Sentences with phrase «determined by the interest rate»

The amount of interest paid per year is determined by the interest rate, which is calculated based on your loan amount.

For lenders, such as banks and credit unions, cost of funds is determined by the interest rate paid to depositors on financial products, including savings accounts and time deposits.

The tipping point is determined by the interest rate on your loan as shown here:

Principal is the actual amount of money you borrow on a loan; you also pay a lender interest, determined by your interest rate, for the opportunity to borrow the lender's money.

The monthly payments are determined by interest rate trends.

For example, the amount of mortgage you can borrow based on your income is determined by the interest rate of the mortgage.

It takes a long time for the bond to mature because the savings bond value is determined by interest rates that fluctuate over time.

Not exact matches

«I very much doubt that that the outcome for anyone with a reasonably well - constructed portfolio will be determined by the next interest rate hike,» said David Mendels, director of planning at Creative Financial Concepts in New York.

I see no evidence that most Canadians actually pay attention to Carney's sporadic announcements; the available evidence strongly suggests they're influenced more by his setting of the overnight rate, which goes a long way in determining the interest costs on their mortgages and lines of credit.

The interest rate is primarily determined by the lender's evaluation of the borrower's credit history.

At July 28, 2012, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

At April 27, 2013, borrowings under the Asset - Based Revolving Credit Facility bore interest at a rate per annum equal to, at NMG's option, either (a) a base rate determined by reference to the highest of (i) a defined prime rate, (ii) the federal funds effective rate plus 1/2 of 1.00 % or (iii) a one - month LIBOR rate plus 1.00 % or (b) a LIBOR rate, subject to certain adjustments, in each case plus an applicable margin.

This range is determined by a number of factors, including but not limited to the business cycle, valuations, interest rates, inflation, and the collective mood of millions of investors.

Indeed, in a classic paper written in the early 1960s, Mundell (Mundell, 1963) showed how, in a world of complete asset substitutability and perfect capital mobility, real interest rates would be largely determined by international market forces with the exchange rate moving in response to changes in domestic monetary policy to provide most of the desired accommodation or tightening.

How much your credit card interest rate will rise depends on several factors, determined by the issuing company.

The fact that official purchases of financial assets are determined by different factors than those influencing private investors suggests that we would probably see a somewhat different combination of capital flows, exchange rates and interest rates in the absence of official intervention.

Micro-loans are administered by the community lending institutions, so unlike the standardized terms and requirements of a 7 (a) loan, eligibility requirements, terms, and interest rates are determined at the local level.

The Option - Adjusted Duration (OAD) calculation is used to determine how much each position's value may be impacted by a change in interest rates.

That also means that the interest rates for these loans are set by the lenders, based on the borrower's credit history and / or other underwriting criteria determined by the lender.

Interest rates are determined by the Fed, and evolve from the federal funds target rate, which the Fed arbitrarily sets.

While private loans» interest rates are determined by market conditions, the U.S. Congress sets the interest rates for federal student loans.

And that is because interest rates, short and long, can be determined by different things in different periods.

Each refinancing lender determines the rate they'll offer a borrower on a case - by - case basis, so if you want to take advantage of the lowest interest rate available, it's best to apply to many different lenders.

Their underlying worth is determined by the central banking system and the government, through a series of federal guarantees, the setting of interest rates and so on (money used to be backed by physical gold in Fort Knox, but that hasn't been the case since the 1970s).

Your daily interest rate is determined by multiplying your loan balance by your interest rate and then dividing that by the number of days in the year.

However, the sustainability of the immediate response to the election by interest rates is still to be determined.

Federal interest rates are set by law, so they have nothing to do with your income, credit score or any of the other factors private lenders consider when determining your interest and fees rate.

This score is used by agencies to determine how much money they are willing to lend you, how much credit they would extend you, and what interest rates you can get on a variety of financial products.

Consolidating your loans with a private lender also lets you pay off multiple loans with one payment, but you could end up with a lower interest rate that isn't determined by the government.

The minimum allowable interest rate is determined by the government by the Applicable Federal Rates (AFR).

Thus, the fed funds rate is a base interest rate, by which all other interest rates in the U.S. are determined.

And as the government goes farther and farther, it will finally arrive at a point where all prices, all wage rates, all interest rates, in short everything in the whole economic system, is determined by the government.

The interest rate is determined by several factors, including your credit score.

Semiannual interest payments are determined by multiplying the inflation - adjusted principal amount by one - half the stated rate of interest on each interest payment date.

Interest rates are determined by the borrower's and / or cosigner's credit, repayment option, repayment term, and loan type.

We determine what would have happened to a portfolio by using the stock market returns, inflation rates and interest rates of actual sequences.

Variable: In this case, your credit card interest rate is determined by a formula that takes into account the changing market.

This opportunity costs (as it is sometimes called in personal finance), is determined by taking a conservative investment return rate (I'll use 7 % in this example) and figuring out how much $ 20,000 would become if it were invested at 4 years at 7 % interest and then subtracting the initial $ 20,000.

Credit card interest rates in today's free - market are determined by combination of a base rate and the interest rate charged by the Federal Reserve.

Namely, bond coupon payments are determined by market interest rates, the type of issuing entity (government bonds pay lower coupons than corporate bonds because of lower default risk), the creditworthiness of the issuing entity (AAA companies pay lower coupons than CCC companies), and the maturity of the bond, which we will talk about next.

These small emergency loans come with a three - digit interest rate against a very nominal amount determined by the lender to be paid in 30 days.

The Principal Loan Limit is determined by the age of the youngest borrower or non-borrowing spouse, the expected average interest rate, and the Maximum Claim Amount.

The principal limit is determined by multiplying the home value (up to $ 679,650 as of 2017) by the principal limit factor, which is determined by the age of the youngest borrower and the average interest rate.

The Interest Charge imposed during the billing cycle will be determined by multiplying the Average Daily Balance by the Periodic Rate.

When the initial interest rate period has expired, the new interest rate is determined by adding a margin (which you negotiate with your lender) to a published financial index like the CMT or LIBOR.

METHOD USED TO DETERMINE THE BALANCE ON WHICH THE INTEREST CHARGE MAY BE COMPUTED AND AMOUNT OF INTEREST CHARGE The Credit Union figures the Periodic Interest Charge on your Account by applying the Periodic Rate on the «Average Daily Balance» of purchases and previous unpaid cash advances for your INTEREST CHARGE MAY BE COMPUTED AND AMOUNT OF INTEREST CHARGE The Credit Union figures the Periodic Interest Charge on your Account by applying the Periodic Rate on the «Average Daily Balance» of purchases and previous unpaid cash advances for your INTEREST CHARGE The Credit Union figures the Periodic Interest Charge on your Account by applying the Periodic Rate on the «Average Daily Balance» of purchases and previous unpaid cash advances for your Interest Charge on your Account by applying the Periodic Rate on the «Average Daily Balance» of purchases and previous unpaid cash advances for your Account.

Keep in mind that in most cases, interest rate for parent loans, as well as total amount approved, is determined by creditworthiness.

The mortgage interest rate is determined by supply and demand, perceived risk of similar investments, and the general health of the overall economy.

The amount of money the borrower can receive is determined by the age of the youngest borrower, interest rates and the lesser of the home's appraised value, sale price and the maximum lending limit.

The interest rate you'd pay on a 403 (b) loans is determined by your employer.