The employer shall provide the employee or applicant, in a private discussion, the opportunity to dispute the relevance of the information upon which the employer based the adverse employment action, and shall consider any such dispute before making a final
decision; (3) if the employee or applicant provides oral or written notice to the employer
during the 14 day
period set forth in subparagraph (2) that he or she has disputed the accuracy of the consumer
report with a consumer
reporting agency, the employer shall not take an adverse employment action until the resolution of the dispute under section 58 of this chapter or Section 1681i (a) of chapter 15 of the United States Code, and shall consider the results of any such resolution; (4) ensure that none of the costs associated with obtaining a consumer
report are paid by or passed on to the employee or applicant.