Not exact matches
Averages for the
default result are based on insurance for a married 40 - year - old male who commutes 12 miles to work each day, with
policy limits of 100 / 300/100 ($ 100,000 for injury liability for one person, $ 300,000 for all injuries and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive
coverage.
Each Topeka renters insurance provider may include terms of
coverage designated by a
default limit for this particular part of the
policy.
Averages for the
default result on the average rates tool are based on full
coverage insurance for a married 40 - year - old male who commutes 12 miles to work each day, with
policy limits of 100 / 300/100 ($ 100,000 for injury liability per person, $ 300,000 per accident and $ 100,000 for property damage in an accident) and a $ 500 deductible on collision and comprehensive
coverage.
By
default most renters» insurance
policies include Actual Cash Value
coverage, which is far more
limited in what it will pay to replace your property.
Also, look into increasing the
limits on your personal property protection because you home
policy only allows for a few thousand dollars in
coverage by
default, an amount that is rarely up to covering the effects of an entire family.
Personal property
coverage is relatively
limited by
default, but you can either increase the
limits on your
policy or pick up a separate
policy for more protection.