Sentences with phrase «detected as a smoker»
Also, with the help of a few medical tests, you can detected as a smoker.
https://www.coverfox.com/ Not exact matches
If nicotine is detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
If nicotine is detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
Other life insurance companies will give you non-smoker rates if you pipe smoke only as long as no nicotine is detected in your urine test, which means you aren't a daily smoker since cotinine usually takes 1 - 3 days to leave your system.
Your medical exam, which is required as part of your application for term life insurance for smokers, will detect the presence of nicotine in your system.