowing.
When making a decision to borrow money, it is always wise to be familiar with the company that you are working with and know that they genuinely care about you and put the customer first.
While these tools help determine the «best fit» student loan, other resources are offered to encourage learning about borrowing from College Ave.. These resources include education sessions aimed at teaching about credit and borrowing decisions.
The decision stemmed at least in part from concerns about increased PLUS loan borrowing, very high PLUS loan acceptance rates and increased default rates.
Then, make your own decision about whether and when to borrow money.
This scholarship is one way we encourage high school students to experience our online tools to learn about the concepts of minimizing debt and making responsible borrowing decisions.
We believe that the enhanced consumer information that the Department will provide, which will include voluntary PLUS loan counseling for all student and parent PLUS borrowers, and the mandatory PLUS loan counseling for certain borrowers will help students and parents to understand the obligations associated with borrowing a PLUS loan and assist them in making careful decisions about taking on student loan debt.
Making an informed decision about your repayment period options empowers you to control the costs associated with borrowing money for college.
An individual's financial affairs, including decisions about choosing products and services, savings and investments, spending and borrowing money.
If you borrowed student loans to finance your legal education, you'll need to make some decisions about your student loans soon after graduating.
It may help consumers to make better decisions about whether to take out a loan at all, which type of loan to take out, and which creditor to borrow from.
Improved understanding of the costs of borrowing will allow those consumers to make a more informed decision about whether to borrow.
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