Sentences with phrase «deferral period»

A "deferral period" refers to a specific duration of time during which a particular action, payment, or activity is postponed or delayed. Full definition
Another aspect of this plan pertains to graduates in general; basically, a new deferral period of three months is to be implemented under this plan.
Qualified Longevity Annuity Contracts allow for longer deferral periods creating additional income when it might be more useful after a later retirement.
Findings suggest that short deferral period annuities can reduce the cost of funding retirement, provide longevity protection, and offer behavioral benefits to clients concerned about near - retirement market performance.
The significant majority of deferred income annuities (DIAs) purchased today have a relatively short deferral period before annuity payments begin.
Income annuities with short deferral periods provide a future guaranteed retirement income stream.
Take advantage of the six - and nine - month deferral periods on your loans by looking for home mortgages soon after graduation.
And data from other nations with 12 - month blood donation deferral periods for MSM — including Australia and the U.K. — showed that a 12 - month window did not increase the risk of HIV transmission from blood supplies, according to an FDA statement.
Interest will continue to accrue during any payment deferral period.
(1116), Deferral Period Death Benefit Amendment ~ ICC15.PDIA.DPDB.AMDT.
Eligible non-borrowing spouses are granted 30 days to cure loan defaults and reinstate deferral periods.
That means lower RMDs and lower taxable income during the QLAC deferral period.
Longer deferral periods mean (1) more time for the insurance company to invest your money before starting payments and (2) fewer years of expected income payments.
A student loan deferral period offers an ideal opportunity to target your debt reduction efforts, so you can dig out of debt more quickly.
(For quotes for men, women and couples of various ages for immediate annuities and for QLACs with different deferral periods, check out this Annuity Calculator.)
Rates are subject to change and payout will vary with age, gender, payout option selected, premium amount, and deferral period selected.
But even if the current blood emergency is covered, removing the 12 - month deferral period could greatly expand the donor pool in the U.S., Berkman wrote in his study.
Deferral Period Death Benefit Amendment ~ ICC16.DIA.DPDB.AMDT.
Purchasing the annuity at a younger age with a longer deferral period would generally give you a better premium - to - income ratio.
«The sooner you purchase it, the longer the deferral period and the greater the income you will receive.»
To avoid this, the VA would need to be liquidated over the course of several years or annuitized, which would lengthen the deferral period.
To avoid this, the VA and tax - deferred account would need to be liquidated over the course of several years or annuitized, which would lengthen the deferral period.
Each version, depending on the deferral period, will have two fee - based options for lifetime income, he said.
Whom it may benefit: This strategy works best for couples with normal to high life expectancies with similar earnings, who are planning to work until age 70 or have sufficient savings to provide any needed income during the deferral period.
The income payout rate increases with the length of the deferral period.
The reason for the change to the 12 - month waiting period (also called a deferral period), according to FDA officials, was that recent research determined that the risk of HIV transmission from blood donations from MSM was comparable to that of donations from people who had accidentally been exposed to another person's blood, or had recently received a blood transfusion themselves.
Participants were randomly assigned (1:1) to receive daily combined tenofovir disoproxil fumarate (245 mg) and emtricitabine (200 mg)(also known as Truvada) either immediately (275 patients) or after a deferral period of 1 year (269 patients).
The longer the deferral period, the more these stealth charges can build up.
Now is not the time to over-extend yourself by stretching to purchase a house you can not afford once the deferral period ends.
Annuities available in the market today do not cover inflation during the deferral period.
You remain the owner of the home and you (or an eligible non-borrowing spouse during a deferral period) must continue to pay property taxes, insurance fees, and home maintenance costs.
California dreamers who qualify for a reverse mortgage for purchase can use their loan to purchase a home anywhere in the U.S. Like other reverse mortgages, the loan generally becomes due and payable if you (or an eligible non-borrowing spouse during a deferral period) move, sell the property, or pass away.
The loan generally becomes due and payable if you (or an eligible non-borrowing spouse during a deferral period) move, sell the property, or pass away.
Deferral: No taxes will be owed during the deferral period.
We want to see which strategy produces the better final result at the end of the deferral period — in other words, at the time you finally cash in this investment.
Several factors will determine which riders offer the best income, including: your age, gender, deferral period, spousal continuance, rollup and payout percentages, and whether payouts will be flat or increasing.
While the value of your money will be growing during the deferral period, its growth will only be reflected in the income amount and will be otherwise invisible to you.
If those savings are currently earning interest that is taxable annually, with a Certificate of Deposit for example, moving that money into a retirement savings vehicle can reduce your income taxes during the deferral period.
Technically, even though annuities provide for tax - deferred accumulation, DIAs are not accumulation annuities, so there isn't actually anything to tax during the deferral period.
The money is transferred penalty - free and will not incur any taxes during the deferral period.
During the deferral period, the insurance company invests your money on your behalf.
Note that the inflation rider does not cover the deferral period, instead only going into effect once the income stream begins.
No taxes will be owed during the deferral period.
Clinton claims that the overall expense to the government will be offset by the economic contributions by borrowers during their new three month deferral period.
The deferral period can be as short as one month, but several years is more common.
After the deferral period, the income phase begins.
The first is the deferral period and the second is income phase.
Most companies offer flexibility in the deferral period in case you wish to start payments sooner or later than first thought.
Commuted - value cash withdrawals would not be permitted during the deferral period or the payout stage.
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