Sentences with phrase «deferred variable»

There are also IRAs such as Traditional, Roth and SEP IRAs for retirement planning; mutual funds; after - tax annuities including flexible premium deferred variable annuity and single premium immediate annuities; and life insurance consisting of level term, annual renewable term, universal life (UL), variable universal life (VUL), and survivorship UL & VUL policies.

A deferred variable annuity can supplement other income sources after you retire or make up for the pensions you may have lost, as well as provide the advantage of guaranteed benefits.

You accumulate the principal for your deferred variable annuity over a period of time by depositing money into the plan at intervals or in one lump sum.

Some of the most sought after retirement income products are deferred variable annuities.

For example, an individual might buy a nonqualified single premium deferred variable annuity.

Sales abuses became so prevalent that in November 2007, the Securities and Exchange Commission approved FINRA Rule 2821 [9] requiring brokers to determine specific suitability criteria when recommending the purchase or exchange (but not the surrender) of deferred variable annuities.

In addition, Remuneration Code issues in relation to deferred variable compensation payable to employees under investigation had to be considered.

Maximizing an employer - sponsored plan and IRA first allows you to take full advantage of any available company match, pretax contributions, and tax deductibility.1 Once you've reached those thresholds and would like additional retirement savings opportunities, you may want to consider contributing to a low - cost, tax - deferred variable annuity so you can add to your tax - deferred savings.

Fidelity Personal Retirement Annuity ® is a low - cost, 3 tax - deferred variable annuity available through Fidelity.

The hypothetical 6 % rate of return is equivalent to a 5.74 % net annual rate of return for the low - cost tax - deferred variable annuity, and a 4.66 % net annual rate of return for the national industry average tax - deferred variable annuity.

If you own an annuity outside Fidelity, a tax - free exchange to Fidelity Personal Retirement Annuity ® 1, a deferred variable annuity, could make sense for you.

Get more information on Fidelity Personal Retirement Annuity, 2 a low - cost, tax - deferred variable annuity.

A deferred variable annuity is a long - term financial product designed for retirement purposes.

FROM A TAX PERSPECTIVE, you can think of a tax - deferred variable annuity as similar to a nondeductible IRA.

Deferred variable annuities are long - term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal.

Instead of adding a living benefits rider, you can squeeze income out of a tax - deferred variable annuity by converting it to an immediate variable annuity.

A deferred variable annuity, such as Retirement Cornerstone ®, is a long - term financial product designed for retirement purposes.

The Vanguard Variable Annuity is a deferred variable annuity, which means you can defer taking income — and paying taxes on that income — for as long as you choose.

Deferred variable annuities are long - term investment vehicles designed for retirement purposes.

For example, a deferred variable annuity may guarantee that your beneficiary will receive at least the amount of your original principal if you die, even if the value of the annuity has declined due to poor performance of the subaccounts you selected.

Deferred variable annuities are long - term investment vehicles designed for retirement purposes.

To benefit most from a deferred variable annuity's tax - deferred savings opportunity, use a low - cost annuity — some products are available for fewer than 50 basis points (0.50 %) of your investment annually.4

Deferred variable annuities * invest in subaccounts (similar to mutual funds), which fluctuate with the market.

A tax - deferred variable annuity gives you some control over your tax liability, now and in the future.

SEC Approves Amendments to NASD Rule 2821 Governing Purchases and Exchanges of Deferred Variable Annuities

New low - cost deferred variable annuities «deserve to get more respect,» insisted Pfau, but he singled out the immediate annuity — also called an income annuity or a life annuity — as packed with the most potential because it offers «a ton of benefits to consumers.»

The Vanguard Variable Annuity is a deferred variable annuity, which means you can defer taking income — and paying taxes on that income — for as long as you choose.

Deferred variable annuities are long - term vehicles designed for retirement purposes and contain underlying investment portfolios that are subject to market fluctuation, investment risk, and possible loss of principal.

Not exact matches

While the investment gains in a variable annuity are tax - deferred, when the money is eventually withdrawn, the gains are taxed as ordinary income, not capital gains.

Within deferred annuities, there are a number of subsets including fixed, equity indexed and variable.

FPRA was recognized as a Top Variable Annuity for tax deferred investing by Barron's — taking into account its low - fees and number of available investment options.

Not only can many of them be maddeningly complex, they also come in a dizzying array of types and variations — fixed, variable, indexed, deferred, immediate — each of which operates in its own way.

This example also does not take into account capital loss carry - forwards or other tax strategies that could be used to reduce taxes that could be incurred in a taxable account; to the extent these strategies apply to your situation, the comparative advantage of the variable annuity and tax - deferred account would be diminished.

Strategic Advisers does not currently invest in tax - deferred products, such as variable insurance products, or in tax - managed funds in FPP or PTS, but may do so in the future if it deems such to be appropriate for a client.

Finally, variable annuities are tax - deferred, so you won't have to pay taxes on income until you withdraw the money.

Variable annuities are basically mutual funds «wrapped» in a thin layer of insurance that renders the investment earnings tax - deferred.

SAI does not currently invest in tax - deferred products, such as variable insurance products, or in tax - managed funds in its separately managed accounts, but may do so in the future if it deems such to be appropriate for a client.

The new single - premium deferred index linked variable annuity is being offered on a commission and fee basis, which will appeal to both independent broker - dealers and registered investment advisors, the company said.

These plans have less oversight than 401 (k) s and people are often pushed toward very expensive choices like tax - deferred annuities, variable annuities and indexed annuities — all major screw jobs in my opinion.

If you've contributed all you can to your tax - deferred retirement accounts, a variable annuity can help you save even more.

While immediate annuities are designed to turn savings into an income stream right away — typically, for retirees, deferred annuities (variable or fixed) are a tax - deferred savings vehicle used by investors to save more for retirement.

Over the next six years, there will be steady growth in deferred income annuities (DIAs), immediate income annuities, and investment - only variable annuities (IOVAs)-- as well as growth in FIAs, the Cerulli analysts predicted.

Deferred and immediate annuities generally come in two flavors: fixed and variable annuities.

A Variable Annuity is a long - term, tax - deferred investment designed to provide supplemental retirement income.

While returns are not guaranteed, variable annuities offer tax - deferred growth.

Keep in mind both fixed and variable annuities are types of deferred annuities.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 20 Guest Street, Brighton, MA 02135: Contract Form # 3039 - 07.

Variable annuities can help you make tax - deferred investments in the market.

Variable annuities provide the potential to grow your assets and defer paying taxes on the earnings until you withdraw them as income.1 A diverse menu of professionally managed investment choices allows you to invest your contract value in a way that reflects your goals, time horizon, and risk tolerance.

Preferred Plus variable annuity is a flexible premium fixed and variable deferred annuity issued by Commonwealth Annuity and Life Insurance Company, 132 Turnpike Road, Suite 210, Southborough, MA 01772:3039 - 07.