Sentences with phrase «deferred sales charges if»

Question No. 3: How much will it cost you in deferred sales charges if you decide to sell your mutual fund within two years of buying it?

Not exact matches

If there is a sale of Class B shares within the first few years of purchasing Class B shares, there will likely be a contingent deferred sales charge or load added to the transaction in addition to higher annual fees and expenses, further reducing your investment returns.

If an investor chooses a deferred sales charge option, the mutual fund company that manages and administers the funds deducts what is called a deferred sales charge from the value of units sold if they are sold within a certain number of years (which varies according to the fund type and companyIf an investor chooses a deferred sales charge option, the mutual fund company that manages and administers the funds deducts what is called a deferred sales charge from the value of units sold if they are sold within a certain number of years (which varies according to the fund type and companyif they are sold within a certain number of years (which varies according to the fund type and company).

Costs associated with mutual funds but not included in operating expenses are loads, contingent deferred sales charges (CDSC) and redemption fees, which, if they apply, are paid directly by fund investors.

If you withdraw money from an annuity contract or surrender the contract within a certain period of time after investing, the insurance company may assess a contingent deferred sales charge (CDSC).

A back - end load, also called a deferred sales charge, is charged if the fund shares are sold within a certain time frame after first purchasing them.

In our opinion, around 20 % are worth hanging on to if you already own them; particularly, if you would incur a taxable gain, contingent deferred - sales charge (CDSC), or short - term trading commission at your discount broker if you sold.

If they can't reduce the fees considerably, which may not be possible at a firm that recommends 2.9 % deferred sales charge mutual funds in the first place, it may be worth paying the DSC fee to move the money to a lower cost investment solution elsewhere.

Ask your current advisor for a schedule of all the deferred sales charges that would kick in if your sold your funds, as well as the maturity dates (after which no DSCs would apply).

If you're planning on leaving one advisor for another, it might not make sense to eat those deferred sales charges.

First, the mutual funds may have deferred sales charges (DSCs), which apply if you sell the funds before a specified period, often six or seven years.

Some funds carry deferred sales charges (DSCs), which kick in if you sell them before a certain date.

If the latter sounds like you, I have outlined a number of steps that will assist you in reducing the impact of, or completely avoiding these deferred sales charges.

Avoid funds that levy a deferred sales charge (DSC) if you sell the fund too early.

You should also find out if there are any fees to be paid if you decide to pull out your funds early, this is referred to as a deferred sales charge.

If you buy a mutual fund, some advisers still charge a DSC (deferred sales charge) where they get a fee up front.

Then there are deferred sales charges, which you pay if you want to exit the fund early.

You could lose money if you take excess withdrawals that may be assessed contingent deferred sales charge (CDSC).

If a lot of thought hasn't gone into picking your funds, deferred sales charges can really compound your problems if you need to make changes in your portfoliIf a lot of thought hasn't gone into picking your funds, deferred sales charges can really compound your problems if you need to make changes in your portfoliif you need to make changes in your portfolio.

If those funds you mentioned were sold on a DSC basis (deferred sales charge) then you can get hit with as much as a 5.5 % redemption fee which would be well over $ 10,000 in your case.

If a sales load is required at purchase, it is called a «front - end» sales load; if it is charged when shares are redeemed, it is a deferred or «back - end» sales chargIf a sales load is required at purchase, it is called a «front - end» sales load; if it is charged when shares are redeemed, it is a deferred or «back - end» sales chargif it is charged when shares are redeemed, it is a deferred or «back - end» sales charge.

If the fund holds a contingent deferred sales charge (CDSC), the $ 500 sales commission, which declines annually, comes out of the proceeds when shares of the fund are sold.