Be careful about comparing investment returns, because you might not be comparing apples to apples
depending on your asset allocation, geographical composition, etc..
It might not feel good when you're only up 2 % on the year, but relative to the TSX (down 11 %), and the S&P 500 (flat), you did pretty well,
depending on your asset allocation.
The answer to this question
depends on that asset allocation that is right for you, your goals, your age and your appetite for risk.
As per research, close to 80 percent of the portfolio performance
depends on asset allocation.
The weighted average fee of the ETFs in a standard portfolio is 0.2 %, and the weighted average fee of the ETFs in a socially responsible investing (SRI) portfolio is 0.25 % to 0.4 %,
depending on your asset allocation.
Not exact matches
These different approaches offer a range of different services and different costs but,
depending on the specific option, may provide professional
asset allocation, investment management, and ongoing tax management.
Depending on your future needs and wants, you can determine the correct
asset allocation and withdrawal rate that will give you the best chance of minimizing longevity risk.
Meanwhile, bond markets are concentrating as key participants, such as
asset managers, shrink in number but expand in size.8 As a result, market liquidity may increasingly come to
depend on the portfolio
allocation decisions of only a few large institutions.
I can't advise you
on asset allocation, so much
depends on your age, expenses, etc, etc. but the ability to live just
on income from investments gives you a strong position.
The one that you select will
depend on various factors, including your target
asset allocation and the kinds of returns you want to see.
But Albert Brenner, director of
asset allocation strategy at People's United Wealth Management in Connecticut, expects it to hit 2 percent or more this year,
depending on oil prices.
A rotation strategy is very similar in approach to tactical
asset allocation, but rather than
asset classes, the investor will allocate his funds to different sectors
depending on his short - term view.
Does optimal
asset allocation, as measured by Sharpe ratio,
depend on investment horizon?
The optimal
asset allocation depends on the ability to take risk and your tolerance for risk.
The capital
allocation to each of these
asset classes is dialed up or down
depending on the targeted risk level.
The exact
allocation across the various income producing
asset classes
depends on many factors: size of portfolio, your age, your risk tolerance, your income goal, how long you can tie your money up for, etc..
It will be broadly diversified across global
asset classes, and will generally seek to maintain an
asset allocation of approximately 40 % in underlying funds that invest in equity and 60 % in underlying funds that invest in fixed income, although the
allocation may shift over time
depending on market conditions.
A «traditional»
asset allocation for a long - term retirement portfolio is to subtract your age from 100 or 120 (
depending on your risk tolerance) and invest that percentage in stock funds.
In short, your
asset allocation should
depend on how much risk you're willing to take
on any given investment.
Whether you're aware of it or not, when you started investing you performed something called «
asset allocation» — you came up with a mix of equities and fixed income,
depending on a number of factors, including when you'll need to access your money, and your tolerance for risk.
Your
asset allocation should
depend on factors such as your risk tolerance, age or time until the funds are needed, personal circumstances, and your goals.
They optimize
asset classes and
allocations depending on whether an account is taxable or tax advantaged.
When you invest with Wealthfront your diversified
asset allocation will
depend on the tax status of your account (taxable or tax deferred), and what is the most tax efficient method of investing for you.
The %
allocation to safe
assets depends on his chosen «risk tolerance».
The
asset allocation that is right for you, however,
depends on several personal factors, such as life and financial goals, and will change over time with different life events.
It kind of
depends on your time horizon — think about it like
asset allocation and stock and bond mixes as you get older.
Depending on your objectives,
asset allocation, risk tolerance, and available capital, your investment time horizon may vary.
Asset allocation funds invest in different mixes of securities, which vary
depending on the fund's goal.
Of course this
depends on your chosen
asset allocation.
Which fund (if any) is for you will largely
depend on your current
asset allocation and desired risk level.
The right
asset allocation for you
depends on a few key things: your comfort level with risk and how much time you have until retirement.
It
depends on the package of services that they deliver — alpha, taxes, insurance, legal help,
asset allocation (tsst... be wary of the efficient frontier.
In general STP is used to transfer from debt mutual funds to equity mutual funds or vice versa
depending on market performance and
asset allocation strategy.
I agree that everyone will have different portfolio
asset allocations depending on individual circumstances.
If equity has gone over-weight in your portfolio compared to your Strategic
Asset Allocation (which
depends on age, investment horizon, liquidity requirement, etc.) we suggest not to withdraw.
For example a macro analysis of the stock market may result in a different
asset allocation depending on your perceived risk vs. real risk analysis.
The optimal
asset allocation depends on your time horizon and risk tolerance (ability and willingness to take financial risk).
In a risk - optimized framework however, the
allocation to both equities and bonds
depends on the relative risk associated with each
asset class based
on their relative volatilities at each rebalance date.
The
asset allocation that works best for you at any given point in your life will
depend largely
on your time horizon and your ability to tolerate risk.
Asset mix
depends on the person, but Wheaton has many 40 - something clients with 80 % -20 %
allocations to stocks and bonds — and even has some who have gone all in
on equities.
«So I think it's important to do your own analysis or hire someone to do it, because
depending on your situation, the rule may not lead to your optimal
asset allocation.»
Your
asset allocation depends on YOUR needs and risk tolerance.
Asset allocation depends mainly
on your investment objectives, and should take into consideration other factors, such as age and risk tolerance.
The following samples show you what could be done, although your actual
allocation and
asset classes will vary
depending on your goals, timeline, and risk tolerance.
An appropriate
asset allocation will largely
depend on your goals, risk tolerance, and time horizon — factors you may want to review with your financial professional.
Another option is
asset allocation funds offer varying exposure to stocks and bonds
depending on how aggressive a portfolio you want.
The Comprehensive
Asset Allocation software will do this, but it's not free (and integrating all of these programs together in the future will
depend on how much users want (to pay for) it.
The right
asset allocation for you
depends on so many factors, there is no easy answer.
The
asset allocation decision in retirement can be critical
depending on your withdrawal rate and time horizon.
Portfolio Strategies Bear Market Strategies: Watch the Spending, Hold the Stocks The
asset allocation decision in retirement can be critical
depending on your withdrawal rate and time horizon.