Sentences with phrase «deposit at your financial institution»

The advantage of a CD - secured loan as a way to build credit is that you already have the deposit at your financial institution to be used as collateral.

Not exact matches

an independent agency of the federal government, created in 1933, charged with preserving and promoting public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions up to applicable limits; by identifying, monitoring, and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails; further information on the FDIC and FDIC coverage may be found at fdic.gov

As of December 31, 2013 and 2014, cash and cash equivalents consisted of cash in bank deposits and money market accounts held at financial institutions.

Qualified insurance plans (group or individual) allow individuals to open these accounts at a specific financial institution, and elect to have money automatically withheld from their paychecks before taxes, and deposited into the HSA, with annual contributions limits.

Instead, when the Fed makes its first rate hike — something that probably won't happen until at least September - 2015 — it will do so by 1) raising the interest rate paid on bank reserves, 2) increasing the amount that it pays to borrow money via Reverse Repurchase agreements, and 3) boosting the rate that it offers to financial institutions for term deposits.

Although interest rates are very low, many investors still hold large deposits in cash at their financial institutions.

Gold bars and coins can be secured safely in a safe at your residence or in a safe deposit box at your local financial institution.

Make a loan payment or savings deposit using a debit card from your account at another financial institution.

You can also enlist the help of a deposit broker, an independent dealer who will shop around at banks, credit unions and other financial institutions to get you the best deal.

Consider opening a savings account, which is an interest - bearing deposit account that is often kept at a bank or financial institution.

As the Federal Deposit Insurence Corporation states, «The FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $ 250,000.»

he FDIC preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $ 250,000.»

Up - to - date account information Account Alerts Bill Payment & Delivery Transfers between your TIAA Direct accounts — and between TIAA Direct and your accounts at other financial institutions Remote Deposits Online Statements & Check Images

State Farm Bank, for example, not only allows customers to make deposits at select, full - service State Farm Bank ATMs, but also lets customers make deposits at ATMs owned by financial institutions that participate in deposit sharing.

While the effect has mostly impacted financial institutions, which now effectively pay a fee to deposit cash with their central banks and are therefore more inclined to make loans, there have been instances of negative rates being passed on to consumers — at least on paper.

You can arrange for direct deposits, transfer money into other accounts (even at different financial institutions), and set up automatic debit and bill pay.

Plus, you can now get a $ 3 Clarity Money Sign - Up Bonus when you join through this referral link and link at least 1 financial institution to your new Clarity Money account ($ 3 bonus will be deposited into your Clarity Money Savings Account, which can be withdrawn to your linked bank account).

The minimum deposit to open an account at some financial institutions can range from $ 25 to $ 100 — or higher depending on the type of account.

We took a close look at 70 financial institutions, including the largest U.S. banks based on assets, debit card volume, Internet search traffic and other factors; the nation's largest credit unions, based on deposits as well as broad - based membership requirements; and other notable and / or emerging players in the industry.

The federal government through multiple United States agencies including the Federal Deposit Insurance Corporation and Federal Reserve Board as well as state agencies grant financial institutions a banking license at which point they can receive deposits and issue loans.

Checks that have previously been submitted and accepted through our service or through a remote deposit capture service offered at any other financial institution

To determine the best accounts, we took a close look at about 70 financial institutions, including the largest U.S. banks based on assets, debit card volume, Internet search traffic and other factors; the nation's largest credit unions, based on deposits as well as broad - based membership requirements; and other notable and / or emerging players in the industry.

With Bank to Bank Transfers, you can easily move money between your U.S. HSBC deposit accounts and your accounts at other U.S. financial institutions — including banks, credit unions and brokerage accounts.

Checks that have previously submitted through Mobile Deposit or through a remote deposit service offered at any other financial institution.

Since financial institutions typically charge more in interest on loans than they pay on deposits, combining everything into one account should, at least in theory, help you save on interest costs.

You can authorize CEFCU to use ACH transactions to retrieve funds electronically from your accounts at other financial institutions and deposit them in your CEFCU Checking or Savings account or apply them as a payment to your CEFCU loan.

A deposit held at a financial institution that has a fixed term.

If you fail to rectify your $ 200 negative balance, you will have trouble opening a deposit account at many financial institutions in the future.

You agree that prior to placing a purchase order for securities, you will provide a valid and sufficient authorization to us for electronic funds transfers from an account at another financial institution (s) over which you have valid signatory authority and / or you will otherwise deposit sufficient funds with us on or before trade date.

With the convenience and security of direct deposit available at most financial institutions, more taxpayers are requesting payment of their tax refunds by direct deposit.

With the convenience and security of direct deposit available at most financial institutions, more taxpayers are requesting payment of their tax refunds by direct deposit rather than paper checks.

The difference between the rates at which money is deposited in a financial institution and the higher rates at which the money is lent out.

Because financial institutions know that the funds deposited will remain at the bank for a set amount of time, interest rates are generally higher than other types of deposit accounts, such as savings or checking accounts, where money can flow in or out at any time.

A deposit account held at a bank or other financial institution that offers a higher interest rate than most basic transaction accounts.

The guarantee offered on capital guaranteed products is not the same as the Australian Government Financial Claims Scheme, which protects some deposits at authorised deposit - taking institutions.2

Certificates of deposit (CDs) are a great way to safely store your savings at a financial institution, as they offer a guaranteed rate of return, and CD rates tend to be higher than those on traditional savings accounts.

To determine the best accounts, we took a close look at 70 financial institutions, including the largest U.S. banks based on assets, debit card volume, Internet search traffic and other factors; the nation's largest credit unions, based on deposits as well as broad - based membership requirements; and other notable and / or emerging players in the industry.

The automatic deposit of payments to a checking or savings account at a financial institution.

A «hold policy» on deposit items at financial institutions may provide some protection, but even that is not a guarantee.

The tax deducted at source or TDS is something that almost every person is exposed to when investing in fixed deposit and recurring deposit schemes at banks and financial institutions.

The original buyer will want his deposit funds returned before closing, but if the new buyer does not have funds on - hand, he or she may find that financing is very difficult to obtain because banks do not advance mortgage funds at the time an Assignment Agreement is entered into; rather, the financial institution will provide funds only on final closing.

He added that in a fully private market, financial institutions with FDIC - backed deposits would focus more on optimizing their profits in a noncompetitive banking industry, and potentially fostering new, risky mortgage products that place taxpayers at risk, rather than products that would be in the best interests of consumers and the nation's economy.