Sentences with phrase «defined as benefits»

Living benefits can loosely be defined as benefits from the life insurance policy that apply during the insured's lifetime.

The Budget proposals are aimed at eliminating «advantages» of a swap transaction which are defined as benefits that intend to exploit the tax attributes of a RRSP.

Ecosystem services are broadly defined as the benefits provided by ecosystems to humans; they contribute to making human life both possible and worth living (DAILY, 1997).

I value the sign up bonus — which I define as the benefits of the first year minus the annual fee — of the Citi Prestige ® Card at $ 1,250.

Not exact matches

Not only does the process tend to punt difficult decisions to future contracts, but arbitrators often prove sympathetic to union positions, as recently happened when Air Canada flight attendants won a pension that blends elements of the defined benefits and defined contributions models.

Defining the Benefits A major advantage of organizing your business as an LLC or an S corp is that you can protect your personal assets from the creditors of your business.

The forum was convened to discuss how CEOs and investors can have constructive dialogue around creating long - term value that benefits customers, employees, shareholders, and society, as opposed to embracing a toxic short - termism defined by myopic decisions.

Success stories like Harrison's are few and far between for social entrepreneurs, defined as «someone who targets an unfortunate but stable equilibrium that causes the neglect, marginalization, or suffering of a segment of humanity; who brings to bear on this situation his or her inspiration, direct action, creativity, courage, and fortitude; and who aims for and ultimately affects the establishment of a new stable equilibrium that secures permanent benefit for the targeted group and society at large,» by Roger L. Martin and Sally Osberg in a 2007 Stanford University report titled «Social Entrepreneurship: The Case for Definition.»

And there is also no doubt that Apple's devices have benefited from group infatuation, a phenomenon that has often favored a product or a class of designs based on an allegiance that the devotees themselves have difficulty defining in coherent terms, as by people willing to pay high premiums for German engineering even after decades of Consumer Reports evaluations have failed to demonstrate any stunning superiority of German cars over Hondas and Toyotas.

Huffington adds: «As long as success is defined by who works the longest hours, who goes the longest without a vacation, who sleeps the least, who responds to an email at midnight or five in the morning — in essence, who is suffering from the biggest time famine — we're never going to be able to enjoy the benefits of time affluence.&raquAs long as success is defined by who works the longest hours, who goes the longest without a vacation, who sleeps the least, who responds to an email at midnight or five in the morning — in essence, who is suffering from the biggest time famine — we're never going to be able to enjoy the benefits of time affluence.&raquas success is defined by who works the longest hours, who goes the longest without a vacation, who sleeps the least, who responds to an email at midnight or five in the morning — in essence, who is suffering from the biggest time famine — we're never going to be able to enjoy the benefits of time affluence.»

When they're being candid, 401 (k) consultants will tell you that employers set up such defined contribution plans for their benefit as much as their employees».

While you can choose to receive your Social Security benefits before your full retirement age (as defined by Uncle Sam), doing so results in lower monthly payments and possibly more reliance on your savings.

The NIA's study found that people with defined - benefit plans, such as traditional pensions, retire on average 1.3 years earlier than those with defined - contribution plans, such as 401 (k) s.

EBITDA is defined as earnings (net income or loss) before interest expense, net, (gain) loss on early extinguishment of debt, income tax (benefit) expense, and depreciation and amortization and is used by management to measure operating performance of the business.

Established in 1995, the mission of the Partnership Committee is to steward the firm's culture as defined by our Business Principles and standards, preserve the spirit of partnership, promote and enhance the benefits of partnership, and advance the long - term success of Goldman Sachs through the cultivation of its current and future leaders.

Since 1970, marijuana has been on the list of Schedule I drugs, which defines chemicals under the Controlled Substances Act as a drug with high potential for abuse and no medical benefits.

On April 8, 2016, the Department of Labor (Department) published a final regulation (Fiduciary Rule or Rule) defining who is a «fiduciary» of an employee benefit plan under section 3 (21)(A)(ii) of the Employee Retirement Income Security Act of 1974 (ERISA or the Act) as a result of giving investment advice to a plan or its participants or beneficiaries.

According to GAO's analysis of the 2013 Survey of Consumer Finances, many older households without retirement savings have few other resources, such as a defined benefit (DB) plan or nonretirement savings, to draw on in retirement (see figure below).

• 35 % of retirees have less than $ 1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions; 53 % have less than $ 25,000.

He said he would accept the inclusion of «sexual orientation» in the Canadian Human Rights Act if it were «clearly defined, but not if it were used as a precedent for further benefits like marital status,» the magazine stated.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

In the event Mr. Block's employment terminates due to his death or disability (as defined in his offer letter), he or his estate will be entitled to receive the following payments and benefits (less applicable tax withholdings), in addition to any other compensation and benefits to which he (or his estate) may be entitled under applicable plans, programs and agreements of the Company:

The other components of net benefit cost as defined in paragraphs 715 -30-35-4 and 715 -60-35-9 are required to be presented in the income statement separately from the service cost component and outside a subtotal of income from operations, if one is presented.

The Cash Balance Plan is a defined benefit plan and the 401 (k) Plan is a defined contribution plan, both intended to qualify under the IRC and comply with the Employee Retirement Income Security Act of 1974, as amended (ERISA).

Regardless of the form of engagement, individuals (including founders) need to execute agreements that define their position, responsibilities, remuneration (including any equity interests, such as options), and benefits during their term of engagement.

To qualify for the tax - loss benefit, an asset that is purchased within 30 days of a sale, can not be «substantially identical» (as defined by the IRS).

It serves consultants and institutional investors, such as defined benefit and defined contribution plans, endowments, and financial advisors.

Level Three is composed of workplace savings plans such as defined benefit or defined contribution plans.

This will be the defining factor of the future market landscape, since, as the Global Opportunity Report shows, behind every global risk lies a business opportunity that can also benefit people and the planet.

As described beginning on page 20 of this proxy statement, the employment agreements generally define the executive's position, specify a minimum base salary, and provide for participation in our annual and long - term incentive plans, as well as other benefitAs described beginning on page 20 of this proxy statement, the employment agreements generally define the executive's position, specify a minimum base salary, and provide for participation in our annual and long - term incentive plans, as well as other benefitas well as other benefitas other benefits.

As my colleague David Graham wrote, the letter from Trump's lawyers that Trump proffered on the subject last week «doesn't define several key terms,» leaving open the possibility that one of Trump's projects benefited from Russian funding through a pass - through corporation or another intermediary.

So instead of paying a defined pension benefit as people expected, they've gone to a defined payment program (to a 401K or stock market or mutual fund).

As a former cop, I have a defined benefit pension that is COLA'd.

We define the reflation trade as favoring assets likely to benefit from rising growth and inflation, such as cyclical equities and emerging markets (EM), while limiting exposure to long - term government bonds.

The Debentures have not been and will not be registered under the U.S. Securities Act of 1933 (the «U.S. Securities Act»), and may not be offered or sold in the United States or to, or for the account or benefit of U.S. persons (as defined in Regulation S under the U.S. Securities Act), absent registration or an applicable exemption from registration requirements.

Using this formula, we compute a monthly benefit payable for the team member's lifetime beginning at «regular retirement age» as defined in the Combined Plans.

Adjusted EBITDA is defined as net income / (loss) from continuing operations before interest expense, other expense / (income), net, provision for / (benefit from) income taxes; in addition to these adjustments, the Company excludes, when they occur, the impacts of depreciation and amortization (excluding integration and restructuring expenses)(including amortization of postretirement benefit plans prior service credits), integration and restructuring expenses, merger costs, unrealized losses / (gains) on commodity hedges, impairment losses, losses / (gains) on the sale of a business, nonmonetary currency devaluation (e.g., remeasurement gains and losses), and equity award compensation expense (excluding integration and restructuring expenses).

This press release does not constitute or form a part of any offer or solicitation to purchase or subscribe for securities in the United States, and interests in the Fund will not be offered or sold in the United States or to, or for the account or benefit of, any U.S. person (as such term is defined in Regulation S under the U.S. Securities Act of 1933).

The defined - benefit pension system threatens the retirement security of government workers, as well as the pocketbooks of overburdened taxpayers.

Moreover, we believe that making truly diligent research, as defined above, available to more (hopefully, all) investors puts more (or all) investors on fairer footing with those who have traditionally benefited from information asymmetries.

There are a limited number of employer - sponsored defined benefit plans (pensions) available as it is, said Henry Ford, principal and senior advisor for LifeSteps Financial, a registered investment advisory firm.

I've already said plenty about the Conservatives threat to encourage «target benefit plans» as a substitute for defined benefit plans.

While employers would be required to pay one half of the cost of the modest premium increase required to finance an enhanced CPP, companies which sponsor defined benefit pension plans would not face additional costs since the great majority of these plans are fully integrated, meaning that they would pay out less as CPP benefits were increased.

And for defined benefit plan sponsors, the pension plan expense is as volatile as ever.

Some people now retired like my father have the luxury of a defined benefit pension which just about covers their basic expenses, so they can hang on to their equity portfolios as a «top up» and not need to buy bonds at all.

«Britain's generous defined benefit pensions have plumbed further depths during August, reaching another record - breaking deficit of # 459.4 bn as the scramble for bond assets and the interest rate cut sent their liabilities soaring -LSB-...]

«A rush for safe - haven bonds around the world has sent the yields on sovereign bonds through the floor — meaning a fall in the regular income that pension funds use to pay their retirees their defined benefits, sometimes known as final salary pensions.

Usually this means either a defined contribution plan [such as a 401 (k) or 403 (b) plan] or a defined benefit plan (a traditional fixed «pension» that a government employee might receive).

An overwhelming majority of ESOP companies have other retirement and / or savings plans, such as defined benefit pension plans or 401 (k) plans, to supplement their ESOP.

Likewise, dividing qualified plans such as 401 (k) s, Defined Benefit plans, or pension plans requires a qualified domestic relations order (QDRO).