Sentences with phrase «decrease in income when»

Prepare to explain any significant year - over-year decrease in income when you apply for a mortgage as a self - employed borrower.

Not exact matches

For the full - year 2013, it reported $ 6.7 million in net income on $ 137 million in revenue, a 55 percent decrease from 2011, when GrubHub reported $ 14.8 million in profits on $ 60 million of sales.

When asked about the expected impact that external - affairs issues will have on their companies» income in the next three to five years, 42 percent of respondents believe their income will decrease, 15 percent believe it will stay the same, 33 percent believe it will increase, and 11 percent say they don't know or it's not applicable.

-- When changes in the composition of families are taken into account — including fewer adults per household as family sizes decrease — the real after - tax income of middle - class families increased 30 per cent from 1976 to 2010 — on par with other income groups, but still lower than the top earners

As an example, in December 2005, when home prices rose by 13.5 % and disposable personal income decreased by 0.6 %, the gap became the largest one before the recession.

Especially, when home price appreciated and disposable personal income decreased, the gap between the changes in home prices and the changes in disposable personal income became even wider.

In these continuing challenging economic times when actual personal income may be decreasing (and almost certainly discretionary spending), personal trainers are being more creative in the way they package personal training sessions and how they market themselveIn these continuing challenging economic times when actual personal income may be decreasing (and almost certainly discretionary spending), personal trainers are being more creative in the way they package personal training sessions and how they market themselvein the way they package personal training sessions and how they market themselves.

A June 2014 report released by the National Council on Teacher Quality (NCTQ) claimed that, «When teachers are absent 10 days, the decrease in student achievement is equivalent to the difference between having a brand new teacher and one with two or three years more experience... Worse yet, a number of studies have found there to be a disproportionately high rate of teacher absenteeism in schools serving low income and minority students, providing yet another obstacle to closing the achievement gap.»

Traditional fixed income securities typically decrease in value when interest rates rise and increase in value when interest rates decrease.

A traditional IRA or 401k is when you can deduct the contributions on your taxes in the year you make them, which decreases your taxable income.

When the value of your investments in a Roth IRA (Roth Individual Retirement Account) decreases, you might wonder if there is a way to write off those losses on your federal income tax return.

In 2015, household debt grew 15 % faster than income since 2003; however, the gap between debt and revenue has been decreasing since the 2009 peak when there was a difference of 49 %.

One reason people give for preferring Treasuries to CDs, at least for part of the fixed - income portion of the portfolio, is that in a financial crisis, like we saw in late 2008, Treasuries can increase in value when stocks decrease in value, allowing you to sell the Treasuries at a profit to rebalance into stocks.

When I went through a divorce in the mid nineties, I found myself in bankruptcy court due to a decrease in my income and an inability to pay even the small balances on my credit cards.

One trick to help you save more is to take advantage whenever you get an increase in your income or when you have a decrease in your expenses.

Forbearance is usually requested when a borrower is facing financial difficulty, often as a result of lack of employment, a decrease in income or illness and / or disability that prevents someone from working.

This was at a time when euthanasia for all non-pit bull type dogs was decreasing, yet more than 1100 additional pit bulls lost their lives in the next 3 years mostly because their owners were low income or on fixed incomes and simply unable to comply with the law.

In this case, the separation agreement provided for a reduction in support when husband's income decreased through no fault of his owIn this case, the separation agreement provided for a reduction in support when husband's income decreased through no fault of his owin support when husband's income decreased through no fault of his own.

Insurer premium income automatically keeps pace with increases or decreases in driving activity, cutting back on resulting insurer demand for rate increases and preventing today's windfalls to insurers, when decreased driving activity lowers costs but not premiums.

We've divided the events that should cause you to run to your life insurance company demanding a change in coverage into two sections: When should you increase your life insurance coverage: • when you get married • when you get a salary raise or new additional income • when a child is born When to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retWhen should you increase your life insurance coverage: • when you get married • when you get a salary raise or new additional income • when a child is born When to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retwhen you get married • when you get a salary raise or new additional income • when a child is born When to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retwhen you get a salary raise or new additional income • when a child is born When to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retwhen a child is born When to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retWhen to decrease your coverage level: • if you are single and independent • if you've recently divorced • when you have finally retwhen you have finally retired

In other words, when either your medical expenses or even income loss benefit is primarily (first) covered by your health insurance, your PIP coverage only comes in for costs not covered, and so your premium will decrease accordinglIn other words, when either your medical expenses or even income loss benefit is primarily (first) covered by your health insurance, your PIP coverage only comes in for costs not covered, and so your premium will decrease accordinglin for costs not covered, and so your premium will decrease accordingly.

When consumers see a decrease in disposable income, they tend to treat life insurance as an unnecessary expense so smaller insurers are hit the hardest.

• Introduced core office systems which resulted in increased efficiency of work processes • Implemented a novel filing system which dynamically assigned library numbers to folders and files • Reorganized the office supplies inventory system, incorporating a module that sounded alarms when the inventory for any item went lower than 30 % • Decreased office supplies cost by $ 58000 by switching from an expensive supplier to a cheaper one who offered the same quality • Set up a core system to organize incoming mail which eliminated distribution hurdles completely • Streamlined the client scheduling system, resulting in increased communication between office and clients • Singlehandedly prepared a plethora of materials, now being used for all workshops and conferences that the company organizes • Introduced and implemented a forms processing system, resulting in a 50 % decrease in processing time • Successfully implemented a client information system, decreasing information pulling time by 80 % • Scheduled 3 meetings and a large annual event simultaneously, without a single evident problem in any of the 4 occasions • Reduced executives» travel expenses by 50 % by incorporating the services of a less expensive travel agent

These circumstances require women to manage their financial affairs on their own, possibly at a time when they are experiencing a decrease in income and going through a period of mental and emotional turmoil.

There is some evidence that children younger than nine months have negative consequences when their mothers work full time.9 In addition, there is some evidence from a six - city retrospective cohort study with cross-sectional surveys at urban medical centers, that terminating or reducing TANF benefits by sanctions, or decreasing benefits because of changes in income or expenses is associated with a greater probability that young children, under age three, will experience food insecurity and hospitalization.In addition, there is some evidence from a six - city retrospective cohort study with cross-sectional surveys at urban medical centers, that terminating or reducing TANF benefits by sanctions, or decreasing benefits because of changes in income or expenses is associated with a greater probability that young children, under age three, will experience food insecurity and hospitalization.in income or expenses is associated with a greater probability that young children, under age three, will experience food insecurity and hospitalization.10

This cutoff point corresponds to 80th percentile scores for community samples and has a 95 % sensitivity for diagnosing major depressive disorder (MDD) among low - income women, although the specificity and positive predictive value for MDD are low (70 % and 0.28, respectively).29, 30 The cutoff point of 16 has been used by many investigators assessing depressive symptoms in a variety of cohorts, including pregnant women.28 — 33 When studying depressive symptoms during pregnancy, some investigators chose to use a higher CES - D cutoff point (eg, the 90th percentile) to account for the possibility that symptoms of normal pregnancy may overlap with symptoms of depression.9, 18 There is no evidence that this approach is more accurate or preferable to using the cutoff point of 16, and the use of higher cutoff points increases specificity but decreases sensitivity for MDD.28 We used a consistent cutoff point of 16 to define depressive symptoms before and after parturition.

Especially, when home price appreciated and disposable personal income decreased, the gap between the changes in home prices and the changes in disposable personal income became even wider.

As an example, in December 2005, when home prices rose by 13.5 % and disposable personal income decreased by 0.6 %, the gap became the largest one before the recession.