Sentences with phrase «decline at different rates»

Different elements of your fitness decline at different rates and, if you ignore other factors — like how much lounging and imbibing you're planning on consuming while you're away — it would look kind of like this:

Not exact matches

Anyone who looks at nominal rates is not really looking under the hood, and it's the steep decline in real rates that's what's kept a lid on the Dollar, which is at a level that's no different than where it was a couple of years ago.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

The testing looks at how well different parts of the brain — the left and right prefrontal cortices — operate together at rest, which helps determine the rate of decline of speech abilities in the patient, she said.

All other assumptions are the same as before, including the 30 year investing period, a 50 % market decline at three different times in the investing period, and a 5 % constant annual growth rate of stock value.

Obviously, any insulator, between two objects at different temperatures will decrease the rate of energy exchange and slow down the temperature decline of the warmer object.

We find that one of the major reasons that people applying for life insurance come back at a different rate class or are declined for life insurance is simply due to a lack of understanding of what the life insurance exam entails.

He may decline the application and offer a policy at an increased rate, or he may offer a different plan.

Also keep in mind that it is an application and it can be approved, approved at a different rate if you've had health changes, or declined.