Occasional, or «social», smokers are
defined as smokers who do not smoke every day, or who smoke on average less than one cigarette per day.
Being
defined as a smoker can mean using tobacco cigarettes or cigars, but life insurance for smokers includes chewing tobacco or dipping, which technically isn't smoking at all.
Not exact matches
These will also be
defined as either for
Smokers or Non
Smokers.
Even if you are a casual cigar
smoker, which is
defined as someone who smokes no more than one cigar a week by most insurance companies, you may still be at risk for these problems.