Sentences with phrase «declining in value because»

Interest rate risk is the risk that debt securities, and the Fund's net assets, may decline in value because of changes in interest rates.

Not exact matches

Battered by nearly a year of off - and - on declines from record highs because of fears of a slowdown in iPhone sales, Apple «s stock now is valued closer to IBM, which has disappointed Wall Street for the past four years with declining revenue, than to Silicon Valley technology pioneers Alphabet and Tesla Motors.

But as of 2010, the mean and median net worth of Americans was still down 50 percent from the precrisis peak, mainly because of the decline in home values, according to Edward Wolff, an economics professor at New York University.

That is because a decline in the dollar would raise the value of the income earned on our foreign direct investment and foreign - currency denominated assets, relative to the income that foreigners earned on their dollar - denominated investments in the United States.

Even if income does not change by much, wealth can rise or fall because of changes in the attitude of investors toward risk, and declines in the value of collateral behind debt.

One reason is because the dollar's value declined in 2017.

First people earn money for their own comfort, but in the low tens of millions of dollar range and up, most people who earn great wealth struggle to spend it as fast as they earn it, because at that point many of the things that they purchase (e.g. real estate and art) don't get used up and decline in value after you buy them.

When, for example, he attracts criticism for saying he admires Vladimir Putin in a magazine interview, Alastair Campbell is blamed for having «trapped» him into saying it; when he loses the first TV debate it's because he allowed himself «to be persuaded to act out of character»; and when it comes to the declining value of Brent crude Salmond writes breezily that «no - one really knows what the price of oil is going to be in the short term», despite having spent several years arguing precisely the contrary.

«Because a mussel is highly dependent on its fish host and these are in decline, particular attention should be paid to the fish stocks,» says the TUM scientist, «even if some of these fish species do not have any particular economic value.»

The average sperm count has dropped by half in the past 50 years, possibly because the nutritional value of the food we eat has declined,» says Zita West, author of «Zita West's Guide To Getting Pregnant».

Because parents worry about a decline in traditional skills like handwriting (which turns out to have some value)?

Because of tax and debt limits, educational districts could not raise tax rates or borrow more money using traditional Current Interest Bonds to compensate for the loss in revenue resulting from the decline in property values.

This is because points and miles will inevitably decline in value as the airlines and hotels charge more for a given award.

It echoes a recent story from Bloomberg which suggested that Canadian bonds are outperforming the rest of the world's — not because they're growing in value, but because they're simply declining less.

Finally, because its value rises in a declining market, the UltraShort can serve as a suitable hedge during a bear market.

When the Short Refinance program was first introduced, FHA Commission David H. Stevens said «We're throwing a life line out to those families who are current on their mortgage and are experiencing financial hardships because property values in their community have declined.

Management seeks attractively valued, quality companies, because it believes these companies may provide greater downside protection in declining markets.

This becomes relevant because over the last 9 months property values have still been declining in this area.

Because the property value trend appears to be declining in many parts of California, we recommend that Los Angeles homeowners seize the present opportunity to refinance their adjustable rate mortgages into a fixed rate loan that is more affordable.

In this school of thought, the larger the price decline (assuming no impairment of long - term value) the less risky the investment is, not more risky simply because it is more volatile.

When the Fed lowers interest rate, the value of the US dollar declines because investing in US bonds is less attractive.

The lower the Loan - to - Value ratio the better because it gives some protection against the risk of a decline in property or home values (prices) which can adversely affect the MIE if it has to pay for expenses associated to selling the property that has been used as collateral such as legal fees, realtor commissionsCommissions What you pay to a broker or agent for their services.

In fact, even with a catalyst, there's a good chance this stock ends up becoming an 80 cent dollar after 5 years — because it continues to trade at a smaller / semi-permanent discount, or simply because its fair value actually declines — which only offers a 60 % cumulative gain, or a 9.9 % IRR.

Negative equity can occur because of a decline in value, an increase in mortgage debt or a combination of both.

«We're throwing a life line out to those families who are current on their mortgage and are experiencing financial hardships because property values in their community have declined,» said FHA Commissioner David H. Stevens back in August.

Because of the declining home values we have seen over the last few years, it's common for a mortgage appraisal to come in lower than the asking price.

But if you have other reliable income sources from outside your investments — Social Security and pension and so forth — then your lifestyle is not as exposed to if your portfolio declines in value, you could potentially spend at a higher rate, and enjoy that money, it's more discretionary in nature for you, because you do have your lifestyle protected in other ways.

More importantly, the value premium increases as we go to lower earnings quality firms, and this is primarily because of a decline in one year ahead mean returns of the growth stocks across the earnings quality quartiles and a corresponding rise in mean returns of the value stocks.

Cash feels safe in the short - term, but in the long - term it is the riskiest asset because it is guaranteed to decline in value relative to inflation.

Short selling securities involves risk because there is no assurance that securities will decline sufficiently in value during the period of the short sale to offset the borrowing costs associated with shorting to make a profit for the investor.

The Federal Home Loan Bank of Seattle reports that it will likely report a risk - based capital deficiency and suspend its dividend because of a decline in the market value of its mortgage - backed securities portfolio.

We have concluded that no other - than - temporary impairment losses occurred for the auction rate securities that began to fail to settle in fourth quarter of fiscal 2008 because we believe that the decline in fair value is due to general market conditions, these investments are of high credit quality, and we have the intent and ability to hold these investments until the anticipated recovery in fair value occurs.

Some have criticized Buffett's growth in Book Value vs. the total return of the S&P 500 table, partly because of the declining P / B multiple.

You can request removal of the PMI if your LTV ratio reaches 80 % earlier than the scheduled date because you have made extra payments etc. but the lender is not required to grant this request without further ado; the lender is allowed to ask you to pay for an appraisal to make sure that the house has not declined in value in the mean time and so you actually are at 80 % LTV, and can decline the request if you refuse to pay for the appraisal or if the appraisal shows that the value of the has decreased and so you are not actually at 80 % LTV as per the new appraised value.

In general, lenders are more concerned about the value of company assets than earnings quality because in the case of earnings decline, the company can sell assetIn general, lenders are more concerned about the value of company assets than earnings quality because in the case of earnings decline, the company can sell assetin the case of earnings decline, the company can sell assets.

That's because asset classes generally are «uncorrelated,» that is, as one declines in value, another rises.

And all the more so, given that the Swissy was out of commission as a safe - haven at the time, apparently because SNB Boss - Man Thomas Jordan was cited in a Bloomberg report as saying that even though there was «a certain decline in the franc's overvaluation, the franc remains highly valued» and that «The situation on foreign - exchange markets remains fragile,» which is why the «The SNB isn't thinking about changing its monetary policy» and will continue with its negative rates and its policy of intervening (* cough * currency manipulation * cough *) in the forex market.

That article also notes that viewing stocks simply as risky is misleading, because past stock performance over long periods suggests declines in stock values are temporary aberrations.

Credit crises lead to big overall declines in market values, particularly with financial stocks, but affecting all other stocks, because when credit conditions are tight, things slow for all firms.

Property values could decrease because of overbuilding, environmental liabilities, uninsured damages caused by natural disasters, a general decline in the neighborhood, losses due to casualty or condemnation, increases in property taxes, or changes in zoning laws.

This is because points and miles will inevitably decline in value as the airlines and hotels charge more for a given award.

The investment is quite safe because of the 0 % floor, which means that the cash value of the policy is not affected if the stocks that the policy is invested in suffer a decline in the market.

Even though there is a possibility that your benefits or cash value will decline because of poor investment performance, there are safeguards in place that prevent you from dipping below a preset level.

This 2 percent reserve fund has dipped in recent years part because of continuing declines in home values, which increases the amount of reserves (and therefore more quickly depletes the reserve fund) that the agency must maintain for each mortgage.

Because of the decline in property values and lack of liquidity, it is likely to be a long, slow uphill climb to recovery for Opus, as well as the broader commercial real estate market.

A typical homeowner's net worth climbs because of upticks in home values and declining mortgage balances.

To the extent that property values have declined, it is because they were not valued correctly in the first place, said Case.

Historically, the downward path of the cycle in the office property market has occurred, because just when this large pipeline started coming out in the market, demand was weakening, thus creating oversupply conditions, with vacancies rising, and rents, cap rates and values declining.

The Home Affordable Refinance Program was established in 2009 to help homeowners who have demonstrated a good payment history, but who might not otherwise qualify for refinancing because of declining home values.

Because of overall declines in the economy and home values, homeowners were stuck paying more that they could afford on their homes.