Sentences with phrase «decrease over the term»

Among the regular varieties of Term Life Insurance there are two types under which the cost of the coverage either increases or decreases over the term period thus resulting in Increasing or Decreasing Term Insurance plans correspondingly.

In this type of Term Life Insurance, the amount of the death benefit protection decreases over the term period, while premium sums usually remain the same.

The premium does not decrease over the term of the policy.

The amount of the death benefit protection you purchase will decrease over the term period.

It offers insurance coverage that decreases over the term of the policy, in order to keep premiums down and meet the common need of more life insurance earlier in life and less as one ages (as kids get older, the house gets paid off, etc).

• Decreasing Term: Death benefits decrease over the term and the insured enjoys a fixed premium.

Not exact matches

Say you've had a certain credit card for 10 years; closing that account may decrease your overall average credit history and negatively impact your score, especially over the short term.

Short - term economic forecasting is difficult enough but uncertainty about economic prospects usually increases, not decreases, over the medium term.

We recommend level term life insurance over decreasing term life insurance.

We followed the strategy you created for our site and we were skeptical at first, but the bottom line is we now rank first for our most important search term, and the ranking has not decreased over the course of several engine updates.

As the names imply, decreasing term policies pay a lower death benefit over time, while level term policies maintain the same death benefit for the term of the coverage.

However, over the long term, increasing or decreasing projected investment returns can have a profound effect on plan funded status and overall health.

For the higher - income $ 100,000 per year spenders who rely on portfolio withdrawals for a bigger portion of their retirement, these distributions would also decrease in nominal terms over these two decades, assuming Social Security benefits were $ 40,000 with 2 percent inflation.

As a result, prevention and treatment approaches that decrease relapse risk and / or increase the intervals between major depressive episodes over the long term hold the greatest promise to benefit mothers and children.

According to Child Trends Data Bank, 77 percent of men and 65 percent of women in 2012 said children sometimes need a «good, hard spanking,» a proportion that's been decreasing steadily over the past 20 years over a growing body of research showing that spanking and other physical punishment may be harmful in the long - term and doesn't actually work that well.

Over one - third of children in this country are overweight or obese, which will lead to health problems with long - term consequences: shorter life expectancies, decreased productivity, and a massive strain on our already troubled health care system.

He contended that the policy helped decrease crime in the city over the years, a drop that mainly took place during Bratton's first term under former Mayor Rudy Giuliani.

Over the past four years, bank small business lending under $ 250,000 has decreased by 60 percent in number of loans and 48 percent in dollar terms.

«It's a bittersweet situation, I think we have a person that has poured themselves into the Syracuse City School District over the last five years and have helped us move forward in terms of improving graduation rates, decreasing drop - out rates and getting our schools off the receivership list,» Dorsey said.

If the variation between teeth decreased over time, the team reasoned, this loss of diversity would indicate that the ecosystem was declining and may have paralleled a long - term species loss.

In terms of precipitation, a decrease was observed in annual precipitation over the period as a whole, although these trends «are not significant.»

Recently, Baccarelli et al250 have shown among 718 elderly participants in the Normative Aging Study that short - term exposures (over 1 to 7 days) to PM2.5 and black carbon are associated with decreased «global» DNA methylation in long interspersed nucleotide elements.

Multiple sets properly stimulate the muscles and potentially decrease the injury risk over the long term.

Training to fatigue, while increasing psychological habituation to fatigue, actually decreases physiological tolerance of fatigue over the long - term.

I have been a vegan for about 2 years now, 16yo, 172 cm, 54 kg, I have lost a bit too much weight over these couple years and my strength has decreased, I was wondering if you could make a video on good practices in terms of diet when trying to gain weight and strength healthily?

Stalled fat loss, decreased muscle mass, battered metabolism, psychological defeat — every single diet that restricts calories over the long term falls victim to these «dead end» finales.

Two longer - term studies, in persons without diabetes, that measured fasting blood β - hydroxybutyrate concentrations over 10 wk found that, whereas the concentrations increased over the first 2 — 4 wk, they then decreased and, after 10 — 12 wk, remained only slightly higher than those of dieters following other diets (21, 23).

The acquisition of muscle mass did not happen to me overnight so it kind of grew, over the months and years along with my continued practice of running and sprinting and as a result I never noticed any decrease in terms of speed or quickness or endurance.

Only in a prospective study from Lopez - Garcia et al., 69 who studied the effect of caffeine on long - term weight change in a cohort, it was found that people who increased the caffeine consumption over 12 years gained less weight than those who decreased the caffeine consumption.

Over the long term, vigorous training and moderate leisure - time activity may decrease estradiol and progesterone secretion, 3,6,41 reduce the length of the luteal phase, 10,42 induce anovulation, 7,8,41,43 delay menarche, 4,5 and cause secondary amenorrhea.2, 12

Although he supposedly retired to Tasmania in the early 2000s, it is very difficult to see a substantial decrease in his level of engagement or activity, though it did give him more time to write for such outlets as Senses of Cinema and communicate his passion for film history, as well as contemporary cinema, in a series of lectures or talks (I'm sure he'd prefer the latter term) held over a ten - year - period at the State Cinema in Hobart.

Psychology research, however, shows that although cash and prizes may boost compliance in the short term, over time they often decrease students» interest in the tasks for which the kids are being rewarded, and may even decrease interest in activities that don't win them anything.

He claimed the education system is facing a «perfect storm of both decreasing public confidence and increasing pressure in the system as the greater emphasis on end - of - term exams creates even more work for examiners over the summer».

For example, term life insurance is a good choice for people that have started a family and need to consider paying for college, have amortized loans, or have a specific financial burden that will decrease over time.

That's a term for investing your money over time, at regular intervals, with the idea that by buying into the market at many moments you'll decrease the risk that you'll buy whatever it is you're buying at a particularly high price.

The drop in debt from one graduating class to the successive class was a 1.50 percent decrease year over year in terms of average student debt per borrower.

For example, if short - term rates were to rise 1 %, you would lose about 2 % on a short - term bond fund (assuming a 2 year duration), and your total return over 1 year would be about 0 % (2 % interest minus 2 % decrease in value).

* While consolidation may decrease your overall monthly payment obligations, refinancing pre-existing debt with a home equity loan / line will require you to give us a security interest in your home and may increase the total number of monthly debt payments, as well as the aggregate amount paid over the term of the loan.

Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.

On the other hand, if you've just purchased a home with your spouse, you might consider a decreasing term policy (since your mortgage balance decreases over time as you pay it off) with a death benefit equal to the size of your outstanding loan.

A decreasing term life policy (aka mortgage life insurance) features a death benefit that declines over time, even while the premium typically stays the same.

As previously stated, this will lower the volatility of your portfolio but can also decrease potential returns over the long - term.

Decreasing term life insurance is less expensive than level term life insurance, but the death benefit decreases over time.

We recommend level term life insurance over decreasing term life insurance.

The Underlying U.S. Treasury Note or Bond Yield May Increase, Decrease or Remain Unchanged Over the Term of Your ETNs: The return on your ETNs is inversely linked to the performance of the underlying index, which inversely corresponds to changes in the underlying U.S. Treasury note or bond yield.

The Underlying U.S. Treasury Note or Bond Yield, or the U.S. Treasury Yield Curve May Increase, Decrease or Remain Unchanged Over the Term of Your ETNs: The return on your ETNs is linked directly or inversely, as the case may be to the performance of the underlying index, which corresponds directly or inversely, respectively to changes in the underlying U.S. Treasury note or bond yield, or in the case of the FLAT and STPP ETNs, to the U.S. Treasury yield curve.

Decreasing term life insurance is sometimes called «mortgage insurance» because it is designed to cover liabilities that decrease over a specified period of time.

Changes in the underlying U.S. Treasury note or bond yield or the U.S. Treasury yield curve are affected by a number of unpredictable factors, and such factors may cause the underlying U.S. Treasury yield curve to increase, decrease or remain unchanged over the term of your ETNs.

As a result, you will benefits by decreasing the amount you owe on a month - to - month basis, but you will pay more interest over life of the loan consolidation term.

Decreasing term life insurance is a life insurance option where the death benefits decrease on either a monthly or annual basis over the life of the policy.