Sentences with phrase «decline in interest rates over»

Largely owing to the secular decline in interest rates over the last generation, Canadians have developed a cavalier attitude toward debt that leaves many highly vulnerable to misfortune.

The secular decline in interest rates over the past generation correlates strongly with rising land values.

Not exact matches

Economy: Long term interest rates in both the US and Australia have declined sharply over the past week as the economic outlook in both Australia and US point to a slowdown in economic activity.

Unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near the fund's target end - date.

Foremost is the significant decline in the natural rate of interest, or r * (r - star), over the past quarter - century to historically low levels.

What we have really seen over the past several years, in terms of the appreciation of markets and the decline of interest rates based on what the Fed has been doing, is a result which has eliminated the possibility of investors in bonds and stocks to earn an adequate return relative to their expected liabilities.

Unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near its target end date.

Over the last twenty years, investors have witnessed a steady decline in the interest rate on investment grade bonds, GICs and term deposits.

In the most recent period, following the tightening of monetary policy in May, market interest rates declined for a time as participants assessed that the cumulative tightening over the previous six months might have been sufficient to reduce the risks on inflatioIn the most recent period, following the tightening of monetary policy in May, market interest rates declined for a time as participants assessed that the cumulative tightening over the previous six months might have been sufficient to reduce the risks on inflatioin May, market interest rates declined for a time as participants assessed that the cumulative tightening over the previous six months might have been sufficient to reduce the risks on inflation.

All in all, the Fed continues to expect inflation to rise gradually toward 2 % over the medium term as the labor market improves further and the transitory effects of energy price declines and other factors dissipate, but the pace for hikes in interest rates could well be moderate, as the Fed has been indicating.

Over the first six weeks of the year, the Dow Jones Industrial Average declined 10 %, as the prospect of interest rate hikes by the Federal Reserve, a slump in oil prices, and concerns about economic conditions in Europe and China caused the long - running bull market to stumble.

The most recent and thorough of these, by Lukasz Rachel and Thomas Smith at the Bank of England, concluded that for the industrial world, neutral real interest rates have declined by about 4.5 percentage points over the last 30 years and are likely to stay low in the future.

In my view, investors who view current valuations as «justified relative to interest rates» are really saying that a decade of zero total returns on stocks is perfectly adequate compensation for the risk of a 45 - 55 % market loss over the completion of the current market cycle - a decline that would historically be merely run - of - the - mill given current valuations, and that certainly can not be precluded by appealing to low interest rates.

Consequently, unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near its target end date.

The higher level of liabilities that must be serviced would normally have significantly increased the NID over this period, but this effect was substantially offset by trend declines in global interest rates over the past two decades.

The decline in world interest rates over the past few years has seen the servicing burden of foreign debt fall to around the levels of the early 1980s.

Profits after interest have tended to decline over the past couple of years, reflecting the impact of the 1994 interest rate increases and a tendency for corporate leverage to increase, but they remain at high levels compared with historical averages; they can be expected to receive a further modest boost as interest - rate reductions in the second half of last year begin to feed through into profit results.

The main contributors remain the same: declining oil and commodity prices, renewed concerns over the pace of expansion in China, and the impact of rising interest rates and a strong dollar on the U.S. economy.

The sudden and sharp declines in equity markets over the last couple of sessions is still being attributed to higher interest rate expectations although the move appears to have been exacerbated by a combination of automated trading and panic selling.

Interest rates in the eighties tended to be much higher than over the past decade, although it's worth remembering, when Labour boasts of kickstarting interest - rate stability, that the trend of decline from double - digit rates started in 1992, four - and - a-half years before the party came tInterest rates in the eighties tended to be much higher than over the past decade, although it's worth remembering, when Labour boasts of kickstarting interest - rate stability, that the trend of decline from double - digit rates started in 1992, four - and - a-half years before the party came tinterest - rate stability, that the trend of decline from double - digit rates started in 1992, four - and - a-half years before the party came to power.

Over the five years since the financial crisis bottomed, pundits have warned interest rates must rise soon, and with it declines in bond prices.

Dividends of mortgage REITs have declined substantially over the last two years as companies adjusted their dividend payouts in light of higher interest rate volatility and lower earnings forecasts.

Consequently, unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near its target end date.

ARMs carry risks in periods of rising interest rates, but can be cheaper over a longer term if interest rates decline.

Home values continued to decline until last year in many parts of the state and country, and interest rates have also moved lower over the past 3 1/2 years creating the possibility for more homeowners to benefit.

It should also be noted that stocks benefitted from the same decline in interest rates that bonds did over much of this time.

Financial economists such as World Pensions Council (WPC) researchers have argued that durably low interest rates in most G20 countries will have an adverse impact on the funding positions of pension funds as «without returns that outstrip inflation, pension investors face the real value of their savings declining rather than ratcheting up over the next few years» [19]

The gradual decline in long - term interest rates over the last few years propelled many of the recent gains in real estate trusts and it's difficult to see how rates can go much lower than current levels.

In a rising interest rate environment, it is risky to have investments tied up in longer - term bonds when their value has yet to decline as a result of higher yields over timIn a rising interest rate environment, it is risky to have investments tied up in longer - term bonds when their value has yet to decline as a result of higher yields over timin longer - term bonds when their value has yet to decline as a result of higher yields over time.

If you find yourself in a financial position to pay off your student loans in full over the next few years and interest rates are on the decline, then it's possible to get a great deal on student loan refinancing by choosing a variable interest rate and paying the entirety of your student loans before interest rates go back up.

Unlike traditional bond funds, a DMF's price sensitivity to changes in interest rates declines gradually over time, approaching zero near the fund's target end - date.

(Interesting side note, this rate and also the absolute CO2 emission from electricity generation in NY state has declined substantially over the past 30 years — mostly due to a shift from coal to natural gas.)

Insurers can pay death benefit in installments over a definite period of time and at a defined rate of interest, as approved under the «file and use» procedure on the declining balance if such an option is provided at the inception of the policy.

Matching the rise over time of housing prices was the almost lock - step decline in interest rates.

After reaching the highest level in over six years, pending home sales declined in June, with rising mortgage interest rates beginning to impact the market.

To be sure, cap rates have followed a gradual long - term decline over the past 30 years, coinciding with a long - term slide in interest rates.

Take a cup of investor conservatism, stir in three tablespoons of inflation fear and a teaspoon of lost tax benefits, add a pinch of higher interest rates, then bake over a year - and - a-half decline in the market.

The combination of declines in the contract rate and initial fees took the average effective interest rate on new home loans (which amortizes initial fees over the estimated life of the loan) down 8 basis points to 4.39 percent (after two consecutive months above 4.40).