Sentences with phrase «deferred investment vehicle»

Are you trading in a tax deferred investment vehicle, or a standard taxable account?

One way to delay the impact of taxes — and in some cases lessen the impact considerably — is with a tax - deferred investment vehicle.

With strategies available to help you optimize and streamline the transfer of wealth, a tax - deferred investment vehicle could provide lasting benefits for your beneficiaries.

Please remember that a variable annuity is intended to be a long - term, tax - deferred investment vehicle designed for retirement.

The accompanying hypothetical example shows the growth potential of a tax deferred investment vehicle.

Horizon is a lower cost, surrender charge free variable annuity that provides retirement investors a tax - deferred investment vehicle with lifetime income options.

Nonqualified annuities are considered tax - deferred investment vehicles that allow the owners to designate a beneficiary.

Bingo - playing seniors looking for attractive returns on investment capital from tax - deferred investment vehicles will find ample reason to hold utilities for their routine and predictable distributions.

Most online brokerages provide a wide - range of investment options including stock, bonds, mutual funds and ETFs in taxable accounts or IRAs and other tax - deferred investment vehicles.

Factors such as, but not limited to, type of tax - deferred investment vehicles available, contribution limits, deductibility of contributions and early withdrawal penalties may impact results and determination in choosing the most appropriate tax - deferred investment vehicle.

Another critical benefit of 401 (k) plans is that they are tax - deferred investment vehicles, meaning that employees do not have to pay income tax on money that they earned during that year and contributed to their 401 (k), reducing their total income tax bill for the year.

Nonqualified annuities are considered tax - deferred investment vehicles that allow the owners to designate a beneficiary.

Life insurance annuities are tax - deferred investment vehicles that can be great estate planning tools.

Not exact matches

Deferred variable annuities are long - term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal.

«The key to asset location is to place the most tax efficient assets into taxable investment accounts and the most tax inefficient assets into the tax - deferred / Roth accounts, said Ben Westerman, senior vice president at HM Capital Management, in St. Louis, Mo. «Index funds (in particular the S&P 500 Index) are the most tax efficient investment vehicles,» Westerman said.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

Deferred variable annuities are long - term investment vehicles designed for retirement purposes.

• Paying more in taxes than necessary: Use tax - deferred or tax - free investment vehicles like Roth IRAs and Roth 401ks.

Deferred variable annuities are long - term investment vehicles designed for retirement purposes.

A Roth conversion consisting only of after - tax dollars would result in zero taxable income, permitting you to move investments from a tax - deferred vehicle to one in which earnings may be entirely tax - free, without paying the usual cost of admission in the form of income tax on the conversion.

The benefit of using a non-deductible IRA is that you still get the tax benefits of your investments growing a tax - deferred vehicle.

However, the point remains — An average investor tends to be MORE exposed to growth stocks than value stocks if he invests through typical investment vehicles in his taxable and tax deferred accounts.

Registered Retirement Savings Plans (RRSPs) are effective investment vehicles for deferring tax.

Deferred variable annuities are long - term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal.

An investment vehicle available to individuals to defer tax on a specified amount of money to be used for retirement.

As for an IRA CD, an IRA is a tax - deferred vehicle into which a variety of investments can be placed.

Many investors are becoming aware that the Internal Revenue Code (IRC) provides a vehicle for deferring capital gain taxes while disposing of investment property.

Additionally, investments in tax - deferred vehicles are often made when you are earning a higher income and subject to a higher tax rate.

Generally best purchased when a person is maxing out their IRA and / or 401 (k) and is seeking an additional tax deferred pension investment vehicle.

The money in the cash value portion of your whole life insurance policy is tax - deferred, meaning you don't pay taxes on it until you withdraw it, but many other investment vehicles (like 401 (k) s and traditional IRAs) also offer this option.

Since the growth of your policy's cash value is tax - deferred, variable life insurance might be a good consideration if you've maxed out your retirement account contributions, have a sizable portfolio of more liquid assets (such as in your brokerage and savings accounts), and are looking for an additional investment vehicle that also offers coverage to your dependents should anything happen to you.

A portion of your premiums can be placed in mutual funds or other investment vehicles, which generate tax - deferred earnings — or can lead to losses if the investments fail to deliver.

Whole life insurance coverage can be utilized as an investment vehicle since future value is guaranteed and a portion of your premiums get placed into an tax - deferred cash value account.

In the insurance world you will see universal life insurance being used more in advanced estate planning after other tax - free / tax deferred options (like 401ks, IRAs, etc...) have been maxed out and customers are seeking ways to maximize their money in a tax deferred way to help minimize current tax obligations that can't be gained using other forms of investment vehicles.

Taking Insurance Maze's 30 yr old Male: January 14, 2009 Interest Adjusted Cost Analysis Face Amount: (1) 100,000.00 (2) 100,000.00 Product 1: Term 20 yr Product 2: Whole Life Interest Rate: 5.00 % Tax Rate: 0.00 % (Assuming investment in tax deferred vehicle) After Tax Rate: 5.00 % Year Age Premium 1 Premium 2 1 minus 2 Premiums Saved 1 30 127.00 1,056.00 -929.00 -975.45 2 31 127.00 1,056.00 -929.00 -1,999.67 3 32 127.00 1,056.00 -929.00 -3,075.11 4 33 127.00 1,056.00 -929.00 -4,204.31 5 34 127.00 1,056.00 -929.00 -5,389.98 6 35 127.00 1,056.00 -929.00 -6,634.93 7 36 127.00 1,056.00 -929.00 -7,942.12 8 37 127.00 1,056.00 -929.00 -9,314.68 9 38 127.00 1,056.00 -929.00 -10,755.86 10 39 127.00 1,056.00 -929.00 -12,269.11 11 40 127.00 1,056.00 -929.00 -13,858.01 12 41 127.00 1,056.00 -929.00 -15,526.36 13 42 127.00 1,056.00 -929.00 -17,278.13 14 43 127.00 1,056.00 -929.00 -19,117.49 15 44 127.00 1,056.00 -929.00 -21,048.81 16 45 127.00 1,056.00 -929.00 -23,076.70 17 46 127.00 1,056.00 -929.00 -25,205.99 18 47 127.00 1,056.00 -929.00 -27,441.73 19 48 127.00 1,056.00 -929.00 -29,789.27 20 49 127.00 1,056.00 -929.00 -32,254.18 21 50 293.00 1,056.00 -763.00 -34,668.04 22 51 293.00 1,056.00 -763.00 -37,202.60 23 52 293.00 1,056.00 -763.00 -39,863.88 24 53 293.00 1,056.00 -763.00 -42,658.22 25 54 293.00 1,056.00 -763.00 -45,592.28 26 55 293.00 1,056.00 -763.00 -48,673.05 27 56 293.00 1,056.00 -763.00 -51,907.85 28 57 293.00 1,056.00 -763.00 -55,304.39 29 58 293.00 1,056.00 -763.00 -58,870.76 30 59 293.00 1,056.00 -763.00 -62,615.45 31 60 293.00 1,056.00 -763.00 -66,547.37 32 61 293.00 1,056.00 -763.00 -70,675.89 33 62 293.00 1,056.00 -763.00 -75,010.83 34 63 293.00 1,056.00 -763.00 -79,562.52 35 64 293.00 1,056.00 -763.00 -84,341.80 36 65 293.00 1,056.00 -763.00 -89,360.04 37 66 293.00 1,056.00 -763.00 -94,629.19 38 67 293.00 1,056.00 -763.00 -100,161.80 39 68 293.00 1,056.00 -763.00 -105,971.04 40 69 293.00 1,056.00 -763.00 -112,070.74 41 70 2,477.00 1,056.00 1,421.00 -116,182.23 42 71 2,477.00 1,056.00 1,421.00 -120,499.29 43 72 2,477.00 1,056.00 1,421.00 -125,032.21 44 73 2,477.00 1,056.00 1,421.00 -129,791.77 45 74 2,477.00 1,056.00 1,421.00 -134,789.31 46 75 2,477.00 1,056.00 1,421.00 -140,036.72 47 76 2,477.00 1,056.00 1,421.00 -145,546.51 48 77 2,477.00 1,056.00 1,421.00 -151,331.78 49 78 2,477.00 1,056.00 1,421.00 -157,406.32 50 79 2,477.00 1,056.00 1,421.00 -163,784.59 51 80 2,477.00 1,056.00 1,421.00 -170,481.77 52 81 2,477.00 1,056.00 1,421.00 -177,513.81 53 82 2,477.00 1,056.00 1,421.00 -184,897.45 54 83 2,477.00 1,056.00 1,421.00 -192,650.27 55 84 2,477.00 1,056.00 1,421.00 -200,790.73 56 85 2,477.00 1,056.00 1,421.00 -209,338.22 57 86 2,477.00 1,056.00 1,421.00 -218,313.08 When comparing the rates of two different Life Insurance products it is important to take into consideration the «time value» or «opportunity cost» of money.

The investment vehicle enables investors to own a fractional interest in institutional - quality real estate while deferring capital gains by exchanging one property for another.

This investment vehicle is fueled predominately by investors who are pursuing TIC properties as part of a 1031 exchange in order to defer capital gains taxes from the sale of another property.