For Interruption of Trip, this
Insurance does not cover: (1) war or any act of war, whether
declared or not; participation in a felony, riot or insurrection; participation in contests of speed; a Pre-existing Condition existing prior to the Insured's departure from their Home Country that has the likelihood of causing death; the Insured Person or Traveling Companion or Traveling Companion's family making changes to personal plans; having business or contractual obligations; being unable to obtain necessary travel documents (passports, visas, etc.); being detained or having property confiscated
by customs authorities;
carrier caused delays (including bad weather); prohibition or regulatory
by any government; default of yacht charter companies; default of the organization from which the Insured Person purchased their trip arrangements.