Sentences with phrase «definition of disability»

Own occupation definition of disability means you can not perform the substantial and material duties of your own occupation.

There are several different definitions of disability and it is important to understand which one you need to be adequately protected given your occupation.

Finally, a key aspect of disability insurance is the specific definition of disability by the insurance company.

Some long - term disability policies will have more flexible definitions of disability.

The change in definition of disability typically occurs after two years of disability.

This is when the insurance company will be reviewing the person's capacity to work to see if they meet the new definition of disability.

The exact definition of a disability will be outlined in your insurance policy.

A «worse» occupational class will cause you to have less attractive benefits, more expensive premiums, and a harder definition of disability.

Own occupation definition of disability refers to your inability to do the substantial and material duties of your own occupation.

Long - term disability policies can vary considerably, and cheaper plans have very strict definitions of disability.

Other policies might offer a «transitional» own occupation definition of disability.

Schools supporting children with disabilities need more training and funding, which can be difficult when each state has different definitions of disabilities.

The FMLA does not use the same definition of disability as the ADA.

These policies offer useful guidance to employers about the evolving legal definition of disability, medical information an employer can or can not request during the accommodation process, and the features of an appropriate drug or alcohol testing program in the workplace.

- The other big group of vulnerable people who are disproportionately likely to to lose out will be disabled people (using the Disability Discrimination Act definition of disability): disabled people make up 56 % of all working age social rented sector tenants but 63 % of those who will lose out.

Any occupation definition of disability means you can not perform the substantial and material duties of any gainful employment.

The employment judge cited the Equality Act 2010 definition of a disability which states that a person has a disability if they have a physical or mental impairment, and that impairment has a substantial and long - term adverse affect on their ability to carry out normal day - to - day activities.

In the State of New York, the Human Rights Law offers substantially more protection than federal antidiscrimination laws, because gender dysphoria is a recognized medical condition that falls within the broad definition of disability found in the state law, as New York courts have recognized.

Legal References: RSA 186 - C, Definition of Disabilities RSA 193:1, Duty of Parent, Compulsory Attendance by Pupil RSA 193:12, II, Legal Residence Required RSA 194: B -3-a, Chartered Public School Law

Stricter definitions of disability apply to higher risk applicants.

Once you meet the qualifying definition of disability, whether physically or cognitively, then you or a caretaker will file a claim with the insurer to receive your benefits.

The most comprehensive definition of disability is «own occupation» which means the insurance company will pay benefits if you can't work at your own specific occupation even if you are working in another capacity.

I believe in «quick and dirty» so I provide substitute teachers with definitions of all disabilities that we service, descriptions of what the disabilities might look like, and then provide some generic examples of strategies they could use.

Bert Massie, chairman of the Disability Rights Commission (DRC), said: «We have been unable to help people who have been diagnosed with serious illnesses and then treated unfairly, because they didn't fall under the legal definition of disability.

Some of the most important features and benefits of disability policies include: the specific definition of disability, benefit period, residual benefits, cost of living adjustments, elimination period and future options to increase coverage.

SSDI is notoriously difficult to qualify for; nearly 65 % of initial claims are denied because there is a very strict definition of disability (must be totally disabled, compared to partial or occupational definitions), and even if you do qualify (or successfully appeal a denial) it can take nearly two years to start receiving benefits.

The three different definitions of disability are typically own occ, any occ, and modified own occ.

The individual plan can have a regular occupation definition of disability, and riders can be added to customize the plan to suit your need.

Even if an employee is not disabled under the broad definition under the ADA, he or she still may be eligible for leave under the Family and Medical Leave Act (FMLA) which has an even broader definition of a serious health condition than the definition of disability under the ADA.

The SSA's definition of disability is very strict and doesn't cover short - term disability or illness.

meet Social Security's definition of disability.

Definition of Disability, p. 7.

However, a covered entity is not required to provide an accommodation to an individual who meets the definition of disability solely under the «regarded as» prong.

Group benefits typically include disability insurance, but often the definitions of disability are strict or the monthly coverage does not adequately replace one's income.

In order to receive your disability benefits under an any occupation definition of disability, you can not be able to return to any gainful employment.

The definition of disability is «own occupation» for the first 12 months and «any occupation» after the first 12 months.

So it's in your best interest to get a policy that has a definition of disability that is specific for your profession.

The worst case scenario is that you become unable to do your job for some reason and the insurance company doesn't pay out any benefits because you don't meet their definition of a disability.

In order to receive benefits from a disability insurance policy, you must meet the definition of disability as outlined in the contract.

Because the definition of disability that the SSA uses is strict, it's hard to qualify for Social Security disability benefits.

Each income protection policy has its own definition of disability and range of benefits.

You can draw Social Security disability benefits if you meet the government's definition of disability, if you have earned enough quarters of coverage and if you have worked recently enough.

The employer enrolled me in their group LTD plan, which was inferior to my individual plan in a number of respects (the definition of disability, wasn't «own occupation» coverage, etc.), so I maintained my individual policy alongside.

You may already have disability insurance through your group benefits plan at work, but group disability plans can be more restrictive in terms of the percentage of income they replace and the definition of disability.

There are several common misconceptions about the definition of disability.

It has since become even more inclusive with the ADA Amendments Act of 2008, which broadened the definition of disability.