Sentences with phrase «design term life»

Some insurance companies intentionally design term life insurance policies to have terrible conversion options by only offering an overpriced permanent policy which limits their exposure to future adverse risk.

More companies are designing term life insurance policies which you can keep for longer periods of time.

Not exact matches

In order to design your life on your own terms, you're going to need help from others.

[16:00] Pain + reflection = progress [16:30] Creating a meritocracy to draw the best out of everybody [18:30] How to raise your probability of being right [18:50] Why we are conditioned to need to be right [19:30] The neuroscience factor [19:50] The habitual and environmental factor [20:20] How to get to the other side [21:20] Great collective decision - making [21:50] The 5 things you need to be successful [21:55] Create audacious goals [22:15] Why you need problems [22:25] Diagnose the problems to determine the root causes [22:50] Determine the design for what you will do about the root causes [23:00] Decide to work with people who are strong where you are weak [23:15] Push through to results [23:20] The loop of success [24:15] Ray's new instinctual approach to failure [24:40] Tony's ritual after every event [25:30] The review that changed Ray's outlook on leadership [27:30] Creating new policies based on fairness and truth [28:00] What people are missing about Ray's culture [29:30] Creating meaningful work and meaningful relationships [30:15] The importance of radical honesty [30:50] Thoughtful disagreement [32:10] Why it was the relationships that changed Ray's life [33:10] Ray's biggest weakness and how he overcame it [34:30] The jungle metaphor [36:00] The dot collector — deciding what to listen to [40:15] The wanting of meritocratic decision - making [41:40] How to see bubbles and busts [42:40] Productivity [43:00] Where we are in the cycle [43:40] What the Fed will do [44:05] We are late in the long - term debt cycle [44:30] Long - term debt is going to be squeezing us [45:00] We have 2 economies [45:30] This year is very similar to 1937 [46:10] The top tenth of the top 1 % of wealth = bottom 90 % combined [46:25] How this creates populism [47:00] The economy for the bottom 60 % isn't growing [48:20] If you look at averages, the country is in a bind [49:10] What are the overarching principles that bind us together?

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

In addition, 85 percent of Unum's insured lives are in group long - term care with a much younger client profile, funded mostly by employers and with smaller benefit levels with more conservative plan designs, he said.

But, in simple terms, his theory of spontaneous creation implies an overall more grand design — in that the life instructions could not have been created by life itself, but came from somewhere.

Whitehead has deemed the features of human life upon which these italicized technical terms are based so important that much of his philosophy is designed to protect their authenticity from materialistic attacks.

There's a 1988 movie, based on a book and a real - life experience, titled Bat 21, starring Gene Hackman as Iceal Hambleton, an Air Force colonel shot down in Vietnam who uses golf course design terms to secretly radio his position to Bart Clark, an Air Force captain played by Danny Glover.

Every day I need to touch Women Online (as creative director), Boston Mamas (as founder / editor), Edit Your Life (as co-host), Brave New World Designs (as designer / co-owner) + Christine Koh LLC (as principal... this includes various freelance projects, including one major managing editor contract) so efficiency and focus really are key, given that I need to cycle through projects during the day and also given that Laurel and Violet are not in after school programs (Jon and I really 50/50 it in terms of covering the after school window... I am so grateful for this)!

«As the cornerstone of any comprehensive policy designed to improve the health and well - being of childbearing women and their children, breastfeeding can save lives and improve long - term health of the entire community,» the document states.

I don't believe it exists and in fact believe the term «life balance» is yet another dangling carrot designed to make women feel inadequate.

Your body is designed this way - to get pregnant, to bring an embryo to term, to nurture life - therefore you must submit to its dictates.

As the cornerstone of any comprehensive policy designed to improve the health and well - being of childbearing women and their children, breastfeeding can save lives and improve long - term health of the entire community.

Watching David Cameron's assured performance yesterday in the first Prime Minister's Questions of this parliamentary term, many Conservatives will have been greatly encouraged to hear him speak up in support of the «pupil premium» - a measure designed to boost educational opportunities for children living in deprived areas.

The research finds that the built environment has a crucial role to play in terms of improving the lives of older people through measures designed to enhance the accessibility and liveability of buildings.

This alliance is designed to enable transformative, potentially lifesaving scientific progress and catalyze productive, long - term collaborations between the Philadelphia academic research community and for - profit research and development partners, specifically targeting life sciences start - ups.

In terms of e-commerce Abu dhabi website Design, it's all about making life as easy as possible for the customer and making the path to buying both clear and logical.

For the business suit and tie kinda guy in your life, this Daniel Wellington Classic Black watch surely sets the bar high in terms of quality and design.

EliteSingles is designed to help you build a long - term relationship with someone who shares your values, lifestyle and life goals.

This dating service is designed for singles looking to find a long - term relationship, a partner for life.

EliteSingles is designed for singles that are genuinely interested in making a long - term commitment to a partner, and have made finding a partner a high priority in their life.

BlackMatch is a recently - created dating site which has been designed for Blacks who live in the UK, predominantly for those seeking long - term relationships.

In terms of combat, world design, enemy design and boss design; Dark Souls II just doesn't live up to it's predecessor, or the hype generated prior to release.

As such, it was identified by the council's primary capital programme (PCP) as being in the highest category and requiring major PCP action in terms of improving the structure and fabric to extend its design life and encouraging community use.

So the next time someone asks me why it matters whether students go to art museums or see live theater, I can tell them that there is at least as much rigorous evidence showing the long term benefits of cultural activity as there is for interventions designed to boost standardized test scores.

This lesson is designed for a summer term investigation, where children draw upon the maths strands they've covered and try to find examples of fractions, angles, shapes, etc in real - life spaces.

In her May 13, 1999, testimony before the House Committee on Education and the Workforce, Feistritzer acknowledged that the term alternative teacher certification can mean many different things, «from emergency certification to very sophisticated and well - designed programs that address the professional preparation needs of the growing population of individuals who already have at least a baccalaureate degree and considerable life experience and want to become teachers.»

Angela Bell, Assistant Head Teacher at Royal Wootton Bassett Academy, felt there were several factors that needed to be considered when choosing a school website design company: «What could the company offer in terms of design, technical support and, most importantly, how simple would it be to maintain and edit the website in - house once it went live?

Summary: This article reports on anew Princeton study examined the long - term effects of a 20 - year - old program known as Fast Track, one of the earliest and largest programs designed to improve life outcomes for at - risk students by teaching psychosocial skills.

The Life and Work of Claude Monet — MID TERM PLAN - has been designed as a half - term unit of work with set HOMEWORK ASSIGMETERM PLAN - has been designed as a half - term unit of work with set HOMEWORK ASSIGMEterm unit of work with set HOMEWORK ASSIGMENTS.

It did indeed receive an engine designed / engineered by Pagani's long term engine partner AMG, but it was a 6 ltr V12 twin turbo an evolution of which still lives in the Huyara to this day.

Winds of Change — Long - term Tatra owner Delwyn Mallett surveys the pioneering use of wind tunnels in automotive body design, focussing on the influential work of Hungarian aerodynamicist Paul Jaray / The very first Jaguars — Celebrating 80 years since the first use of the Jaguar name, Paul Skilleter looks at William Lyons's initial forays into mass production and explains what these early cars are like to live with / Vintage Revival Montlhéry 2015 — David Burgess-Wise reports from the historic banked circuit south of Paris and from the hundreds of rare pre-1940 cars and motorcycles entered selects his personal highlights / «Home, Allaston» — Mike Allaston's family photograph albums detail the careers of his father and grandfather as professional chauffeurs.

The new Volvo XC40, the small SUV with an expressive design, built for city life is already being termed as the perfect SUV by reviewers.

Toshiba's high - end Excite Pro delivers zippy Tegra 4 performance and a Retina - like display, but it still trails more feature - rich competitors in terms of design and battery life.

In terms of design, the Paperwhite 2 looked much like the first Paperwhite, and featured the same 6 - inch screen with 221ppi as the first - gen device, plus the same 28 hour battery life.

Having courage, discipline, patience, a well - designed plan and long - term perspective enables you to simplify your life, celebrate your victories and better yourself.

We will compare and contrast the Touchpad and the Transformer in terms of design, build, hardware, software, battery life, pricing and any other elements we feel that are important for tablets nowadays and we will show you the similarities between the two, but also the large number of differences.

Term life insurance is designed to provide death benefits to the named beneficiaries of the policyholder.

Our life insurance products include final expense, term and permanent designs with the latest features such as critical illness coverage and an innovative approach to return of premium.

There are several types of permanent life insurance, designed to meet different long term financial planning goals.

While a life insurance policy is specifically designed to pay upon death, the long - term care rider will pay should you become critically ill or injured.

And while term insurance is sold for specific periods of time, typically anywhere from 5 to 30 years, a cash value insurance policy is usually considered to be a permanent life insurance policy, as these products are designed to remain in force for your entire life.

Another possible PRO when comparing term life insurance is the fact that some policies can be designed to accumulate some cash value.

** Certain product designs combine term insurance and whole life insurance, and may be subject to premium increases.

Decreasing term life insurance is often referred to as mortgage term life insurance since it's designed to decrease protection as your financial obligations (i.e. a mortgage) also decrease.

This sets them apart from term life policies, which offer coverage that is designed to insure your income earning years and end naturally when the term is over.

In reality, a properly designed whole life policy, blended with term insurance and paid - up additions, carries a very low commission for the agent in comparison to ordinary life insurance.

But the designs for these policies have largely stabilized over the past five years, due in part to the increased popularity of combination products, such as annuities and life insurance long - term care rider options.

But whole life is a complex instrument that is designed to return more than a term life policy to the insurance company.