Sentences with phrase «declining equity glidepaths»

Meanwhile, David looks at the lower interest rate component without specifically considering the high stock market valuation component (his capital market expectations are described in Appendix 1, and his stock returns are not related to past stock returns), and he concludes that declining equity glidepaths are best.

With a 4 % withdrawal rate, he finds that declining equity glidepaths in retirement support higher probabilities of success than fixed equity glidepaths, which in turn supports higher probabilities of success than rising equity glidepaths.

Not exact matches

He considers declining equity, rising equity and static glidepaths with an annual withdrawal rate of 4 % (of the portfolio value at retirement) and annual rebalancing during a 30 - year retirement period.