Not exact matches
Must be a member of the uniformed services on active duty or absent from that duty due to
sickness, wounds, leave, or other lawful cause; OR a U.S. citizen serving with a U.S. ally force in the prosecution of a war or military action, if such service is similar to «military service»
as defined under the SCRA.
A personal injury is
defined as either a physical injury, disease or illness, or a psychological injury /
sickness.
Under ERISA, plans that provide «through the purchase of insurance or otherwise * * * medical, surgical, or hospital care or benefits, or benefits in the event of
sickness, accident, disability, [or] death» are
defined as employee welfare benefit plans.
«No benefits will be paid due to Injury or death caused by, contributed to by or related to the following and / or their treatments and / or complications thereof:
Sickness; Suicide or intentional self - inflicted Injury or poisoning; War, declared or undeclared; Acts of terrorism; While committing or attempting to commit a crime; Taking of illegal or non-prescribed drugs, or addiction or misuse of prescription drugs; Alcohol abuse or addiction, or being under the influence of alcohol,
as defined by the vehicle code of the state or province in which the Accident has occurred; Mental or Nervous Disorders; Pre-Existing Conditions; Subjective Pain or other symptoms unless supported by objective medical findings; Pregnancy and pregnancy - related conditions including but not limited to fertility, pre-natal care, childbirth, miscarriage, abortion or postpartum conditions; Nuclear, biological or chemical exposure
as a result of war, declared or undeclared or terrorism.»
Legal Version: A pre-existing condition is
defined as any injury, illness,
sickness, disease, or other physical, medical, mental or nervous condition, disorder or ailment that existed at the time of application or during the past duration (specified by each insurance plan) prior to the effective date of the insurance, including any subsequent, chronic or recurring complications -LSB-...]
A pre-existing medical condition,
as defined in Mr. McKaig's policy, means «any injury,
sickness or condition for which medical advice, diagnosis, care or treatment was received during the 180 - day period ending on the effective date of the insurance coverage.»
Pre-Existing
as defined by the policy is any Injury,
Sickness or condition of yourself, a Traveling Companion or You and / or Your Traveling Companion's Family Member for which medical advice, diagnosis, care or treatment was recommended or received within the 180 day period ending on the Effective Date.
A Pre-Existing Condition is
defined as, «Any (1) condition for which medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines) was recommended or received... immediately preceding the Certificate Effective Date; (2) condition that had manifested itself in such a manner that would have caused a reasonably prudent person to seek medical advice, diagnosis, care, or treatment (includes receiving services and supplies, consultations, diagnostic tests or prescription medicines)... immediately preceding the Certificate Effective Date; (3) injury, illness,
sickness, disease, or other physical, medical, mental, or nervous conditions, disorder or ailment (whether known or unknown) that, with reasonable medical certainty, existed at the time of application or... immediately preceding the Certificate Effective Date.»
Inbound Choice Insurance is a fixed - benefit travel medical insurance plan also known
as Limited Coverage plan for visitors or tourist to USA; which means that the benefits are paid
as per -
defined rates for any injury or
sickness.
In case of TPD due to Accident or
Sickness, 100 % of the Death Benefit (
as defined above) will be paid immediately and thereafter the policy would terminate.
With the exception of California, under Waiver of Premium, total disability is
defined as: (1) during the first two years of total disability, the insured is unable, due to
sickness or injury, to perform any of the duties of his or her regular occupation; (2) after the first two years of total disability, the insured is unable, due to
sickness or injury, to perform any gainful work for which he or she is reasonably fitted by education, training, or experience.