Sentences with phrase «defined by the year»

For many borrowers, it's a likely an unsatisfying end to a process defined by years of frustration.

To see the many ways humanism was defined by this year's nominees: in utterly different ways throughout Life of Pi and Argo; in so many of the personal exchanges in Lincoln; by the tenacity of Jennifer Lawrence in Silver Linings Playbook and by the unforgettable face of Emmanuelle Riva in Amour.

Cohorts are defined by the year in which each loan enters repayment.

Economic environments are defined by year - over-year changes in GDP growth and inflation.

Most insurance agencies will work with a sliding scale that is defined by the year, make and model of your vehicle for the best auto repair insurance.

Not exact matches

A defined benefit exchange backed by $ 35 million in venture funding, Liazon offers products that cater to small employers who give workers a fixed amount of money each year toward health coverage.

But while Saunders» resume may ultimately be defined by his role in several massive mergers, his reputation in biotech is rooted in a rock»em, sock»em approach to deal - making which has led to his reputation as one of the industry's biggest boosters — especially in a year when biotech has been hopelessly floundering in the marketplace, with major sector indices plunging by 20 %.

In May, Musk said Tesla would more clearly define its plans for China production by the end of this year; a spokesman declined to give further details.

When the first batch opens next year, each will have its own architecture and style, designed by Ian Schrager, whose hip, white - curtained lobbies defined the boutique hotel concept in the 1990s.

More than half of millennials, defined as people between 18 and 34 years old, have set financial goals compared with only 38 percent of Americans age 35 and older, according to a new survey by Northwestern Mutual.

My prediction that 2015 will be the year that the U.S economy could be defined by this phenomenon is based on deVere Group's U.S. business - owning client base.

Late last year Toyota announced that beginning Jan. 1 new Canadian hires would be enrolled in a defined - contribution pension plan, not the more generous defined - benefit plan enjoyed by current full - time employees.

Polman's defining initiative has been the 10 - year Unilever Sustainable Living Plan, which has included significant changes such as having 100 % of agricultural raw materials be sustainable by 2020, developing a framefork for fair pay, and investing heavily in hygiene promotion in developing markets like India.

That space has been defined by a single product and a single company for 30 years or so.

As much as 3.9 per cent of B.C.'s population is employed by a startup company, defined as a company under two years of age, and that's nearly double the share in Manitoba, the province with the lowest relative rate of startup activity.

But the years after the deaths of HP's founders in 2001 and 1996, respectively, were defined by large acquisitions (Compaq, Electronic Data Systems, Palm) that didn't work out.

Long delayed by the Securities and Exchange Commission (SEC), Title III was the most controversial provision of the JOBS Act because it allowed non-accredited investors — generally defined as individuals with less than $ 1 million in assets who earn less than $ 200,000 per year — to invest in private companies as shareholders.

Sixteen years after Boom, Bust & Echo, real estate in Canada is largely defined by massive downtown condo booms and continued strong suburban growth.

After spending the last four years largely defined by military service, it wasn't that easy to just let go of it, but there's nothing wrong with toning it down.

2018 will be a defining year for Mexico, a country plagued by corruption, violence in its struggle against gangs and drug cartels, and slow economic growth.

After two and a half years of a cramped existence defined largely by the pain in his back and arms — he says he used to lie in bed for hours pressing a spot on his forearm, imagining he had a button there that could shut the pain off — Rahimi is largely pain free.

For example, last year, Patagonia, the $ 575 million outdoor apparel and gear maker based in Ventura, California, released Defined by the Line, an eight - minute documentary about climber Josh Ewing, who left his corporate gig to protect public lands in southeastern Utah.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

A survey conducted last year of 2,078 adults by The Workplace Group, a recruitment firm in Florham Park, New Jersey, along with Lyon College and Rutgers University, found that 34 percent of those ages 53 and older defined themselves as being in the early or mid-career stage.

«Total CEO realized compensation» for a given year is defined as (i) Mr. Musk's salary, cash bonuses, non-equity incentive plan compensation and all other compensation as reported in «Executive Compensation — Summary Compensation Table» below, plus (ii) with respect to any stock option exercised by Mr. Musk in such year in connection with which shares of stock were also sold other than to satisfy the resulting tax liability, if any, the difference between the market price of Tesla common stock at the time of exercise on the exercise date and the exercise price of the option, plus (iii) with respect to any restricted stock unit vested by Mr. Musk in such year in connection with which shares of stock were also sold other than automatic sales to satisfy the Company's withholding obligations related to the vesting of such restricted stock unit, if any, the market price of Tesla common stock at the time of vesting, plus (iv) any cash actually received by Mr. Musk in respect of any shares sold to cover tax liabilities as described in (ii) and (iii) above, following the payment of such amounts.

Our three - year average burn rate, which we define as the number of Shares subject to equity awards granted in a fiscal year divided by the weighted average Shares outstanding for that fiscal year, was 2.17 % for fiscal years 2016 through 2018 (see chart on page 60 for detailed calculation of our three - year burn rates).

The days are gone when family breadwinners could expect to work for one employer throughout their entire career, retire on generous defined benefit pensions provided by that employer, with the comfort of knowing that expenses in their golden years would be securely funded by the deep pockets of government.

Since venture capitalists have a defined fund life of five to seven years (often extendable by two years), they have to be able to exit the business and return capital to their own investors, who are known as limited partners.

All options and restricted shares awarded under our equity plans are also subject to a double - trigger accelerated vesting condition under the terms of our equity award letters, which provides for an acceleration of the vesting schedule if the associate is terminated without cause or resigns for good reason (as defined by the applicable equity plan) within the one - year period following a change in control (as defined by the applicable equity plan).

In the coming months and years, as a recovery takes hold, financial institutions defined by long - term business strategies, strong balance sheets and especially by disciplined risk management principles will be rewarded.

- 00:33:50 How more COI / SOI prospects are using home valuation tool after receiving market reports - 00:34:38 Lisa shares how she works her past clients - 00:34:44 Lisa shares postcard farming - 00:39:00 Lisa shares how she streamlines her follow - up process by using one CRM - 00:39:28 Lisa and Jeff share how to keep a positive mindset - 00:43:37 Lisa shares the importance of role - playing - 00:45:10 Lisa shares the positive affirmations that work well for her and her team - 00:46:04 Jeff defines a positive affirmation and what that means for an agent - 00:48:21 Lisa shares how she became confident during her first year of business and how the business became scalable - 00:50:37 Lisa shares an example of the type of postcards she sends out - 00:52:51 Lisa talks about how the market reports are created - 00:55:35 Lisa shares her tips on hiring ISAs - 00:58:10 Lisa talks about how many agents she has now and when she knows to add another agent

At a conference held by Scotiabank on Tuesday, the 59 - year - old executive told analysts that Tim Hortons needs to ensure its menu defines the company, rather then reflects the same products offered by its competitors.

«If your happiness is defined by «How many ideas do I get into the fund every year?»

Siemens AG, the German industrial giant, said Sunday that it will have cut a total of about 15,000 jobs world - wide by the end of the next business year, defining for the first time the scope of the reductions it plans under a two - year restructuring program aimed at boosting profits.

First quarter's [ASP], defined as total reported revenue divided by camera units shipped was down 10 % year - over-year to $ 267, primarily due to lower sales of Karma, sales incentives and an increase in sales of our entry - level HERO camera.

To determine who is winning when it comes to attracting loyal visitors, we define loyalty by four key metrics: visit frequency (the average number of visits per diner within a year,) market penetration (the regional percentage of all casual dining diners who visited the chain within a year), share of wallet (the percentage of the consumer's total visits that a particular chain captures within a year,) and fanaticism threshold (the number of visits within a year required for a customer to be within the top 1 % of customers who visit a particular chain, on a scale of 1 to 50.)

Federal regulations do limit loans guaranteed by the Department of Veterans Affairs to «primary residences» only, however, «primary residence» is defined as the home in which you live «most of the year.»

Carney's first year in office has been defined by a «forward guidance policy,» which kept rates low and closely tied an interest rate rise to a drop in unemployment.

The ensuing years were instead better defined by arrogance, entitlement and abuses of power.

Despite PEP's impressive TTM performance (improving margin, rising NOPAT), earnings expectations (as defined by «consensus EPS») have fallen from $ 5.72 to $ 5.58 over the past year.

The ECB defines inflation as the year - on - year percentage change of the Harmonised Index of Consumer Prices published by Eurostat.

RMDs from 401 (k), profit - sharing, 403 (b) and other defined contribution plans generally must be taken by April 1 following the LATER OF the calendar year in which the account owner reaches age 70 1/2 OR retires.

A report published by the Kauffman Foundation claims that startups — defined as companies less than 5 years old — accounted for all net job creation in the US between 1980 and 2007, despite the fact that on average, only half of the startups ever get to celebrate their fifth anniversary.

Benefits have also been trimmed in recent years by switching from defined contribution pensions to 401 (k) s and increasing employee contributions to health care costs.

And it will also likely have to rebrand the Binary name, which is only four years old and is now defined by scandal.

They define initial withdrawal rate as a percentage of portfolio balance at retirement, escalated by inflation each year thereafter.

Before we dive deep, let's clarify something: The following analysis is based on the projected «Year's Maximum Pensionable Earnings» (YMPE), a figure defined by the Canada Pension Plan as the maximum cap for what is fair game to be «payroll taxed» by the government.

An annual investor relations budget of at least $ 50,000, unless the security is covered by at least one Qualified Analyst who has issued or will issue one or more research reports (as defined in Rule 3400 of the IIROC dealer member rules) in the current year.

By this time next year, I would like to see us work harder on how we define the issue itself.

The March 12, 2015 issue of Nature magazine contains an essay — not an original thesis, rather a summation — by two English geographers entitled «Defining the Anthropocene,» the subject of which is whether (and starting when) human activity has so altered the global environment as to constitute a new geologic age: the Anthropocene Age, as successor to the 11,000 - year Holocene Epoch that is itself part of the larger 2.6 million year - old Quaternary Period (or Great Ice Age).