Sentences with phrase «deferred sales»

Exit strategies may be driven by current market conditions and tax considerations which involve a 1031 Exchange or Deferred Sales Trust.

The Private Annuity Trust has been replaced with the Deferred Sales Trust and the Structured Sale.

The withdrawals are subject to contingent deferred sales charges and may also have additional fees defined by the contract.

This value may be subject to a contingent deferred sales charge.

Instead, they may impose a contingent deferred sales load and a 12b - 1 fee (along with other annual expenses).

Also called a «deferred sales charge.»

These are also called redemption fees, back end loads, or deferred sales charges (DSC or DFSC or CDSC - the F stands for Fund and the first C stands for Contingent).

This means that when mutual fund investors want to sell their fund shares, they sell them back to the fund, or to a broker acting for the fund, at their current NAV per share, minus any fees the fund may charge, such as deferred sales loads or redemption fees.

While these fees are higher than what I'm paying to manage my own portfolios, they are still much cheaper than owning mutual funds that charge 2 — 4 % of assets plus other annoying charges like deferred sales charges.

Unlike a deferred sales load, a redemption fee is paid to the fund (not to a Stockbroker) and is typically used to defray fund costs associated with a shareholder's redemption.

If the fund holds a contingent deferred sales charge (CDSC), the $ 500 sales commission, which declines annually, comes out of the proceeds when shares of the fund are sold.

It is also referred to as a redemption fee or contingent deferred sales charge.

The Deferred Sales Charge (DSC).

Class B share returns reflect the applicable contingent deferred sales charge (CDSC), which is 5 % in the first year, declining to 1 % in the sixth year, and is eliminated thereafter (except for the Putnam Absolute Return 100 and Putnam Fixed Income Absolute Return options, which is 1 % in the first year, declining to 0.5 % in the second year, and is eliminated thereafter).

The biggest cost that you need to look out for when transferring your RRSP and changing your holdings is deferred sales charges (DSCs).

A deferred sales charge (DSC) is commonly referred to as a «back - end load.»

If those funds you mentioned were sold on a DSC basis (deferred sales charge) then you can get hit with as much as a 5.5 % redemption fee which would be well over $ 10,000 in your case.

The proceeds, which are equal to number of shares times NAV less any applicable deferred sales charges or redemption fees, will be sent by mail to the address designated on your account or sent electronically, via ACH or wire, directly to your existing account in a bank or brokerage firm in the United States as designated on our application.

Deferred Sales Charge (DSC): Often referred to as a redemption charge, this is a fee that is applied to withdrawals (redemptions) that occur during a specified Deferred Sales Charge period.

Class B share returns reflect the applicable contingent deferred sales charge (CDSC), which is 5 % in the first year, declining to 1 % in the sixth year, and is eliminated thereafter.

FINRA rules require disclosure of the contingent deferred sales charge before completing a sale.

Deferred sales charges work on a declining scale that typically starts at 5.5 per cent in the first year (sometimes that applies to the amount you invested, and sometimes to the current value of your holdings) and declines to 1.5 to 2 per cent in the seventh year before disappearing altogether.

Look to the commissions paid advisers who sell funds to understand why the deferred sales charge option persists.

If a lot of thought hasn't gone into picking your funds, deferred sales charges can really compound your problems if you need to make changes in your portfolio.

Deferred sales charges are stealth wealth killers that investors can ill afford in these uncertain times.

Class A shares do not have a deferred sales charge (except on certain redemptions of shares bought without an initial sales charge).

These are also called redemption fees, back end loads, or deferred sales charges (DSC or DFSC or CDSC - the F stands for Fund and the first C stands for Contingent.

With deferred sales charge (DSC) mutual funds, you can buy without paying any upfront sales commissions.

You could lose money if you take excess withdrawals that may be assessed contingent deferred sales charge (CDSC).

Annualized Total Returns with sales charge reflect deduction of current maximum initial sales charge of 5.75 % for Class A shares of equity funds and alternative funds (except alternatives funds that invest primarily in fixed income instruments), and 4.25 % for Class A shares of fixed income funds and alternative funds that primarily invest in fixed income instruments, and 2.50 % for Class A shares of short - term fixed income funds and applicable contingent deferred sales charges (CDSC) for Class C shares.

Further, the net annual distributions per unit may decrease over time because a portion of the securities included in the portfolio will be sold to pay for organization costs, deferred sales charges, the creation and development fee and other regular fees and expenses during the life of the portfolio.

Class C shares have a contingent deferred sales charge of 1.00 % in the first year and an even higher expense ratio of 1.44 %.

I don't like deferred sales charges either — included in that mix is fixed annuities.

Investors are still faced with the decision of holding the fund another four years, at an ongoing expense of 5.56 %, or selling the fund and paying a contingent deferred sales charge of 4.00 %.

The Deferred Sales Charge (DSC) fees on your investments are frustrating.

A lot of her money is tied up in mutual funds with deferred sales charges, and she doesn't know whether to sell these all at once or gradually.

Then there are deferred sales charges, which you pay if you want to exit the fund early.

Question No. 3: How much will it cost you in deferred sales charges if you decide to sell your mutual fund within two years of buying it?

Advocis is wrong to lump together mutual fund trailers, deferred sales charges (DSCs) and life insurance commissions.

As for deferred sales charges, Morningstar states that these have fallen steeply out of favour in the top - ranking U.S., «with many fund companies shutting down the share classes that charged deferred loads.»

If you buy a mutual fund, some advisers still charge a DSC (deferred sales charge) where they get a fee up front.

Class B share returns reflect the applicable contingent deferred sales charge (CDSC), which is 5 % in the first year, declining to 1 % in the sixth year, and is eliminated thereafter (except for Putnam Floating Rate Income Fund, which is 3 % in the first year, declining to 1 % in the fourth year, and is eliminated thereafter).

Switching any mutual fund units still subject to deferred sales charges to lower - cost bond funds from the same fund family can help reduce costs and simplify a portfolio.

You should also find out if there are any fees to be paid if you decide to pull out your funds early, this is referred to as a deferred sales charge.

As the example above illustrates, with a little ingenuity, you can begin to reduce your fees considerably without incurring the dreaded deferred sales charge.

You can usually transfer 10 % of the balance each year without being hit with the deferred sales charge.

Avoid funds that levy a deferred sales charge (DSC) if you sell the fund too early.

It can take years to fully transition from one investing mindset to another: those with DSC (Deferred Sales Charge) mutual funds face the barrier of waiting for redemption schedules to wind down while tax considerations make it difficult to convert any non-registered portfolio to a couch potato portfolio.

«Or, should we wait and sell them when the deferred sales charges reach zero in a few years?

All units of the Trimark Global Balanced Fund, Series A (AIM1773) are not subject to deferred sales charges, so will be sold immediately.