Sentences with phrase «demand for loans»

More small businesses without help from major banks, means an increase in demand for loan brokers.

Banks are coming back to the market and seeing greater demand for loans from business owners.

Canadian household debt hit another record high in the second quarter as demand for loans grew, and past data covering debt were revised sharply higher.

The economy is recovering only slowly and there's not a big demand for loans.

Amid a low - interest - rate environment and weaker demand for loans, net interest and operating income both fell by 0.9 %.

Should that surprise us when demands for loans accelerated dramatically in 2009?

Those measures have pushed mortgage rates to record lows, and led to a rebound in demand for loans to purchase homes last week, a second report showed.

As illustrated in Figure 1, a net share of 25.0 % of all banks reported stronger demand for loans secured by multifamily residential properties, 28.9 % of banks saw stronger demand while 3.9 % of banks reported weaker demand.

Meanwhile, 36.1 % of other, smaller banks reported stronger demand for loans secured by multifamily residential properties as 41.7 % of banks reported stronger demand, but 5.6 % reported weaker demand.

Just before the release of Freddie Mac's mortgage rates, the Mortgage Bankers Association revealed that the number of home loan applications posted a «solid jump» with demand for loans rising by 1.9 percent in the week ended July 4.

And, like subprime mortgages before the financial crisis, many subprime auto loans are bundled into complex bonds and sold as securities by banks to insurance companies, mutual funds and public pension funds — a process that creates ever - greater demand for loans.

Domestic demand for loans in Japan has not tracked earnings, says David Marshall of CreditSights.

Demand for a loan option introduced in the second quarter has increased every month, Bass said, adding that California sales, which includes leased and purchased systems, rose in the third quarter compared with the second quarter.

5 Demand for loans of reserves was driven, for example, by reserve requirements imposed on depository institutions.

First, in the Senior Loan Officer Survey published by the Fed last week, it was reported that small business defaults had continued rising, while demand for loans was low.

If you make assumptions about why demand for loans is slack among small businesses and then treat that as a fact which underpins your whole argument, it makes it difficult to treat this as anything beyond opinion.

Further, for loans to trade below par when there is hot demand for loan collateral from Collateralized Loan Obligations, implies that something is amiss.

The U.S. Federal Funds Rate could help to stimulate demand for loans and lower default rates by allowing people to refinance their homes at lower rates.

Consumer demand collapses, oversupply of goods results in falling retail prices, no companies expand and demand for loans falls, so interest rates fall.

Repurchase demands for loans originally sold off during the housing boom are in the billions of dollars for many lenders — and still growing.

It will cause more delinquencies and reduce demand for loans, hence causing the banks loan losses and reducing their profits.

However, for other consumer loans, the percent of banks easing credit standards is occurring at the same time that banks are also experiencing a stronger demand for these loan products, facilitating the likelihood of bank lending.

A net share of 15.0 % of large banks reported higher demand for loans secured by multifamily residential properties, 17.5 % reported stronger demand while 2.5 % reported weaker demand.

Simultaneously, when conditions are improving, business demand for loans rise, and banks respond by increasing their supply of loans, which are more profitable at higher interest rates.

Also aiding in last week's increase in demand for loans was the fact that new - issue launches have slowed to a trickle.

According to the results of the survey, demand for loans secured by multifamily residential properties strengthened on net over the past three months of 2014, particularly at other, smaller banks.

Not only do banks not lend their reserves, but they only lend when there is demand for loans.

For one thing, demand for loans is not particularly robust these days.

The demand for loans seems to be picking up, especially amongst smaller businesses, and banks have made further progress in writing off non-performing loans.

The senior loan officers sit in their plush offices, playing with their paper clips and reporting to the Fed that there is no demand for loans, while small businesses are left out in the cold (and snow), deprived of the funding they need, and collapsing in droves.

This demand for loans has increased significantly from a low of 19 % in 2015 and just 21 % last year.

These concerns may have brought forward some demand for loans, as well as encouraging a strong increase in refinancing as borrowers shifted from floating to fixed - rate loans.

As the nation continues to recover from the recession of 2006 — 2009, the demand for loans has started to increase, though the landscape has changed a bit.

The demand for loans from non-financial corporations actually moderated somewhat in comparison with Q4, but levels are -LSB-...]

Unlike Mises, Hayek subscribed to the popular view that banks might expand credit without limit so long as they expanded in unison, and that they would in fact be inclined to overexpand, while allowing their reserve ratios to decline, in response to cyclical increases in the demand for loans.

In that environment many people are looking optimistically at the future and the demand for loans with a competitive interest rate is increasing.

Banks and other lending institutions change interest rates frequently based on the supply and demand for loans in the markets they serve.

The entire concept was developed from customer's demands for loans that offer such a convenience.

Low interest rates have also helped the bank by increasing demand for loans.

Demand for loans, especially the higher yielding loans, is high and investment opportunities can fill up quickly.

These factors all affect the demand for loans, which can help push rates higher or lower.

Economic growth, low interest rates, and population growth create a demand for loan processors.

Of course, rates could inch up independently of this action, because with economic growth comes increased demand for loans.

Meanwhile, 3.1 % of senior loan officers reported that credit standards had eased on all other consumer loans while 4.8 % of banks indicated that demand for these loans had strengthened on net.