Sentences with phrase «decreases over»

In the chart below, you'll see how the Balance decreases over time for a fixed - rate mortgage loan.
I've said this before — with electronics, I maintain that I'm glad the technology improves AND the price decreases over time!
So, if you make a mistake, the impact of the negative item decreases over time.
This is opposite from what happens in a traditional mortgage, where the interest charged decreases over time because the loan balance declines.
Also, while a mortgage decreases over time as you pay it down, a SM investment loan increases over time till it equals to the initial mortgage amount.
In addition, riders can be added to each policy that allow you to adjust the death benefit, either so that it increases over time, it decreases over time, or you're able to purchase additional coverage later without medical questions.
For most assets, that value decreases over time, and you can «write off» the depreciation of the value each year.
Decreasing term life insurance is less expensive than level term life insurance, but the death benefit decreases over time.
The insurer, in turn, is able to keep premiums level as the difference between the cash value and death benefit decreases over time, reducing their liability.
An extra $ 10 per month expense to a customer on an account with a balance like mine ($ 6100 dollars outstanding) changes my effective «interest rate» to just above 7 %, which increases as the balance decreases over time.
Class B share funds do not offer breakpoint discounts, although the CDSC decreases over a five - to eight - year timeframe.
Your loan's risk level decreases over the years as you pay down the original loan amount.
Unlike traditional mortgages, where monthly payments contribute to the borrower's equity, reverse mortgages have a Benjamin Button - like effect: As the Government Accountability Office stated in a 2009 report, «Reverse mortgages typically are «rising debt, falling equity» loans, in which the loan balance increases and the home equity decreases over time.»
On the other hand, if you've just purchased a home with your spouse, you might consider a decreasing term policy (since your mortgage balance decreases over time as you pay it off) with a death benefit equal to the size of your outstanding loan.
Another thing to consider is that a mortgage life insurance policy is often written as a decreasing term policy, so the death benefit decreases over time, (just as your mortgage payoff amount decreases as you pay your monthly mortgage payments), but the premium remains the same over the life of the policy.
This means your purchasing power decreases over time.
The portion of your loan payment allocated to debt protection is greater at the beginning of the loan and decreases over time.
An inflation rider provides valuable protection from the risk that the value of your lifetime income decreases over time.
You pay a flat premium over the duration of the policy, but the face value (death benefit) of the policy decreases over time.
Trended credit data reflects patterns in borrower behavior, such as shifts in the number of balance decreases over time, or increases in the rate of a borrower's utilization — the portion of the individual's credit limit represented by their outstanding balances.
In other words, the data suggest that the relative importance of factors outside of school decreases over time, presumably because schools become such a central part of a child's life.
The goal of employee experience is to shift Millennials» relationship with work from considering it a material purchase, where satisfaction decreases over time, to an experiential purchase, where the anticipation of going to work is exciting and job satisfaction increases over time.
The human body produces its own version (known as squalene), but the amount made and retained in the skin decreases over time.
If you're trying to maintain your weight and your weight decreases over the first two weeks then add in 100 calories each week until your weight is stable.
You need to know how I plan volume increases and decreases over the months traditionally and based on goals and time available to train for anyone else including my self so you can see the difference between what I'm doing and what I would do if I turned my training over to mimic what I've done the last 5 times I trained.
Also, keep in mind that the sugar content decreases over time as the bacteria ferment the sugars.
The potency (and thus efficacy) of many supplements decreases over time, but not all supplements have an expiration date.
Because the frequency of galaxy close encounters decreases over time as the universe expands, the quasars and active galaxies can last for only a few billion years at most.
The NEJM and The BMJ, however, showed small decreases over the first five years, followed by increases back to their approximate starting points around 2007 - 08, before once again declining (fig 1 ⇓).
As the glacial mass decreases over time, the amount of melted water that was produced can be calculated.
Instead of adding dark matter, should we consider modifying how gravity decreases over distance?
The tilt of Earth's axis increases and decreases over a 41,000 - year cycle.
Results demonstrate important changes in students» drinking during the calendar year, including expected large increases during the month of a one - day festival, large decreases over the summer, and resumption of relatively high quantities upon return to school.
«Physical activity decreases over time at all levels of COPD severity, leading to further decline.»
Hawking's work had shown that the area of a black hole's event horizon never decreases over time.
Additionally, due to inflation, the value of a loan decreases over time.
[69] Research suggests that the antioxidant activity in expressed breast milk decreases over time, but remains at higher levels than in infant formula.
Your fixed loan payment does not change for the duration of the loan, but the value of that payment decreases over time.
The filing remains on a credit report for seven to 10 years, although the impact decreases over time and your score will tick upward.
While they acknowledged that methane emissions by the energy industry have decreased over the last few years, they still expressed a belief that it needed to be regulated, so they put together new rules that would force energy companies to decrease their methane emissions by 40 % to 55 % over the next 10 years.
A common retort by the industry is that rates of the health outcome studied - whether it's asthma or preterm birth - are lower in fracking areas than in areas without fracking, or that the rate of the outcome is decreasing over time.
According to the TPC, the economic effects would slowly decrease over time, with a GDP boost of just 0.4 % in 2021 and 0.1 % in 2026.
This was helpful for people if the value of converted investments had decreased over time.
As more competition emerges, the costs associated with storing your files online will only decrease over time.
I do expect our expenses to decrease over time and I am hoping to be an entrepreneur of sorts who can figure out how to make $ on my own.
Points raised in the blog post include the following: - Public operating spending by BC's provincial government has decreased over the past 20 years.
services does not decrease over time as we expect, or we are not able to establish VSOE for professional services revenue, then our ability to achieve profitability will be negatively impacted.
Numbers may decrease over the next few years though, particularly in Alberta as energy firms continue to lay off staff because of the 2014 oil price decline.
This is meant to give you an idea of whether dividend growth rates are increasing or decreasing over time.
Matt's expected cash flows appear to decrease over time, as successive rungs of bonds mature, but he may be able to extend that income by reinvesting the returned principal each time one of the bonds matures.
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