Others will give you non-smoker rates if no nicotine is
detected in your medical exam.
If nicotine is
detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
Others will give you non-smoker rates if no nicotine is
detected in your medical exam.
If nicotine is
detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.
Not exact matches
A doctor
exams mammograms, a special type of X-ray of the breasts, which is used to
detect tumours as part of a regular cancer prevention
medical check - up at a clinic
in Nice, south eastern France January 4, 2008.
By obtaining a no
medical exam type of life insurance policy first, you would have the total peace of mind that even if any problems were later
detected, the policy would already be
in place and your loved ones would be adequately financially covered.
Your
medical exam, which is required as part of your application for term life insurance for smokers, will
detect the presence of nicotine
in your system.
In addition, the entire application process occurs online, unless a concern is
detected and you're asked to take a
medical exam.