Funds that can be verified as the borrower's own, the source of which can be: (a) monies from borrower's checking or savings account, or
other similar time
deposit account, which have been on
deposit in the account for
at least 2
months prior to loan application, (b) cash up to $ 1,000, (c) cash
deposit towards property purchase, and (d) the market value of the lot owned by borrower, exclusive of any liens, on which the SONYMA financed home was or will be constructed, or the purchase price of the lot if it was purchased in the past 2 years, whichever is less.