He said the bigger concern is his 130,000 customers, who want to keep rates low, so coal -
dependent utilities need to prevent any taxes or programs that penalize fossil fuel use.
Generally the amount of protection you
need is a combination of what it would cost to help your surviving family members and
dependents meet their current
needs (like taxes, food, clothing,
utilities, mortgage payments, etc.) plus future obligations (like college and retirement funding)-- minus the resources that your surviving family members could draw upon to meet those obligations (spouse's income, savings and investments, other income producing assets, and any life insurance you might already own).