If interest rates remain relatively stable or even
decline over the next couple of years, you'd be better off with the higher yield — assuming you know you won't need the money for any reason for five years.
We found that, while there was a
decline in satisfaction as a
couple in new parents without the intervention, the new parent
couples who participated in an ongoing
couples group maintained their level
of satisfaction
over the
next five
years until their children had finished kindergarten.