You can make an instant purchase online on this web site and you will get the insurance ID card and other documents such
as description of coverage instantly in the email.
For a complete
description of the coverage offered under your plan, carefully review your plan documentation, including your letter of confirmation and certificate of insurance or policy.
To ensure you've purchased the coverage needed for your trip, including coverage for your pre-existing medical condition, please read your policy's
description of coverage closely.
As with all insurance plans, it is important that clients review the
entire description of coverage to understand what is and is not covered under the policy.
This information, although a
reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself.
It's important to note that the person who is sick must be a covered person as defined in the travel
insurance description of coverage (unfortunately, best friends and beloved pets don't count — you'll need «cancel for any reason» coverage in that case) and their illness must not have been caused by a pre-existing medical condition (unless you also purchased a waiver).
We reviewed a number
of descriptions of coverage and even called one travel insurance provider to verify, but if your cruise ship's power goes out and you miss a planned on - shore excursion as a result, you could be out of luck.
This information, although a
reasonable description of the coverage provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself.
Travel insurance plans typically include language like this (from Travel Guard's Platinum
plan description of coverage): «Benefits will not be provided for any loss resulting -LSB-...]
The fulfillment kit will include an Identification Card, contact numbers, claim forms and your insurance certificate providing a
complete description of your coverage under the contract.
This information, although a reasonable
description of the coverage and services provided, does not constitute part of the policy or binder of insurance and shall not be construed to replace any provision of the policy itself.
This is a general
description of coverage.
Also make careful note of the general exclusions, which are outlined in
the description of coverage (policy wording).
At World Nomads, we aim to present insurance terms with clarity, however there are times when certain terms will have various restrictions, limits and exclusions, which only
the description of coverage (policy wording) can fully explain.
Read
the description of coverage (policy wording) and look at the clauses for period of cover and the terms «medical evacuation», «trip interruption» or «curtailment» for details on when you may be covered for expenses if you have to return home early (and always read the exclusions to cover carefully).
Check your policy benefits and
description of coverage (policy wording) carefully for the limits on this cover and exclusions, particularly for cash, high value items and sporting equipment.