Sentences with phrase «defined benefit plan sponsors»

Advisers may want to recommend defined benefit plan sponsors pursue more active strategies and different asset classes.

Few people in our industry have a better window on the retirement world than defined benefit plan sponsors.

And for defined benefit plan sponsors, the pension plan expense is as volatile as ever.

Corporate defined benefit plan sponsors have pulled many levers in recent years in an effort to reduce the financial risk of pension obligations.

Not exact matches

Around the same time, a number of defined - benefit plans sponsored by troubled companies, including Nortel Networks, GM Canada and DaimlerChrysler, began to falter in the wake of the 2008 stock - market market meltdown and had to be restructured.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatplan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligatPlan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

There are a limited number of employer - sponsored defined benefit plans (pensions) available as it is, said Henry Ford, principal and senior advisor for LifeSteps Financial, a registered investment advisory firm.

While employers would be required to pay one half of the cost of the modest premium increase required to finance an enhanced CPP, companies which sponsor defined benefit pension plans would not face additional costs since the great majority of these plans are fully integrated, meaning that they would pay out less as CPP benefits were increased.

As many baby boomers on the cusp of retirement are well aware, employer - sponsored Defined Benefit pension plans are getting scarcer than hen's teeth

However, with the ongoing shift from the defined - benefit to defined - contribution plans, careful (and individualized) planning of retirement asset allocation in employer - sponsored plans and IRAs as well as other personal investments is evermore important.

Few Canadians outside the public sector enjoy good defined benefit pensions anymore, but many will by then have significant amounts in more modest employer - sponsored plans, or RRSPs and TFSAs.

The biggest one is the lack of traditional Employer - sponsored Defined Benefit pension plans.

Whether you're leaving an employer - sponsored defined - benefit or defined - contribution pension plan, a LIRA will be the tax - sheltered structure in which your funds will be held.

Tax reform has only increased the incentive to accelerate contributions to defined benefit plans, and there will still be incentives in the future, but plan sponsors won't benefit if they don't lock in those gains.

This new share class is available to eligible employer - sponsored retirement plans such as 401 (k) plans, 457 (b) plans, 403 (b) plans, profit - sharing plans and money purchase pension plans, defined benefit (DB) plans, and nonqualified deferred compensation (NQDC) plans.

Andrew Post, Director, Institutional Sales, Central Canada In this role, Mr. Post is responsible for marketing investment solutions to consultants, small to mid sized defined benefit pension plan sponsors and other institutional investors.

He leads the LDI team in developing solutions for plan sponsors seeking to reduce risk and volatility in their defined benefit pension plans.

In November 2015, Sun Life Investment Management Inc. travelled across Canada hosting five intimate roundtable discussions to find out what's on the minds of some of the country's leading defined benefit pension plan sponsors.

Sean Sirois, Head of Business Development, Quebec and Eastern Canada In this role, Mr. Sirois is responsible for marketing investment solutions to consultants, defined benefit pension plan sponsors, and other institutional investors.

National Investment Roundtable Straight talk on the issues that concern Canadian defined benefit pension plan sponsors Spring 2016

Plan sponsors can view, manage and print information about your company's defined benefits, pension or 401 (k) pPlan sponsors can view, manage and print information about your company's defined benefits, pension or 401 (k) planplan.

Defined benefit (DB) plan sponsors are credit investors; they have investments in Treasury bonds and investment grade corporate bonds, and they may also invest in direct lending.

Today, with employer - sponsored defined benefit (DB) pensions becoming increasingly rare for younger workers, you may need at least that much stashed away in an Registered Retirement Savings Plan (RRSP) to have any chance of the retirement you want.

Many private businesses have shifted from offering defined - benefit pension plans to other forms of employer - sponsored plans, such as defined - contribution plans, but some still do offer defined - benefit plans to employees.

Let me guess: The 25 per cent who do feel confident are likely members of those increasingly rare (especially for younger workers) employer - sponsored defined - benefit pension plans.

Contrast this with defined - benefit plans in which losses must be offset by their plan sponsors.

Employer - sponsored retirement plans are divided into two categories of plans: defined benefit pension plans and defined contribution plans.

In the current editorial of MoneySense (April issue), I talk about our theory that one reason the magazine launched when it did — 15 years ago — was that this was around the time the trend of the decline of traditional «Defined Benefit» employer - sponsored pension plans had gotten well under way.

I'd argue that the majority who ARE confident are probably the beneficiaries of employer - sponsored Defined Benefit pension plans, ideally the kind of inflation - indexed ones that many public servants enjoy.

These regulations would affect participants, beneficiaries, sponsors, and administrators of defined benefit pension plans.

September 24, 1992 — Submission by Dallas L. Salisbury Before the Subcommittee on Oversight Committee on Ways and Means on the Effects of Underfunded Defined Benefit Pension Plans on Plan Retirees and Plan Sponsors (T - 87)

An extensive new «First Take» analysis published by Goldman Sachs Asset Management (GSAM) suggests corporate defined benefit (DB) plan sponsors are likely to increase allocations to fixed income as their funded statuses collectively rise.

«I mention this well - known background because today we are stepping back and asking, what can we do to help plan sponsors make their defined contribution plans just as effective at creating retirement wealth as have been DB [defined benefit] plans?

And as this column has pointed out before, retiring in this second decade of the 21st century poses challenges for just about any healthy person who lacks an inflation - indexed employer - sponsored Defined Benefit (DB) pension plan.

In order to get employers to create Defined Benefit [DB] pensions, the government allowed for funding methods that were liberal — a plan sponsor wouldn't have to put in as much at the beginning; it can catch up over time.

Yamada and Tretiakova observe what many aging Baby Boomers are coming to terms with: that the combination of rising life expectancy, minuscule interest rates and declining availability of employer - sponsored Defined Benefit pension plans is making boomer retirement an anxious proposition.

Institutional Shares may be purchased by institutions such as endowments and foundations, employer - sponsored retirement plans (including, but not limited to profit sharing, 401 (k), 403 (b), 457 (b) and defined benefit plans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviplans (including, but not limited to profit sharing, 401 (k), 403 (b), 457 (b) and defined benefit plans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviplans)(Employer - Sponsored Retirement Plans) and individuals, including clients of investment adviPlans) and individuals, including clients of investment advisers.

In our previous two articles in this series (Part I and Part II), we considered issues related to setting up an Alberta (and eventually BC) defined benefit plan solvency reserve account (SRA) and sponsor verses administrator roles in establishing, and making withdrawals from, an SRA.

It has created considerable uncertainty over the priority status afforded to pension plan wind - up deficits, particularly in insolvency proceedings involving the plan sponsor, and the effects on availability of credit for all organizations that provide defined benefit pension plans for their employees.

And many employers who sponsor defined benefit pension plans will be pleased by this morning's Ontario government announcement about an entirely new framework for funding defined benefit pension plans, which will come into effect «in the coming weeks».

A pension plan (also referred to as a defined benefit plan) is a retirement account that is sponsored and funded by your employer.

A defined benefit pension plan is a type of pension plan in which an employer / sponsor promises a specified monthly benefit on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

Defined contribution (DC) plan sponsors are increasingly learning from the decades of experience within the defined benefit (DB) market's investment strategies, which include the prudent use of private commercial real Defined contribution (DC) plan sponsors are increasingly learning from the decades of experience within the defined benefit (DB) market's investment strategies, which include the prudent use of private commercial real defined benefit (DB) market's investment strategies, which include the prudent use of private commercial real estate.