Sentences with phrase «declines over time when»

For example, when reviewing the information used in «POLICY 2,» the years of replacement income declines over time when life insurance is purchased to protect the family breadwinner's future income.

Many I see say they had experienced a long slow decline over time when the «Straw that Broke the Camel's Back» landed.

Not exact matches

Ask when you must accept or decline and then take the time to go over the offer and if need be, put your negotiating hat on to make sure that you are being compensated appropriately based on your experience and industry.

The revelation sparked a growing debate over Facebook's privacy standards at a time when the company was battling a noticeable decline in usage.

The news comes at a time when American beer sales have been on a decline — they're down 4 % over the last five years to 2.79 billion cases.

Because we're neither wise enough nor foolish enough to know in advance how much of our clients» initial spending is «core» (increasing with inflation) and how much is «discretionary» (declining over time), this is what we do at Cornerstone (see my February 2013 Journal column, «When an Ounce of Discretion (ary) is Worth a Pound of Core»).

We appreciate and admire humility in our former great folk and love then all the more for showing courage to accept the mental decline, and still having the wisdom and humility to accept when their time at the top is over.

Though many football people acclaimed him as a genius, and everyone accepted him as a man of integrity, no one would dare hire him in the big time, because Bull Cyclone sure as shooting wasn't going to be a football assistant for any mother's son.It's apparently true that Norm Van Brocklin, an old pal of his, did once ask him to take over the Atlanta Falcons» offense when Van Brocklin was head coach, but Bull Cyclone declined, saying, «Now, Norm, why should I come up there and work for you when I already know more football than you do?»

If phone sensors could effectively measure change in speech or movement over time, then an app could suggest a doctor's visit when a person's state of mind declines.

Dr Josephine Mollon from King's IoPPN, now with Yale University, said: «For individuals with psychotic disorders, cognitive decline does not just begin in adulthood, when individuals start to experience symptoms such as hallucinations and delusions, but rather many years prior — when difficulties with intellectual tasks first emerge — and worsen over time.

When the water level decreases or stays static, fish production declines over time.

When the researchers looked at brain size, they found that for fighters who had increasing levels of tau over time, there was a 7 percent decline in the volume of their thalamus, which is located in the center of the brain and regulates sleep, consciousness, alertness, cognitive function and language while also sending sensory and movement signals to other portions of the brain.

The rise of monkeys and the decline of apes When Hlusko and her colleagues looked at how the two newly identified traits changed in primates over the last 20 million years, they noticed an unusual shift in tooth shape at the same time apes began to die out and monkeys to proliferate.

In recent years, the age when women have their first child has slowly increased, with the BFS highlighting how female fertility starts to decline from the late 20s as the number of eggs that women naturally have are progressively lost over time.

«It's when you start to see changes and decline over time that you know something is wrong.»

For example, active T3, a thyroid hormone that plays a major role in energy production, fat - burning and muscle gain, will decline when not enough cellular energy is available over time (i.e. low calorie or low carb diets) 2.

When you do decline pushups, you strengthen more of the upper part of the chest and over time that's how you get that lift.

Scientific research shows the decline of memory retention — how information is lost over a period of time when there is no attempt to retain it.

The forgetting curve demonstrates the decline of memory retention in time — how information is lost over a period when there is no attempt to retain it.

The total number of new secondary ITT entrants declined by almost 500 from last year, at a time when DfE estimated that an increase of over 1,000 trainees was necessary.

However, it is questionable when the accountability system changes over forty times in a short span of time so performance can not be fairly measured and declines are not actually linked to performance but changes to how performance is calculated.

However, when considering the respondents who completed both pre - and postsurveys, there was generally no change in attitude over time, save a significant decline for two items (p < 0.05): «Eliciting misconceptions from students only reinforces bad math habits,» and «In my teaching, I feel compelled to find out what my students are thinking.»

At a time when enrollment in teacher - prep programs is declining — a factor in teacher shortages nationwide — Relay is marking a 40 percent increase year over year in its teacher and principal training programs.

When seen in an overall context wherein this ratio moves strongly in favor of print editions as sales numbers decline out the long tail, this model seems generally consistent with Amazon's recent (and, at the time, stunning) announcement that, looking back over an unspecified historic period, Kindle editions sales had accounted for somewhere between 26 and 35 per cent of all sales when both print and Kindle editions were availaWhen seen in an overall context wherein this ratio moves strongly in favor of print editions as sales numbers decline out the long tail, this model seems generally consistent with Amazon's recent (and, at the time, stunning) announcement that, looking back over an unspecified historic period, Kindle editions sales had accounted for somewhere between 26 and 35 per cent of all sales when both print and Kindle editions were availawhen both print and Kindle editions were available.

A bear market is when the price of an asset class declines pretty substantially over time which most analysts announce a bear market when prices have fallen 20 % or more.

When INflation prevails, a fixed debt payment, measured in real (uninflated) dollars declines over time.

While there is no risk in losing money when values decline if you choose to rent, if you do not take on the risk you will also never reap the benefits of earning capital gains over time.

After spending too much time doing analysis and research (I have a PhD to do) I decided to invest in Cadence Capital, a Listed Investment Company run by Karl Siegling whose investment philosophy I thought a good one (to buy undervalued and well run companies, only when prices were already on the rise or short overpriced equities, only when prices were declining)-- I still think this is an excellent LIC, and it has returned over 18 % p.a. since inception over 10 years ago.

When the return on an investment is less than the inflation rate, purchasing power is actually declining over time.

Remember that the price of this ETF will change each day — though the fund is much less likely to see wild swings like a typical stock over time — and that means you could lose value if you buy the TLT and then sell it later when the price has declined.

In a rising interest rate environment, it is risky to have investments tied up in longer - term bonds when their value has yet to decline as a result of higher yields over time.

Generally, when you purchase new vehicle, the value of the vehicle declines over time faster than the balance of the loan.

A sales charge or commission paid when an individual sells an investment (the % charged typically declines over time.)

- Toriyama didn't even know what an RPG was when he took the offer to work on Dragon Quest - had he known the series would go on for over 30 years, he would have declined the position - he finds that designing characters for Dragon Quest games is fun, but also rather difficult - Toriyama isn't interested in designing wholesome characters, so he doesn't have many variations to offer - coming up with designs becomes increasingly difficult every time - Toriyama used to come up with a lot of fanciful designs, but most of those were shot down - he loves designing mosnters - thanks to more staffers, Toriyama doesn't have to do as many designs as he used to - he plans to do his best for Dragon Quest XI

Moore appears as the villain over the course of this memoir, with dark foreshadowing of his decline even when times were good.

On a longer time series, going back 140 years to when CO2 first starting increasing, temperatures are up about 0.6 C to 0.7 C (depending on how much you are smoothing the trends out and ignoring the significant decline over the past year.)

Consequently, the next time a serious drought takes hold of some part of the world and the likes of Al Gore blame it on the «carbon footprints» of you and your family, ask them why just the opposite of what their hypothesis suggests actually occurred over the course of the 20th century, i.e., why, when the earth warmed - and at a rate and to a degree that they claim was unprecedented overthousands of years - the rate - of - occurrence of severe regional droughts actually declined.»

You may have been healthy when you first bought the policy but your health may have declined over time.

At press time, the price of bitcoin is roughly $ 7,811.22 across global exchanges, a figure that represents a decline of over $ 300 from the day's open, and the lowest price observed on the index since Feb. 11, when the BPI hit a low of $ 7,845.13.

The findings reveal that over 90 percent of metro areas have experienced declining homeownership rates at a time when home values have risen and incomes have remained flat.

It went something like this: hotel check - in, locate room, locate wifi service, attempt connection to wifi, wonder why the connection is taking so long, try again, locate phone, call front desk, get told «the internet is broken for a while», decide to hot - spot the mobile phone because some emails really needed to be sent, go «la la la» about the roaming costs, locate iron, wonder why iron temperature dial just spins around and around, swear as iron spews water instead of steam, find reading glasses, curse middle - aged need for reading glasses, realise iron temperature dial is indecipherably in Chinese, decide ironing front of shirt is good enough when wearing jacket, order room service lunch, start shower, realise can't read impossible small toiletry bottle labels, damply retrieve glasses from near iron and successfully avoid shampooing hair with body lotion, change (into slightly damp shirt), retrieve glasses from shower, start teleconference, eat lunch, remember to mute phone, meet colleague in lobby at 1 pm, continue teleconference, get in taxi, endure 75 stop - start minutes to a inconveniently located client, watch unread emails climb over 150, continue to ignore roaming costs, regret tuna panini lunch choice as taxi warmth, stop - start juddering, jet - lag, guilt about unread emails and traffic fumes combine in a very unpleasant way, stumble out of over-warm taxi and almost catch hypothermia while trying to locate a very small client office in a very large anonymous business park, almost hug client with relief when they appear to escort us the last 50 metres, surprisingly have very positive client meeting (i.e. didn't throw up in the meeting), almost catch hypothermia again waiting for taxi which despite having two functioning GPS devices can't locate us on a main road, understand why as within 30 seconds we are almost rendered unconscious by the in - car exhaust fumes, discover that the taxi ride back to the CBD is even slower and more juddering at peak hour (and no, that was not a carbon monoxide induced hallucination), rescheduled the second client from 5 pm to 5.30, to 6 pm and finally 6.30 pm, killed time by drafting this guest blog (possibly carbon monoxide induced), watch unread emails climb higher, exit taxi and inhale relatively fresher air from kamikaze motor scooters, enter office and grumpily work with client until 9 pm, decline client's gracious offer of expensive dinner, noting it is already midnight my time, observe client fail to correctly set office alarm and endure high decibel «warning, warning» sounds that are clearly designed to send security rushing... soon... any second now... develop new form of nausea and headache from piercing, screeching, sounds - like - a-wailing-baby-please-please-make-it-stop-alarm, note the client is relishing the extra (free) time with us and is still talking about work, admire the client's ability to focus under extreme aural pressure, decide the client may be a little too work focussed, realise that I probably am too given I have just finished work at 9 pm... but then remember the 200 unread emails in my inbox and decide I can resolve that incongruency later (in a quieter space), become sure that there are only two possibilities — there are no security staff or they are deaf — while my colleague frantically tries to call someone who knows what to do, conclude after three calls that no - one does, and then finally someone finally does and... it stops.