Sentences with phrase «deferral at»

If you are 70 years old and considering a purchase of one of these variable annuities for a ten - year deferral at X % growth, you will be 80 when you start the income stream.

People often opt for tax deferral at all costs and in this case, it would mean Natalie would have a low tax bracket from 55 to 72 and draw more heavily on her non-registered and TFSA investments in the interim.

I find far too often people are preoccupied with tax deferral at all costs rather than minimizing tax over their lifetime — which to me is a more prudent strategy for those with patience and foresight.

But in order for your portfolio to achieve this type of deferral at that rate of return would require you putting all your money into the one or two stocks that happen to be able to compound at that rate over long periods.

This is $ 667 million less than the Governor proposed in May, leaving outstanding school deferrals at about $ 6.2 billion.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Many are likely to have been auto - enrolled into their 401 (k) at a salary deferral rate of 3 percent, and left it there.

Frances, At least in Canada, the ability to arrange for deferred compensation schemes is limited by various provisions of the Tax Act which prevent the deferral of income into future years in most circumstances (there are exceptions, for example, for teachers who take, for example 3 years of salary over 4 years and take a year's sabatical or for various incentive compensation schemes, although I doubt those would work for athletes).

Tax loss harvesting is a tax deferral strategy which involves selling a security currently running at a loss and buying a correlated asset in its place to provide almost identical exposure.

Earlier this year, the government took aim at tax deferral opportunities afforded to certain professionals, including lawyers, by proposing to eliminate billed - basis accounting.

Participants in the 401 (k) plan were automatically enrolled into the plan at a 6 % default deferral percentage which automatically increases 2 % per year up to a maximum of 16 %.

As for the alleged inability of governments to manage the tax deferral, if such a system were implemented, provided that people traded securities or died at a more or less steady rate over time, there's no reason to think that there would be government cash flow issues.

Generally, these deferred wages (elective deferrals) are not subject to federal income tax withholding at the time of deferral and they are not reflected as taxable income on your Form 1040, U.S. Individual Income Tax Return.

At Fidelity, we believe that you should consider contributing the full amount of 401 (k) elective deferral contributions required to receive the maximum employer match offered in your workplace retirement plan as your first priority, rather than leaving that money on the table.

Their Jedi deferral contract tricks aren't working this offseason, and it's cost them shots at Yoenis Cespedes, Aroldis Chapman, Mark Melancon, and Kenley Jansen.

At my strenuous request, Avella wrote a two - page letter to Commissioner Rose Gill Hearn, dated November 13, 2006 that in part states, «Therefore, it seems only appropriate that DOI investigate this matter beyond the mere deferral to the MTA Inspector General's Office, despite its «independent oversight» status.»

This deferral will give much more time for businesses, supported by their advisers, to identify for themselves, at their own pace, the benefits of digital record keeping.

I would imagine if the State went to those who fall in this tax bracket and asked them defer the expiration of the tax on the condition that the state would reimburse them for the amount of the deferral with interest at some later date certain, the vast majority of us would happily agree.

As a result, this year's deferral will be a little less at $ 713 million, but the state will defer $ 1 billion more than it previously had planned between fiscal 2016 through fiscal 2020.

For now at least, the current deferral policy will stand, although the FDA will re-evaluate its policies as new scientific information becomes available, the representative said.

Though it might seem at odds with the orchestral motif that figures Suzy and Sam as instruments waiting to play their part, this deferral of their meeting gives the film a welcome improvisatory spirit in its most important section, which details their coupling away from families biological and surrogate.

Even at board meetings, which are public, there is an intricate dance of deferral to the superintendent.

Many districts had to borrow at high interest rates to cover the deferrals, which most certainly would be reduced if its property tax share is not tampered with.

The governor proposes using most of the anticipated revenue — which the administration estimates at $ 2.4 billion — to pay off school deferrals, shore up the teacher retirement system and set aside a rainy day fund.

For OAS, the deferral is slightly lower, at 0.6 % per month or 7.2 % per year, to a maximum of 36 %.

At a fee of $ 150 to $ 300 per hour, an accountant can often provide great insight and potential tax deferral strategies for situations such tenants - in - common (often after only an hour long consultation).

We'd be looking at a withdrawal rate close to 8 % during the deferral, which would decline to 2 % after the pension kicks in.

What's more, in her case the RRSP's tax deferral might be insignificant because she is already in the lowest tax bracket (29 %) and will pay tax on future withdrawals at the same rate, or even a higher rate, depending on the amount she takes out in a given year, says Heath.

«I look at it as a tax - deferral and planning vehicle.»

Admittedly, you could invest that $ 4500 difference in a taxable account and then use it to pay the withdrawal taxes at the end, but the Roth avoids all the interim taxes on the taxable account (and avoids the need for interim tax - deferral strategies).

Deferral of income is allowed until age 85, at which time income payments must begin.

Most income riders require at least one year of deferral before annuitization.

Tax deferral offers no additional value if an annuity is used to fund a qualified plan, such as a 401 (k) or IRA, and may be found at a lower cost in other investment products.

We'll likely get serious around Age 60, with a 15 - 20 year deferral (allowing payments to start at Age 75 - 80, and set it up to last as long as we live).

The Alberta seniors property tax deferral program, a repayable loan available if at least one partner is 65, as Phil is, would help.

Capital gains may therefore allow for better tax deferral and even better tax efficiency in non-registered accounts, although at low levels of income, Canadian dividends may be taxed at a lower rate than capital gains during a given year.

If you don't yet have an emergency savings account, or it is not sufficient to cover at least three months» worth of expenses, redirect your student loan deferral amount to a savings account.

If at the end of your deferral or forbearance you can not afford to pay off the interest that has accrued, it will be capitalized (added to the principal).

Some income riders grow at a contractually guaranteed rate during the deferral years for future lifetime income.

The current average 401 (k) participant deferral rate is 7.2 %, and that is simply not high enough, according to Joe Ready, director of Institutional Retirement and Trust at Wells Fargo.

Roth 401k contributions are treated the same as pre-tax 401k elective deferrals for all plan purposes, except that they are included in an employee's wages for tax purposes at the time of contribution (i.e., Roth 401k contributions are after - tax contributions, where pre-tax 401k contributions are deducted from income before payroll tax).

For others though, this deferral may be a deciding factor in whether they can afford to do the conversion at all, or allow them to pay down high interest debts (almost always the highest - yielding investment decision a person can make).

You will be eligible to receive a larger pension at that time in return for the deferral.

In 2016, the IRS maintained contribution limits for 401 (k), 403 (b), 457 elective deferral plans, and Thrift Savings Plans (TSP) at $ 18,000.

That's a smart move, particularly from a tax - deferral perspective — because Misshula's in a low tax bracket while on parental leave, RRSP contributions won't be as valuable to her until she's back at work and earning more income.

That relief might be a temporary period of forbearance, a loan modification that would lower the interest rate or extend the payback period, or a deferral of part of the loan balance at no interest.

Deferral of taxes is a big benefit, and so is the ability to put large sums of money into an annuity — more than is allowed annually in a 401 (k) plan or an IRA — all at once or over a period of time.

Savings Incentive Match Plans for Employees (SIMPLE) deferral limit is also unchanged at $ 12,500 for 2017.

Every person in the country who receives a W - 2 is automatically enrolled in the ARP at the Thrift Savings Plan the day they get their first paycheck, starting with a 3 % deferral and an automatic annual escalation, eventually to 10 %.

Purchasing the annuity at a younger age with a longer deferral period would generally give you a better premium - to - income ratio.