Sentences with phrase «delinquency date leading»

Both the original Alliant charge - off account and the Conserve collection account will be removed from your credit reports once the credit reporting time period has passed which is 7 years from the original delinquency date leading up to the charge off.

When an account is charged - off by the original creditor, it can remain on your credit report for 7 years from the original delinquency date leading up to the charge off.

Not exact matches

So, when a card goes from being reported as a charge - off to being settled, though the outcome is better, the more recent settlement date on the negative item can lead to a lower score than it was prior to settling, as part of the «time since the most recent delinquency» calculations.